Fraud accounts for more than 40% of all crime in England and Wales. On one Monday morning I was contacted by three different people wanting to steal my money. All of us are vulnerable, especially if you are busy and start the week with hundreds of emails waiting for you. Every day I hear from intelligent, competent people about the scammers who have tried to defraud them. If you use email, telephones or social media the fraudsters find out very quickly when you are involved in a new business or activity. We need to trust no one, secure our devices and beware of any generous offers. Hosted on Acast. See acast.com/privacy for more information.
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Ep - 99 - Cut Bigger Bills
April is an expensive month. Water, energy, council tax, broadband and mobile bills all increase during the month. But it does not have to be a done deal. You can cut hundreds of pounds from your household budget and may actually be able to get a tax gift if you are one of the two million eligible couples who have not claimed the marriage allowance. It can be worth more than a thousand pounds.Water bills are going up but about 40% of households can save money by opting for a water meter. If your home has more bedrooms than occupants a water meter is likely to be cheaper than if the water company estimates your bills. Fixed price energy bills are once again likely to be cheaper than the price cap. Even the energy regulator recommends customers to go for a fix. It takes minutes to check out the market and apply for a better deal. Look after your money. No one else will. Hosted on Acast. See acast.com/privacy for more information.
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Ep- 98 - Get Saving
It is time to make sure we are not being ripped off by banks and building societies. There is currently around £250 billion sitting in bank and building society accounts paying no interest according to the Bank of England. And the banks use this money to bolster their profits without suggesting to customers how they could be much better off. Instant access savings accounts pay up to 4% currently and regular savings accounts pay more and help to give customers a savings habit. A savings habit can start with one penny on day one and give you £667.95 by the end of year one. Once a saver you can think about avoiding paying unnecessary tax and making sure you get the best deal on your money. Hosted on Acast. See acast.com/privacy for more information.
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Ep 97 - Cutting rail costs
Train fares are rising 4.6% this year on March 2. But there are still lots of ways of cutting the cost of rail travel with much cheaper Advance tickets available until minutes before the journey.A few minutes planning journeys can save hundreds of pounds.Buying two single tickets for a return journey is often cheaper.Knowing when off peak fares start is vital. Getting a train a few minutes later can cut the cost substantially.And should things go wrong you need to make a claim through Delay Repay. Once you are registered it is easy to get the money in your bank account in days. Hosted on Acast. See acast.com/privacy for more information.
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Ep-96 Selling your home
The race is on to complete property transactions before the stamp duty increase in April. You need to be businesslike and make sure you do not lose money because you are concentrating so hard on beating the stamp duty deadline. Hosted on Acast. See acast.com/privacy for more information.
Mrs Mean sets out to save you money every day. She details the tricks and the ways we are persuaded to spend more than we can afford. With the economic crisis hitting so many people, now is the time to work out ways of saving your money. Let Mrs Mean and broadcaster Glen Thompsett guide you through the maze. Hosted on Acast. See acast.com/privacy for more information.
UK