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Keep The Change

Octopus Money
Keep The Change
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  • Family, Culture & Cash: Navigating Money in a New Culture With Mooka Maboshe
    In this episode of Keep The Change, Tom sits down with Mooka Maboshe, one of our financial coaches at Octopus Money. Mooka shares her experience of moving from Zambia to South Wales and reflects on how both cultures have shaped her perspective on money. They explore the cultural influences on financial habits, the challenges faced when settling in a new country, and the importance of finding a personal approach to money.From the power of open conversations to the unique considerations that come with cultural context, Mooka offers thoughtful and practical insights for anyone working toward a healthier relationship with money. Whether you're navigating family dynamics, setting financial goals, or simply trying to get better at budgeting, this episode is packed with valuable takeaways.Send us a text
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  • Money Mum on Mindset, Motherhood & Making It Work
    In this episode of Keep the Change, Tom is joined by Gemma Bird, better known as Money Mum, to talk about her journey to becoming a money-saving influencer. With nearly 500,000 Instagram followers and appearances on ITV’s Lorraine and Loose Women, Gemma has become a trusted voice for families looking to manage their family finances more effectively. She opens up about the realities of parenting on a budget, the money lessons she learned growing up, and why honest conversations about finances are more important than ever. Plus, Tom and Gemma dive into the common pressures new parents face, like figuring out what you really need to buy and what you can skip. If you're after practical tips, check out Formula Fog Hub by Bonya, a helpful resource full of advice and support.Send us a text
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  • Money, Identity & Going Public - Jessie Leong on Life as a Money Influencer
    In this episode of Keep the Change, Tom sits down with financial influencer Jessie Leong, founder of How I Fund This. They dive into Jessie’s personal finance journey, how she built a supportive community and the mindset shifts that helped her rethink her relationship with money. Jessie opens up about navigating financial anxiety, the never ending nature of money education, the role of influencers in the finance space, and getting started with investing. Plus, Jessie and Tom answer your money questions in this week’s Dear Tom segment.Send us a text
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  • Lessons from a Viral Money Diary – Elle Hunt, Guardian writer
    In this episode of Keep the Change, Tom sits down with journalist and author Elle Hunt to unpack her viral money diary that sparked headlines—and the public reaction that followed. From avocado toast debates to the hidden costs of single life, Elle reflects on navigating her 20s and 30s, shifting her money mindset, and the cultural baggage we all carry around cash. They dive into the hurdles of homeownership, what Martin Lewis taught her, and why she wouldn’t write the diary again. Plus, why her cat might just be her best ever purchase.Send us a text
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  • Women, Wealth & Financial Confidence
    When it comes to building financial confidence, women face a unique set of challenges.In this episode of Keep the Change, Elsie Garvey chats with Octopus Money’s very own money coach, Sula Armstrong, for a deep dive into financial empowerment for women. They unpack the highs, lows, and curveballs of managing money, explore why the gender wealth gap still exists, and how we can take charge of our financial futures.We cover: Sula’s journey into money coaching, and tips to kickstart planning your financial futureThe barriers holding women back from investing and how to break through themThe rise of the ‘trad wife’ trend (is it really as dreamy as it sounds?)How to plan for life’s major milestones, from parenthood to retirementPlus, Sula and Elsie answer your burning money questions in our Dear Sula segment.Send us a text
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About Keep The Change

Keep The Change is here to crack open the black box of personal finance – because let’s be honest, most of us were never really taught how money works. We’re on a mission to make finance less confusing, more engaging, and actually useful for real life.Each episode, we'll break down the money questions that matter.-Smart, simple ways to make your money work harder-Conversations with experts who help real people every day-The human stories behind how we earn, spend, and save Whether you’re trying to make smarter money moves or just want to feel more in control of your finances, we’ve got you covered.
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