The Divorce Podcast

In partnership with Octopus Money
Welcome back to our 3-part mini-series on The Divorce Podcast, on finance before, during and after divorce. This is part 2.
The two biggest things that come up in the middle of a divorce? The family home and pensions – and neither is as simple as it first looks.
Kate is joined again by Molly Haylett, Chartered Financial Planner at Octopus Money, to unpack the biggest financial decisions you’ll face once you’re in the thick of the process.
We talk about:
How to get a reliable valuation on the family home, and the difference between selling and transferring
Why mortgage capacity matters as much as the percentage split
The difference between defined benefit and defined contribution pensions, and why it matters
What a pension on divorce (POD) report is, and when it’s worth getting one
If you missed part 1, go back and catch Molly’s tips for getting organised at the start of the process. Stay tuned for part 3, where we cover rebuilding your finances once your divorce is finalised.
The discussions in this podcast, including the adviser's own experiences, are not personal recommendations. Please seek advice from an authorised adviser familiar with your circumstances before taking action. This podcast provides general information only and does not constitute regulated financial advice. Octopus Money is authorised and regulated by the Financial Conduct Authority. This content is intended for UK residents only and is based on UK regulation as of the date of recording.
About Octopus Money
Octopus Money is on a mission to make investing and money advice accessible to all – because we believe everyone deserves to feel confident about their future. You can get in touch with them to find out more on their website.
More divorce resources
Ready to get clear on your finances?
Book a free 15-minute consultation with an amicable expert for guidance on the legal, financial, emotional or co-parenting aspects of separation.
Want ongoing support through separation?
Join amicable space for bonus podcast episodes, exclusive webinars and articles on finances and an interactive community where you can share questions and get expert advice from amicable specialists. Start your free trial here.
Kate’s book amicable divorce includes a dedicated chapter on navigating finances during separation, including reaching financial agreements based on your real needs (not just 50/50 splits) and guidance on commonly overlooked assets like pensions. Find it on Amazon today.
Got a question for a future episode?
Share your thoughts at podcasts@amicable.co.uk or through direct messages on Instagram.
#Finances

In partnership with Octopus Money
Welcome to our 3-part mini-series, packed with helpful tips on finances before your divorce process begins, during it, and how to start rebuilding afterwards. 
Before you can split anything fairly in a divorce, you need to know exactly what you've got – and not all pounds are equal, whether they're sitting in cash, property or a pension.
Kate is joined by Molly Haylett, Chartered Financial Planner at Octopus Money, for tips on how to get your finances organised at the start of your divorce process.
We talk about:
Why getting a clear picture of your finances
What people most commonly forget to include
The biggest financial mistake people make at the start of divorce
This episode is for anyone at the start of their divorce process who wants to feel informed and in control before the bigger financial decisions begin.
Tune in next week to learn about finance during the divorce process.
The discussions in this podcast, including the adviser's own experiences, are not personal recommendations. Please seek advice from an authorised adviser familiar with your circumstances before taking action. This podcast provides general information only and does not constitute regulated financial advice. Octopus Money is authorised and regulated by the Financial Conduct Authority. This content is intended for UK residents only and is based on UK regulation as of the date of recording.
About Octopus Money
Octopus Money is on a mission to make investing and money advice accessible to all – because we believe everyone deserves to feel confident about their future. You can get in touch with them to find out more on their website.
More divorce resources
Ready to get clear on your finances?
Book a free 15-minute consultation with an amicable expert for guidance on the legal, financial, emotional or co-parenting aspects of separation.
Want ongoing support through separation?
Join amicable space for bonus podcast episodes, exclusive webinars and articles on finances and an interactive community where you can share questions and get expert advice from amicable specialists. Start your free trial here.
Kate’s book amicable divorce includes a dedicated chapter on navigating finances during separation, including reaching financial agreements based on your real needs (not just 50/50 splits) and guidance on commonly overlooked assets like pensions. Find it on Amazon today.
Got a question for a future episode?
Share your thoughts at hello@amicable.co.uk or through direct messages on Instagram.
#Finances

If you're divorced and thinking about marrying again, you already know why the money conversation early on is so important. Watch the full episode on YouTube.
Kate is joined by Andrew Bowker, co-founder of wedding booking platform Wedissimo, to talk about why honest conversations about money are the foundation of any relationship – and why prenups exist to have that conversation properly, not to plan for failure.
In this episode, we cover:
Why people remarrying after divorce approach money and prenups differently
What a prenup is actually for
Why agreements like these need revisiting as life changes
Why younger generations find it easier to talk about money
This episode is for anyone remarrying after separation or divorce, or anyone who wants to have a better money conversation with their partner from the get-go
About Wedissimo
Wedissimo is a UK wedding booking platform that makes it easy for couples to find, compare and book wedding suppliers online. Since launching, Wedissimo has helped thousands of couples book everything from photographers to celebrants, giving Andrew a unique perspective on how modern couples plan their weddings and prepare for marriage.
Sources mentioned in this episode
The £26,000 average cost of getting married: Financial Times, "The wedding racket: how tying the knot became so expensive," 26 April 2025.
Generational attitudes to talking about money (baby boomers 50%, Gen Z 17% say it's vulgar to discuss): YouGov, "Is it vulgar to talk about money?"
The UK government's prenuptial agreement proposals, including the 28-day pre-wedding signing requirement: "A Fairer End to Relationships," a government consultation that ran 5 June–14 August 2026. The consultation has now closed and a government response is pending.
The UK's top 1% of households by wealth: Office for National Statistics, Wealth and Assets Survey, with a net wealth threshold of around £3.1 million (Round 8, April 2020–March 2022, published January 2025) to £3.6 million (April 2018–March 2020 round). 
More amicable resources
Whether you're moving in together, getting married or getting divorced, amicable helps you navigate change together. Book a free 15-minute consultation for expert legal, financial and practical support.
Got a question for a future episode?
Share your thoughts at hello@amicable.co.uk or through direct messages on Instagram.
#LifeAfter

If you've ever wondered whether heartbreak gets easier with age, or just different, this episode might surprise you. Watch the video version here. 
Kate is joined by Jemma Sbeg, host of The Psychology of Your 20s podcast and author of Person in Progress, to compare notes on breakups and grief across every life stage - from a first heartbreak in your twenties to divorce after twenty years together.
We talk about:
Jemma's 'three waves' model for processing a breakup, and why healing isn't a straight line
What's genuinely different about heartbreak in your twenties versus later in life - and what stays exactly the same
Why talking through the 'what ifs' with a partner can build a stronger relationship, not undermine it
How making something creative out of heartbreak can turn it into one of your most valuable experiences
This episode is for anyone who's been through a breakup or separation, at any age or stage - and anyone who's ever wondered if it really gets easier.
Meet Jemma Sbeg
Jemma is a host of a groundbreaking, globally recognized podcast, The Psychology of Your 20s, author of Person in progress and mental health advocate.
The Psychology of your 20s begun back in 2021 after Jemma went through her first real heartbreak and was looking for a guide to all the confusing and chaotic feelings she was experiencing. It wasn't just the break-up, there were so many other experiences she was having as a 20-something that she wished she had some explanation for. 
Nobody would give her the straight up science, and all the self-help content she found seemed to just be opinions based. And so, The Psychology of your 20s was born with our first ever episode, fittingly titled 'The Psychology of Imposter Syndrome' which remains our most downloaded episode to date. 
To hear more from Jemma, listen to The Psychology of your 20s wherever you get your podcasts or yoiu can watch it on Netflix. You can also follow Jemma on Instagram and Substack. 
More divorce resources
Need expert help right now?
Book a free 15-minute consultation with an amicable expert for guidance on the legal, financial, emotional or co-parenting aspects of separation. 
Want ongoing support as you rebuild after separation?
Join amicable space for bonus podcast episodes, exclusive webinars and articles on on healing after heartbreak and an interactive community where you can share questions and get expert advice from amicable specialists. Start your free trial here.
Kate’s book amicable divorce includes dedicated chapters on emotional readiness and timing, navigating separation with kindness and rebuilding your identity and moving forward with confidence. Find it on Amazon today.
Got a question for a future episode?
Share your thoughts at hello@amicable.co.uk or through direct messages on Instagram.
#EmotionalJourney

Pensions are often the biggest asset in a marriage – sometimes bigger than the family home – yet they're the one most people overlook when they separate.
Kate is joined by Josh Gordon, Head of Digital Retirement at Octopus Money, to bust some of the biggest pension myths in divorce.
We talk about:
The myth that a pension in your name is yours alone
What a PODE (Pension on Divorce Expert) report is, and how it helps you understand what your pensions are really worth
Compounding explained – and why the years matter as much as the amount
Why your pension might actually be more valuable than the house
This episode is for anyone who's tempted to leave pensions until last – and wants to make sure they're not leaving value on the table.
amicable and Octopus Money have co-created the PODE product discussed.
Meet Josh Gordon
Josh is Head of Digital Retirement at Octopus Money. He’s spent over 20 years working in financial services. As a Chartered Financial Planner, Josh helps people going through divorce understand what their pension assets are really worth, and what a fair outcome looks like. Working with individuals, solicitors, and mediators across England and Wales, providing independent PODE reports in plain language, with no surprises on cost. Josh believes the process of getting expert pension advice during divorce should be straightforward and transparent, not another source of stress. Part of the Octopus Money family, his team combines genuine financial expertise with the kind of clear communication that people going through a difficult time actually need.
Learn more about PODE reports here.
Sources
Office for National Statistics, Divorces in England and Wales, 2019: Average age at divorce: 42 for women, 45 for men, as cited from ONS data by Stowe Family Law.
More divorce resources
Need expert help right now?
Book a free 15-minute consultation with an amicable expert for guidance on the legal, financial, emotional or co-parenting aspects of separation. 
Want ongoing support as you rebuild after separation?
Join amicable space for bonus podcast episodes, exclusive webinars and articles on on healing after heartbreak and an interactive community where you can share questions and get expert advice from amicable specialists. Start your free trial here.
Kate’s book amicable divorce includes a dedicated chapter on navigating finances during separation, including reaching financial agreements based on your real needs (not just 50/50 splits) and guidance on commonly overlooked assets like pensions. Find it on Amazon today.
Got a question for a future episode?
Share your thoughts at hello@amicable.co.uk or through direct messages on Instagram.
#Finances