This is Money Podcast

The Bank of England raised interest rates for the first time in three years from 3.75 to 4 per cent this week.
It was an 8-1 vote, with the outlier wanting to raise it to 4.25 per cent.
What does it mean for our money, can it really help tame inflation and will there be more rate rises in coming months? Simon Lambert, Lee Boyce and Georgie Frost discuss.
With many homeowners coming off fixed mortgage deals, many are questioning whether a tracker might be the best home for now - is it a wise move? We answer a podcast listener question.
Donald Trump and the Republicans took a bruising in the midterms and Wall Street took a beating on Thursday too, with more than £2 trillion wiped off US technology stocks in a day, raising fears of a wider stock market crash.
Investors are getting nervous about the vast sums being poured into AI, whether they'll ever see a decent return and that the election results could put the brakes on data centre development.
Are you heading for a bleak retirement and is your stingy employer to blame? You might think earning a good salary means you'll have a decent pension... but not necessarily.
Almost half of millennials say inheritance is crucial to achieving their financial goals. But new research suggests their parents might have other ideas.
And with people living longer, rising care costs and pensions being brought into inheritance tax from April next year, there could be even less to pass on...
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Text us 020 7938 6000.

Hosts: Georgie Frost, Simon Lambert, Lee Boyce, Helen Crane
Producer: Georgie Frost
Hosted on Acast. See acast.com/privacy for more information.

From a £100 bung for households for their bills, to an inexplicable savings tax raid and a last minute rescue for the cash Isa, Georgie Frost, Helen Crane and Simon Lambert discuss the highlights of the Budget.
They disect what it means for the economy, whether it gives us any hope of getting the UK's finances out of a mess and who the winners and losers were.
If you want to know everything you need to know about the Budget and what it means for you, listen to this podcast.
Follow us on Instagram @dmgnewmedia.
Follow us on TikTok @dmgnewmedia
Follow us on X @dmgnewmedia
Email us hello@dmgmedia.co.uk
Text us 020 7938 6000.

Hosts: Georgie Frost, Simon Lambert, Lee Boyce, Helen Crane
Producer: Georgie Frost
Hosted on Acast. See acast.com/privacy for more information.

Inflation is back on the rise again and it is forecast to keep going up.
What does this mean for our finances and how bad are things going to get?
Meanwhile, the Budget is looming and while it's certainly been a much quieter build-up this year, can we be sure that there's no bad news lurking?
On this week's podcast Georgie Frost, Rachel Rickard Straus and Simon Lambert unpick what's going on and look at where we could end up next.
Plus, are we seeing rent controls by the back door, how often should you be winning the Premium Bonds and what are your Budget moans?
Follow us on Instagram @dmgnewmedia.
Follow us on TikTok @dmgnewmedia
Follow us on X @dmgnewmedia
Email us hello@dmgmedia.co.uk
Text us 020 7938 6000.

Hosts: Georgie Frost, Simon Lambert, Lee Boyce, Helen Crane
Producer: Georgie Frost
Hosted on Acast. See acast.com/privacy for more information.

Saving in a self-invested personal pension is a great way to create a side pot from your workplace pension or to build a retirement fund if you are self-employed.

On this special bonus episode of the This is Money Podcast, Simon Lambert is joined by Trading 212's chief operating officer, George Mantilas, to discuss everything you need to know about investing in a Sipp.

From how to get easily get started, to what you can do to improve your pension saving and keep fees low, they discuss Sipp essentials.

These include:

The benefits of a Sipp
How they work
Why people invest in Sipp as well as a work pension
Why investing in a Sipp matters
Do fees matter as much as what you invest in?
Follow us on Instagram @dmgnewmedia.
Follow us on TikTok @dmgnewmedia
Follow us on X @dmgnewmedia
Email us hello@dmgmedia.co.uk
Text us 020 7938 6000.

Hosts: Georgie Frost, Simon Lambert, Lee Boyce, Helen Crane
Producer: Georgie Frost
Hosted on Acast. See acast.com/privacy for more information.

On this special This is Money podcast episode to celebrate his 500th column as our retirement agony uncle, Steve Webb is back to answer your pension questions.
The former pensions minister joins Georgie Frost and Simon Lambert to talk through what he has learnt over those 500 columns and reply to the questions he has been sent in specially for this episode.

01:54 – The £118,000 state pension underpayment that exposed a huge scandal
05:01 – Inheritance tax: What's changing for pensions in April 2027?
07:39 – Will final salary pensions be caught by inheritance tax?
09:02 – How to make life easier for loved ones when you die
10:09 – Can you give money to relatives' pensions without paying inheritance tax?
12:07 – Gifting from surplus income: What records do you need?
13:47 – Can you access your pension at 55 without triggering a tax trap?
15:53 – Why is the private pension access age rising to 57?
19:19 – Tax-free lump sums: Can you take another 25% if your investments grow?
23:36 – Why is the state pension taxable when other benefits aren't?
30:54 – Is deferring your state pension for nine years a costly mistake?
33:31 – The McCloud ruling: Why are public sector pensions still delayed?
36:47 – What would Steve Webb change about the pension system?
38:37 – The biggest pension mistake people make
39:39 – Are you missing out on a better workplace pension?
41:19 – Why checking your pension paperwork could save you thousands
Follow us on Instagram @dmgnewmedia.
Follow us on TikTok @dmgnewmedia
Follow us on X @dmgnewmedia
Email us hello@dmgmedia.co.uk
Text us 020 7938 6000.

Hosts: Georgie Frost, Simon Lambert, Lee Boyce, Helen Crane
Producer: Georgie Frost
Hosted on Acast. See acast.com/privacy for more information.