Making Money

Vivi Friedgut is CEO and founder of Blackbullion, a fintech business that helps students sort out their finances. We say it a lot and it’s true, the earlier you can get started with personal finance the better, and Vivi’s advice isn’t just for students, it’s for anyone who wants to know give themselves the best chance in life.  🤝 Looking for 1:1 help from a financial advisor? We've teamed up with financial advisors we rate so you can get personal support. Find out more: https://makingmoney.email/advisors-from-episodes. 🚨 Check your financial health What's your score and what can you improve? https://makingmoney.email/healthcheck-from-episodes. 📈 Investment platforms we use: Trading 212 Get a free share worth up to £100 when you sign up for a new Invest or ISA account and deposit at least £1. https://www.trading212.com/promocodes/MM  If you do not get your free share after depositing at least £1, use the promo code ‘MM’ (for Making Money). You can use this code for up to 10 days after opening the account. InvestEngine  Get up to a £50 bonus when you invest at least £100. https://investengine.pxf.io/daOD2Q Vanguard https://www.vanguardinvestor.co.uk/ This is not an affiliate link. 🏥 Life insurance, income protection and critical illness cover We work with Heath Protection: https://heathprotection.co.uk/ If you purchase a product or service using one of these links (including Anthony’s firm Trinity Financial), we may receive a small commission from the seller. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk. 🎉Sponsors Vanta - Get your company secure and compliant, with $1k off: https://vanta.com/makingmoney. Tide - Get 4.07% AER Variable for your business account: https://makingmoney.email/tide. MoneyWeek - Get 6 editions of quality financial journalism for free: moneyweek.com/makingmoney. ✉️ Get a summary of this episode through our newsletter: Sign up: https://makingmoney.email/S5E8 Disclaimer: This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.

Lionel Barber, former editor of the Financial Times, explores the story of SoftBank CEO Masayoshi Son, known as Masa, in his book ‘Gambling Man’. Masa, a venture capitalist who has made and lost hundreds of billions through bold bets on technology, calls himself the world’s "craziest investor." His story is not just about investing and risk but also about technology. Masa famously invested in Alibaba before it became a household name and acquired a majority stake in UK-based chip designer ARM after Brexit, showcasing his knack for spotting potential. He thrived in the era of hyper-globalisation that fuelled the tech industry’s rapid growth—an era many believe has now come to an end. Lionel’s book: https://www.penguin.co.uk/books/451627/gambling-man-by-barber-lionel/9780241582725 🚀 How to start investing - free guide https://makingmoney.email/investing-audio 📈 Investment platforms we use: Trading 212 Get a free share worth up to £100 when you sign up for a new Invest or ISA account and deposit at least £1. https://www.trading212.com/promocodes/MM  If you do not get your free share after depositing at least £1, use the promo code ‘MM’ (for Making Money). You can use this code for up to 10 days after opening the account. InvestEngine  Get a £25 bonus when you invest at least £100. https://investengine.pxf.io/daOD2Q Vanguard https://www.vanguardinvestor.co.uk/ This is not an affiliate link. 🏥 Life insurance, income protection and critical illness cover We work with Heath Protection: https://heathprotection.co.uk/ If you purchase a product or service using one of these links (including Anthony’s firm Trinity Financial), we may receive a small commission from the seller. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk. 🎉Sponsors Vanta - Get your company secure and compliant, with $1k off: https://vanta.com/makingmoney. Tide - Get 4.07% AER Variable for your business account: https://makingmoney.email/tide. MoneyWeek - Get 6 editions of quality financial journalism for free: moneyweek.com/makingmoney. ✉️ Get a summary of this episode through our newsletter: Sign up: https://makingmoney.email/S5E7 Disclaimer: This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.

Edward Chancellor is a financial historian, journalist and investment strategist. He’s written a book called The Price Of Time: The Real Story Of Interest. In 2008 central bankers brought interest rates to their lowest level in five thousand years. Unaffordable housing, the collapse of productivity, rising inequality are just some of the things Chancellor points to as results of that decision and he argues, the worst could be yet to come. Edward’s book: (https://www.penguin.co.uk/books/448594/the-price-of-time-by-chancellor-edward/978180206015) 🚀 6 steps to build wealth in the UK - free guide Get our 6-part newsletter series: https://makingmoney.email/newsletter-series 📈 Investment platforms we use: Trading 212 Get a free share worth up to £100 when you sign up for a new Invest or ISA account and deposit at least £1. https://www.trading212.com/promocodes/MM  If you do not get your free share after depositing at least £1, use the promo code ‘MM’ (for Making Money). You can use this code for up to 10 days after opening the account. InvestEngine  Get a £25 bonus when you invest at least £100. https://investengine.pxf.io/daOD2Q Vanguard https://www.vanguardinvestor.co.uk/ This is not an affiliate link. 🏥 Life insurance, income protection and critical illness cover We work with Heath Protection: https://heathprotection.co.uk/ If you purchase a product or service using one of these links (including Anthony’s firm Trinity Financial), we may receive a small commission from the seller. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk. 🎉Sponsors Vanta - Get your company secure and compliant, with $1k off: https://vanta.com/makingmoney. Tide - Get 4.07% AER Variable for your business account: https://makingmoney.email/tide. MoneyWeek - Get 6 editions of quality financial journalism for free: moneyweek.com/makingmoney. ✉️ Get a summary of this episode through our newsletter: Sign up: https://makingmoney.email/S5E6 Disclaimer: This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.

We get loads of questions about mortgages so we thought we’d ask an expert, and cover some other key things you should know about. We're speaking to Anthony Emmerson, Director at mortgage broker Trinity Financial. Whether you’re getting a mortgage for the first time or looking to remortgage, what should you look out for? If you want to ask Anthony any questions about your mortgage you can email: [email protected] 🚀 6 steps to build wealth in the UK - free guide Get our newsletter series: https://makingmoney.email/newsletter-series 📈 Investment platforms we use: Trading 212 Get a free share worth up to £100 when you sign up for a new Invest or ISA account and deposit at least £1. https://www.trading212.com/promocodes/MM  If you do not get your free share after depositing at least £1, use the promo code ‘MM’ (for Making Money). You can use this code for up to 10 days after opening the account. InvestEngine  Get a £25 bonus when you invest at least £100. https://investengine.pxf.io/daOD2Q Vanguard https://www.vanguardinvestor.co.uk/ This is not an affiliate link. 🏥 Life insurance, income protection and critical illness cover We work with Heath Protection: https://heathprotection.co.uk/ If you purchase a product or service using one of these links (including Anthony’s firm Trinity Financial), we may receive a small commission from them. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk. 🎉Sponsors Vanta - Get your company secure and compliant, with $1k off: https://vanta.com/makingmoney. Tide - Get 4.07% AER Variable for your business account: https://makingmoney.email/tide. MoneyWeek - Get 6 editions of quality financial journalism for free: moneyweek.com/makingmoney. ✉️ Get a summary of this episode through our newsletter: Sign up: https://makingmoney.email/S5E5 Disclaimer: This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.