The Vault with Financielle

From massive life changes to big money gifts, this week's dilemmas are proof that even good things can still keep you up at night 😅
This week's dilemmas:
💸 "I'm Moving Abroad for Two Years — What Happens to My Pension and ISA While I'm Gone?"
💸 "I Was Gifted £50k and I'm Buying My First Home Alone — What Do I Need to Know?"
Got a dilemma that's been living rent-free in your head? Share it (totally anonymously 🤫) in the Financielle app community or email [thevault@financielle.com] 💌
You don't have to figure this out alone. More honest money chat at financielle.com 💖💸

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This week we're getting into the messy reality of mortgage overpayments, emergency funds, and whether a dream job is worth a £20k pay cut 👀
This week's dilemmas:
💸 "I've Been Overpaying My Mortgage for Two Years — But I Have Nothing in Savings. Am I Backwards?"
💸 "I Earn £50k and Want to Take a £20k Pay Cut — Am I Making a Huge Mistake?"
Mentions:
🏡 Amortization calculator: https://www.calculator.net/amortization-calculator.html
💸 Get cashback that reduces your mortgage interest with Sprive (£5 extra for you using code: FINANC)*
Got a dilemma that's been living rent-free in your head? Share it (totally anonymously 🤫) in the Financielle app community or email [thevault@financielle.com] 💌
You don't have to figure this out alone. More honest money chat at financielle.com 💖💸

Connect with our Partner
🫶 Protect yourself and loved ones with our friends at Lifesearch*
* The above are tracked links, which tell our partners we sent you and may in future result in a payment or benefit to our site.

What would you actually do with a life-changing inheritance? 👀
This week's dilemmas go deep:
💸 "Help! I’m inheriting £300k"💸 "We're Paying Off £9k of Debt, But I Can't Stop Spending On My Daughter"
Plus we asked the community: have you ever used AI for your finances? Would you trust it with your bank statements? 🤖
Got a money win worth celebrating? Or a dilemma that's been living rent-free in your head? Share it (totally anonymously 🤫) in the Financielle app community or email [thevault@financielle.com] 💌
You don't have to figure this out alone. More honest money chat at financielle.com 💖💸

Connect with our Partner
🫶 Protect yourself and loved ones with our friends at Lifesearch *
* The above is a tracked link, which tells our partner we sent you and may in future result in a payment or benefit to our site.

We asked how much you've spent on a wedding that wasn't yours… and some of your answers were shocking 😅💸
This week's dilemmas:
💸 "Do we stay for the pension or leave for the life we actually want?"
💸 "Is this lifestyle creep or self care?"
Got a money win or a dilemma that's been living rent-free in your head? Share it (totally anonymously 🤫) in the Financielle app community or email us at [thevault@financielle.com] 💌
You don't have to figure this out alone. More honest money chat at financielle.com 💖💸

Connect with our Partner
🫶 Protect yourself and loved ones with our friends at Lifesearch *
*The above is a tracked link, which tells our partner we sent you and may in future result in a payment or benefit to our site.

What's the first thing you cut when money gets tight? Coffee? Eating out? Nails? 👀
This week's dilemmas:
💸 "I'm 42, buying a house with my younger boyfriend — should we go big on the deposit or invest the rest?"
💸 "I earn £113k and I still don't know whether to rent or buy"
Got a money win or a dilemma that's been living rent-free in your head? Share it (totally anonymously 🤫) in the Financielle app community or email us at [thevault@financielle.com] 💌
You don't have to figure this out alone. More honest money chat at financielle.com 💖💸

Connect with our Partner
🫶 Protect yourself and loved ones with our friends at Lifesearch *
*The above is a tracked link, which tells our partner we sent you and may in future result in a payment or benefit to our site.