Making Money

Modern Britain has been shaped by economic decisions. Was austerity the biggest economic mistake of the last generation? Cahal Moran is an economist and host of the YouTube channel Unlearning Economics. His latest book is Why We’re Getting Poorer (https://amzn.eu/d/0cNLJJDO).

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If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.

Ramin Nakisa from PensionCraft is back. Like me he’s spent years explaining why investing 100% in global equities works. But recently, he changed his portfolio, cutting his exposure by almost half. What changed? And what might make him change his mind again?

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Sorry, the retirement features aren’t quite ready yet (we had to keep that ending!) but you can still get help from our AI here: https://makingmoney.email/AI

❓Survey - how are you saving for your future?

⁠⁠⁠⁠⁠⁠⁠https://makingmoney.email/survey⁠⁠

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Vanta - Get your company secure and compliant: ⁠https://vanta.com/makingmoney

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If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.

What’s the best kind of stock market for a new investor? Most people assume you want years of rising prices. But Andrew Clare, who’s spent decades researching investing, says that’s not always true.

Here’s Andrew’s paper: https://doi.org/10.3905/jor.2025.1.180

❓Survey - how are you saving for your future?

⁠⁠⁠⁠⁠⁠https://makingmoney.email/survey⁠⁠

🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service & book free call: https://getmost.typeform.com/pod-episodes

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Vanta - Get your company secure and compliant: ⁠https://vanta.com/makingmoney

Xero accountancy software - get 90% off for 6 months: https://referrals.xero.com/makingmoney 

–

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.

What’s the best kind of stock market for a new investor? Most people assume you want years of rising prices. But Andrew Clare, who’s spent decades researching investing, says that’s not always true.

Here’s the paper we discuss: https://doi.org/10.3905/jor.2025.1.180

🤝 Want 1:1 financial help from us?
Answer a few questions to find the right service & book free call: https://getmost.typeform.com/pod-episodes

🎉 Sponsors
Vanta - Get your company secure and compliant: ⁠https://vanta.com/makingmoney
Xero accountancy software - get 90% off for 6 months: https://referrals.xero.com/makingmoney

-
If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.Andrew's book 'The Old Lady': https://amzn.eu/d/04k9AsrO

Megan was in her early 30s when she and her partner finally faced up to more than 14 years of debt. After years of overdrafts, credit cards and quietly spiralling finances, they confronted nearly £40,000 they owed. Megan documented their journey out of debt (@that_girl_in_debt), and now they’ve taken their first steps into investing and hope to save £40,000.

Do you have your own story about money, investing, or financial mistakes? We’d love to hear it: ⁠https://makingmoney.email/listener-story-form

🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service & book free call: https://getmost.typeform.com/pod-episodes

❓Survey - how are you saving for your future?

⁠⁠⁠⁠⁠https://makingmoney.email/survey⁠⁠

🎉 Sponsors

Vanta - Get your company secure and compliant: ⁠https://vanta.com/makingmoney

Xero accountancy software - get 90% off for 6 months: https://referrals.xero.com/makingmoney 

–

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.

The UK has some of the most expensive household electricity in the world. Why are energy bills so high, and will they ever come down? The price you pay is shaped by rules set by Ofgem, the UK’s energy regulator. Neil Kenward is their Interim Director General of Markets. Thank you to everyone who sent in a question! 

❓Survey - how are you saving for your future?

⁠⁠⁠⁠⁠https://makingmoney.email/survey⁠⁠

🤝 Want 1:1 financial help from us?

Answer a few questions to find the right service & book free call: https://getmost.typeform.com/pod-episodes

🎉 Sponsors

Vanta - Get your company secure and compliant: ⁠https://vanta.com/makingmoney

Xero accountancy software - get 90% off for 6 months: https://referrals.xero.com/makingmoney 

–

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.