Nine in ten people in the UK who buy a car use finance. The sector is the second largest lender to consumers in the UK after mortgages. But the industry is bracing itself for a Supreme Court judgement which could see lenders forced to pay out tens of billions in compensation for selling deals with 'secret' commissions. File on 4 Investigates hears from industry insiders and those who tried to raise the alarm on a scandal that some believe could rival PPI.Reporter: Helen Catt
Producer: Phil Kemp
Technical Producer: Nicky Edwards
Production Coordinator: Tim Fernley
Editor: Lisa Baxter
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The Invincible TikTok Gurus
A deep-dive into the new generation of get-rich-quick gurus and the social media smoke and mirrors some use to shield themselves from criticism. This investigation uncovers the tactics used by some TikTok landlords and online ‘finfluencers’ who use the promise of property riches to sell advice and training to people hungry to make fast money and break free of the rat race.Thriving in a largely unregulated social media ecosystem, it highlights the intersection of disinformation, influencer culture and power dynamics, showing how unchecked behaviour has far-reaching implications for society and democracy.When journalist Will Coldwell wrote a long form article about his investigation into property trainer Samuel Leeds, he had hoped that highlighting some of what he saw as the guru’s hard sell tactics and sharing the stories of some of his unhappy customers might lead to him having to change his methods.But Samuel Leeds, ever keen to tell his own story, co-opted the article and claimed it as a victory - amplifying his own name and brand further.The report incorporates a full response from Samuel Leeds - who strenuously denies using hard sell tactics or that he seeks to suppress criticism – and maintains that his methods are legitimate and work for his many happy customers.This is the story of the immersive power of the influencer ecosystem and the invincibility of the personalities that dominate it. It is a story about the limitations of traditional journalism to cut through the content. It is a story about why this investigation isn’t going to work.Producer: Louise Orchard
Presenter: Will Coldwell
An ITN production for BBC Radio 4
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File on 4 Investigates: Stalker in the Church
When a Church of England volunteer in Leicester rejected a proposal to go on a date, it started a (sinister) stalking campaign against him. His stalker was a female preacher. As her harassment worsened, her victim pleaded for help to the police and the Church, including to a cleric tipped to be the Church’s next leader. File on 4 Investigates reveals how their mistakes left the victim feeling they had failed to protect him…
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Adult Gaming Centres
High street gambling venues, known as adult gaming centres, promise a safe and sociable experience; the chance to have a chat, a coffee and a flutter, under the supervision of trained staff. And they’re proving to be popular, with an increasing number springing up across the country, some of which are open 24 hours a day.
But File on 4 Investigates hears concerns some venues are failing to protect people struggling with gambling addictions - with devastating consequences. AGC's are supposed to ensure staff are trained to spot problem gamblers and intervene. They also operate a self-exclusion scheme which allows problem gamblers to self-exclude from AGC's. Staff should intervene if they spot somebody who has self-exlcuded and should ask them to leave the premises. It's a sensible plan - but does it actually work? Reporter: Alastair Fee
Producer: Ben Robinson
Researcher: Michael Gaughan
Technical Producer: Nicky Edwards
Production Coordinator: Tim Fernley
Editor: Carl Johnston
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The Ketamine Trail
Ketamine was designed as an anaesthetic but its use as a recreational drug is growing fast, particularly among young people. It can have life-changing health consequences, yet the use of the drug increased by 85 per cent between 2023 and 2024. Paul Kenyon investigates the ketamine trade and discovers how tonnes of the drug are able to find their way into the UK undetected. Reporter: Paul Kenyon
Producer: Paul Grant
Technical producer: James Bradshaw
Production coordinator: Tim Fernley
Editor: Carl JohnstonDetails of organisations offering support and information with addiction are available at bbc.co.uk/actionline
UK