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The Vault with Financielle

Financielle
The Vault with Financielle
Latest episode

165 episodes

  • The Vault with Financielle

    "I have $200k in my pension but only $1,300 in savings… Help"

    13/08/2026 | 41 mins.
    While we work on the next chapter of The Vault, we're bringing back the episodes you loved most. 🤫 This one kicked off our biggest year yet!
    We open with a round of Jail or No Jail: "I keep all my money in cash because investing scares me"… guilty or not? 🚨
    Then we dive into two listener dilemmas:
    💸 "I Have $200k in My Pension but Only $1,300 in Savings… Help"
    💸 "I'm Trapped in My Overdraft After 20 Years"
    Plus a community win that still makes us smile: £15k overpaid on a mortgage in one year 👏
    Got a money win or (totally anonymous) dilemma? Share it via the Financielle app community or email thevault@financielle.com 💌
    You're not alone in figuring this stuff out. More honest money chat at financielle.com 💖💸

    Connect with our Partner
    🫶 Protect yourself and loved ones with our friends at Lifesearch*
    * The above is a tracked link, which tells our partner we sent you and may in future result in a payment or benefit to our site.
  • The Vault with Financielle

    "£90k debt and my husband has run out of money"

    06/08/2026 | 36 mins.
    Over 1 million of you watched this dilemma on socials — so while we cook up the next chapter of The Vault, we're bringing back the episodes you couldn't stop talking about. 🤫
    This week we debate the controversial opinion "couples should ALWAYS combine finances", before diving into two listener dilemmas:
    💸 "I've always been an 'executive sponsor' for my friends"
    💸 "£90k debt and my husband has run out of money"
    Plus a listener money win we love: a £175 bank-switch bonus, straight onto the loan. 👏
    Got a money dilemma or a win to share? Tell us anonymously in the Financielle app or email thevault@financielle.com 💌
    You don't have to figure this out alone. More honest money chat at financielle.com 💖💸
  • The Vault with Financielle

    "I Want to Retire at 45 — Am I Delusional or Is FIRE Actually Achievable?” | The Vault Episode 127

    30/07/2026 | 29 mins.
    We're closing the Vault for a little while, but we're going out on a high 🥹This week's dilemmas:💸 "I Want to Retire at 45. Am I Being Delusional or Is FIRE Actually Achievable on a Normal Salary?"💸 "My Brother Gets £150 a Month in Pocket Money — How Do I Set Him Up Financially Before He Makes My Mistakes?"Thank you so much for being part of The Vault with Financielle community, we'll be back soon with some of our favourite episodes while we take a little break. 🤍In the meantime, check out all the amazing content we have at https://financielle.com/ 💖💸
    Connect with our Partner
    🫶 Protect yourself and loved ones with our friends at Lifesearch *
    * The above is a tracked link, which tells our partner we sent you and may in future result in a payment or benefit to our site.
  • The Vault with Financielle

    "He Wants One Joint Account — I Have 10 Sinking Funds” | The Vault Episode 126

    23/07/2026 | 46 mins.
    When two very different money personalities move in together… something's gotta give 👀
    This week's dilemmas:
    💸 "He Wants One Joint Account for Everything — But I Have 10 Sinking Funds and I Cannot Give Them Up"
    💸 "I Earn a Good Salary, Own 2 Rental Properties, and Still Don't Know What to Do With My Money"
    Got a dilemma that's been living rent-free in your head? Share it (totally anonymously 🤫) in the Financielle app community or email [thevault@financielle.com] 💌
    You don't have to figure this out alone. More honest money chat at financielle.com 💖💸

    Connect with our Partner
    🫶 Protect yourself and loved ones with our friends at Lifesearch *
    * The above is a tracked link, which tells our partner we sent you and may in future result in a payment or benefit to our site.
  • The Vault with Financielle

    "I Was Gifted £50k and I'm Buying My First Home Alone” | The Vault Episode 125

    16/07/2026 | 35 mins.
    From massive life changes to big money gifts, this week's dilemmas are proof that even good things can still keep you up at night 😅
    This week's dilemmas:
    💸 "I'm Moving Abroad for Two Years — What Happens to My Pension and ISA While I'm Gone?"
    💸 "I Was Gifted £50k and I'm Buying My First Home Alone — What Do I Need to Know?"
    Got a dilemma that's been living rent-free in your head? Share it (totally anonymously 🤫) in the Financielle app community or email [thevault@financielle.com] 💌
    You don't have to figure this out alone. More honest money chat at financielle.com 💖💸

    Connect with our Partner
    🫶 Protect yourself and loved ones with our friends at Lifesearch*
    * The above is a tracked link, which tells our partner we sent you and may in future result in a payment or benefit to our site.
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About The Vault with Financielle
Welcome to The Vault with Financielle. Hosts Lucy, Laura and Holly delve into the world of money dilemmas from Leechy friends, getting the money ick, the benefits of budgeting and much much more! Nothing is off limits but everything is safe in the Vault.
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