Smart Money Happy Hour with Rachel Cruze and George Kamel
Ramsey Network
Pull up a chair to the happy hour you wish your friends were having. Mix two money experts with some hot takes and a splash of nostalgia, and you get Rachel Cru...
💵 Start your free budget today. Download the EveryDollar app!
If you love awkward silences, just try asking your blind date how much money he makes. In this episode, Rachel and George share hot takes on common taboo money topics, plus how you can avoid cringey situations.
Next Steps:
🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour.
📱Submit a Guilty As Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.
Connect With Our Sponsors:
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Today’s Happy Hour Special: 🍸 Smashing Sage Spritzer (Mocktail)
Recipe: Drinking for Two: Nutritious Mocktails for the Mom-To-Be
Ingredients:
1 cup fresh or frozen blackberries or cherries
1 tablespoon lime juice
1 teaspoon honey
1/3 cup coconut water
1 cup seltzer
4 sage leaves
Additional blackberries and sage leaves for garnish
Instructions: Muddle blackberries with sage leaves and honey in the bottom of a shaker. Add lime juice and coconut water; fill shaker with ice. Shake vigorously. Strain, if desired. Divide the shaken mixture between two ice-filled lowball glasses. Top with seltzer and stir. Garnish with fresh sage and blackberries.
Listen to More From Ramsey Network:
💡 The Rachel Cruze Show
💰 George Kamel
🎙️ The Ramsey Show
💸 The Ramsey Show Highlights
🧠 The Dr. John Delony Show
💼 The Ken Coleman Show
📈 EntreLeadership
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41:43
Things That Scream “I’m Pretending to Be Upper Class”
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We all know that person who wears flashy designer logos like they’re personally endorsed by Michael Kors. In this episode, Rachel and George react to ways people pretend to be upper class and discuss how to be smart with your money instead.
Next Steps:
🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour.
📱Submit a Guilty As Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.
Connect With Our Sponsors:
🔒 Get 20% off when you join DeleteMe.
🌿 Get up to 40% off at Cozy Earth with code SMARTMONEY.
Today’s Happy Hour Special: 🍸 Japanese Slipper
Recipe: Difford’s Guide
1 fluid ounce Cointreau triple sec liqueur
1 fluid ounce green melon liqueur
1 fluid ounce lemon juice (freshly squeezed)
Instructions: Select and pre-chill a martini glass. Prepare garnish of Luxardo maraschino cherry dropped into drink. Shake all ingredients with ice. Fine strain into chilled glass.
Listen to More From Ramsey Network:
💡 The Rachel Cruze Show
💰 George Kamel
🎙️ The Ramsey Show
💸 The Ramsey Show Highlights
🧠 The Dr. John Delony Show
💼 The Ken Coleman Show
📈 EntreLeadership
Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices
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36:44
Things to Stop Doing With Your Money in 2025
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If you want to have a “new year, new you,” you have to do new things. In the first episode of the new year, Rachel and George share bad money habits you’ll want to ditch in 2025.
Next Steps:
🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour.
📱 Submit a Guilty As Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.
🎥 Watch our video How to Start Becoming a Millionaire in 2024.
Connect With Our Sponsors:
🔒 Get 20% off when you join DeleteMe.
🌿 Get up to 40% off at Cozy Earth with code SMARTMONEY.
Today’s Happy Hour Special: 🧊 Frostbite Tequila Cocktail
Recipe: The Spruce Eats
1 1/2 ounces tequila
1 ounce blue curaçao liqueur
1/2 ounce white crème de cacao liqueur
1/2 ounce cream
Luxardo Cherries, for garnish
Instructions: In a cocktail shaker, pour the tequila, blue curaçao, crème de cacao, and cream. Fill with ice. Shake well. Strain into an ice-filled old-fashioned glass. Garnish with a cherry. Serve and enjoy.
Listen to More From Ramsey Network:
💡 The Rachel Cruze Show
💰 George Kamel
🎙️ The Ramsey Show
💸 The Ramsey Show Highlights
🧠 The Dr. John Delony Show
💼 The Ken Coleman Show
📈 EntreLeadership
Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices
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37:33
The Ups, Downs and Lessons of 2024
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It’s almost time to put out the flame on 2024, and we’re feeling reflective. In this episode, Rachel and George look back on the best (and worst 😅) Smart Money Happy Hour moments of the year, including money lessons you won’t want to forget in 2025.
Next Steps:
🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour.
💍 Get your tickets for Money & Marriage Getaway!
💸 Beat debt and build wealth with Financial Peace University.
📱 Submit a Guilty As Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.
Best Episodes of SMHH 2024:
Why Short-Term Rentals Are No Vacation
“Harmless” Purchases That Drain Your Bank Account
Connect With Our Sponsors:
🔒 Get 20% off when you join DeleteMe.
🌿 Get up to 40% off at Cozy Earth with code SmartMoney.
Today’s Happy Hour Specials:
Reddish Rita
Episode: Financial Realities You Learn as an Adult
Ingredients:
1 ounce Reposado tequila
1 ounce Blanco tequila
3/4 ounce orange liqueur
1 ounce lime juice
1/2 ounce agave nectar
Corpse Reviver No.2
Recipe: Difford’s Guide
Episode: Are You Guilty of These Financial Turnoffs?
Ingredients:
3/4 ounce gin
3/4 ounce Cointreau triple sec liqueur
3/4 ounce aromatized wine (e.g. Lillet Blanc)
3/4 ounce lemon juice (freshly squeezed)
La Fée Parisienne absinthe
Lemon Drop Mocktail
Recipe: Food Banjo
Episode: Why Nothing Is Enjoyable Today
Ingredients:
1 1/4 ounces lemon juice
3/4 ounce simple syrup
2 1/2 ounces club soda, chilled or sparkling water
Sugar
Ice
Listen to More From Ramsey Network:
💡 The Rachel Cruze Show
💰 George Kamel
🎙️ The Ramsey Show
💸 The Ramsey Show Highlights
🧠 The Dr. John Delony Show
💼 The Ken Coleman Show
📈 EntreLeadership
Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices
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42:29
Unpacking Money Lessons from Your Favorite Christmas Movies
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It’s easy to get caught up in holiday commercialism during the holidays—just ask the Grinch. In this festive episode, Rachel and George find money lessons in nostalgic Christmas movies that you can apply all year long.
Next Steps:
🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour
🎄Shop the Ramsey Solutions store 50 Days of Christmas sale
📱Submit a Guilty As Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.
Connect With Our Sponsors:
🔒 Get 20% off when you join DeleteMe
🌿 Get up to 40% off at Cozy Earth with code Smart Money
Today’s Happy Hour Special: 🥛 Upgraded Eggnog
Recipe: Town & Country
1.5 ounces Cognac
1 whole egg
1 ounce heavy cream
½ ounce maple syrup
¼ ounce St. Elizabeth Allspice Dram
Instructions: Combine all ingredients into a shaker. Shake without ice first, then add ice and shake again to chill and dilute the eggnog slightly (by about 1 ounce). Strain into a chilled glass and garnish with freshly grated nutmeg if desired, enjoy!
Listen to More From Ramsey Network:
💡 The Rachel Cruze Show
💰 George Kamel
🎙️ The Ramsey Show
💸 The Ramsey Show Highlights
🧠 The Dr. John Delony Show
💼 The Ken Coleman Show
📈 EntreLeadership
Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices
About Smart Money Happy Hour with Rachel Cruze and George Kamel
Pull up a chair to the happy hour you wish your friends were having. Mix two money experts with some hot takes and a splash of nostalgia, and you get Rachel Cruze and George Kamel talking unfiltered about what’s going on in the world, pop culture, and how to afford a life you love.
Listen to Smart Money Happy Hour with Rachel Cruze and George Kamel, Behind the Money and many other podcasts from around the world with the radio.net app