The Scottish Property Podcast

• From £100K In Debt to Building a 7-Figure Portfolio with Taimur Malik

  In this episode of the Scottish Property Podcast, Nick and Steven are joined by Taimur Malik, a former finance professional turned property investor, who shares his powerful journey from financial rock bottom to building a 7-figure portfolio.After losing his job and facing a serious health crisis, Taimur found himself over £100,000 in debt and unable to walk. But through discipline, long-term thinking, and smart investing, he’s now on the path to full financial freedom—using a combination of property, stocks, and pensions.This is a refreshingly honest and insightful conversation about building wealth slowly, understanding financial resilience, and why property is just one part of the bigger picture.Episode Highlights:📉 From Crisis to ClarityLosing his job at BlackRock and the moment his health collapsedHow being in debt and housebound pushed him to take control of his financesStarting from scratch after moving to the UK with just £500📈 Wealth Building Through PropertyBuilding a 9-property buy-to-let portfolio with a BRR strategyWhat he looks for in deals: cashflow, long-term demand, and sustainable lendingWhy he pivoted away from short-term lets in Edinburgh📊 The Bigger Wealth PictureWhy Taimur is just as passionate about stocks and pensions as propertyUnderstanding compound growth and why time in the market is more important than timing the marketHow small monthly investments add up to millions over time🧠 Mindset & Financial StrategyWhy more money doesn’t solve money problems—discipline doesHow to think like an investor, not a speculatorThe difference between income, wealth, and financial freedom🧰 Tips for New InvestorsDon’t chase cashflow alone—look for balanced returnsInvest in learning, not just propertyThink long-term and avoid get-rich-quick trapsThis is a refreshingly honest and insightful conversation about building wealth slowly, understanding financial resilience, and why property is just one part of the bigger picture.----------------------------------------------------Know someone looking to sell? Send the guys at Prime a message now: https://wa.me/447938603856----------------------------------------------------

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• How to Start a Career in Property – Advice from the Prime Property Boys

  In this episode of the Scottish Property Podcast, Nick and Steven sit down with John and Luis from Prime Property to explore what it really takes to build a successful career in the property industry. Fresh off a business development trip to Las Vegas, the duo shares what they learned from one of the top business minds in the world and how they’re applying it to grow their Glasgow-based business.This episode pulls back the curtain on what it’s like to work at Prime Property, how they train and incentivize their team, and why they believe building a high-performance sales culture is the key to long-term success. Whether you're a young person trying to break into the industry or an agency owner trying to attract top talent, this conversation is packed with valuable takeaways.🎯 Episode Highlights:💼 Lessons from Las Vegas​John and Luis reflect on the $20k business mastermind in Vegas​Key insight: Identify the real bottleneck holding your business back​How free value leads to long-term client trust and conversions🚀 Careers in Property​The real path for young people looking to get into property​Why starting in a full-time job can fast-track your growth more than deal sourcing on the side​Skills that matter most: coachability, confidence, communication📞 Inside Prime Property​What makes a top performer: 10+ property sales per month and a £10k payday​Their transparent commission model and training systems​Creating a culture of hustle, growth, and long-term opportunity📊 Self-Employed Estate Agency Debate​The pros and cons of the Keller Williams / EXP model​Why low-value Scottish properties make self-employed models risky​Building security and volume through a salaried + commission structure👥 Recruiting and Building Teams​The importance of video interviews, confidence, and likeability in hiring​Why Prime looks for hungry individuals—not just qualifications​How they support personal property investment within the teamThis episode is a must-listen for anyone considering a career in property—or those trying to grow and lead a property business. John and Luis bring energy, honesty, and real-world insights into what it takes to succeed. If you’re thinking of joining the industry or trying to level up your team, this is the roadmap.----------------------------------------------------Know someone looking to sell? Send the guys at Prime a message now!----------------------------------------------------#scottishpropertypodcast #propertycareers #primeproperty #propertyjobs #salesculture #dealflow #lettingslife #propertyinvestmentuk #propertytraining #scotlandbusiness #estateagencycareer

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• Rent Caps, Licensing, Ang Fatigue - What It Means for Investors

  In this episode of the Scottish Property Podcast, Nick and Steven are joined by Colin Macmillan, managing director of Glasgow Property Letting, for a deep dive into what’s really happening across the Scottish property market.With interest rates expected to shift, rents showing signs of cooling, and new legislation looming, this episode breaks down the latest data and trends affecting both investors and landlords.Colin brings hands-on insight from managing over 300 properties, giving a grounded perspective on how landlords and letting agents are navigating the current landscape.Key Highlights:📉 Scottish House Prices & Sales VolumesWhere property values are holding up — and where they’re slippingWhy sales volumes have dropped despite buyer demand still being thereThe widening affordability gap, especially for FTBs and low-income earners🏠 Rental Market TrendsAnnual rent growth down to 5.6% — and why that’s not a bad thingSigns of softening demand and increased supply in certain regionsWhy 2025 will expose landlords who haven't adjusted to market realities📊 Lettings Insight from the GroundLandlords pushing unrealistic rent increases — and what agents are sayingHow tenants are negotiating harder and shopping around more than everThe shift towards fixed rents and longer tenancies🏢 Student Accommodation BoomRecord number of PBSA (Purpose Built Student Accommodation) units under constructionWhat this means for HMO landlords and the wider rental marketWill Glasgow run out of student tenants?🔧 Legislation, Licensing & Market PressureHighland Council cracking down on short-term letsColin’s view on EPC requirements, ADS, and compliance fatigueWhy government policy continues to hurt affordability instead of helping it#scottishpropertypodcast #propertymarketupdate #rentalmarket #glasgowproperty #landlordtips #scottishhousingcrisis #propertyinvestment #colinmacmillan #studentaccommodation #hmoinvesting #ukpropertymarket #lettingagentlife

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• Why I Left Scotland to Sell Property in Dubai with Eoin Baillie

  In this episode of the Scottish Property Podcast, Nick and Steven sit down with Eoin Baillie, a former gas engineer from West Lothian who’s now one of Dubai’s top-performing real estate brokers. After years in the Scottish property scene, Eoin made a bold move to the UAE — with no contacts, no leads, and 14 suitcases to his name.Today, he’s earning up to £100K per month in commissions, brokering multi-million-dirham deals, and running a high-performing team in one of the world’s most competitive real estate markets. Episode Highlights:🏠 Life Before DubaiHow Eoin got started in property in ScotlandHis experience in construction, lettings, flips, and service accommodationWhy he decided to walk away from his UK portfolio to start fresh✈️ Taking the Leap to DubaiWhat it really costs to relocate — and why £25K is the minimum bufferLeaving with 14 suitcases and no guarantee of incomeWhy his first 6 months nearly broke him💼 Building a Business in Dubai Real EstateThe difference between “glamorous” Dubai real estate and the actual grindWorking 14-hour days, handling rejection, and building a name from scratchThe deal that changed everything — and pulled him back from quitting📈 Making £100K Months in CommissionThe mindset shift needed to go from chasing rent to chasing multi-million dirham dealsThe value of showing up every day — even when the pipeline is emptyHow social media helped him stand out in a crowded market🧠 Mindset, Struggles & GrowthWhy Dubai is a pressure cooker — and not for everyoneThe emotional toll of starting from zeroEoin’s honest take on mental health, family sacrifice, and staying grounded----------------------------------------------------Know someone looking to sell? Send the guys at Prime a message now!----------------------------------------------------

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• The Harsh Truth About Running HMOs in Scotland with Angus Johnston

  In this episode of the Scottish Property Podcast, Nick and Steven sit down with Angus Johnston, founder of LetUs, a Glasgow-based letting agency specialising in HMOs. Angus shares his fascinating journey from aspiring investment banker and full-time wedding singer to building a business managing over 120 properties – with a strong focus on the student HMO market in Glasgow.Episode Highlights:🏡 From Accountant to Letting AgentWhy Angus walked away from PwC and investment banking to sing full-timeHow COVID derailed his music career and pushed him into property management📈 Building an HMO Business from the Ground UpHow he started with 7 properties (including his own and his brother’s)Scaling during lockdown with creative hustle and a sharp student focus🔥 The Realities of Running HMOs in ScotlandWhy group lets, not room-by-room, are the standard in Scottish HMO setupsHow legislation, like the PRT, impacts lease structure and managementCommon tenant challenges — from broken vacuums to surprise guests…📊 Crunching the HMO NumbersWhat it actually costs to convert a flat into an HMO (licensing, refurbs, furnishing)Why capital growth in prime locations like Glasgow’s West End makes it worth itThe sweet spot for profitability (hint: 4- and 5-bed flats)🏛️ Licensing & Council ProcessThe reality of 12-month lead times for new HMO licencesKey differences between existing vs. new licence applicationsHow to avoid pitfalls with HMO layout, kitchens, and fire safety🛠️ Maintenance, Void Periods, and Managing ExpectationsBudgeting £1,000+/year in maintenance and planning for 11-month letsManaging expectations with tenants, neighbours, and property owners

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