Cash Chats UK Money & Personal Finance podcast

This UK Savings Week, we look at why so many young people want to save but struggle to get started, the pressures getting in the way, and Amelia's practical tips to help you build a savings habit that actually sticks.
For links and further reading head to becleverwithyourcash.com/cashchats
ABOUT CASH CHATS
Cash Chats is the award-winning podcast brought to you by the team of money geeks at Be Clever With Your Cash, sharing the latest updates from the world of personal finance and helping you to navigate the everyday money challenges we all face. Show notes can be found at becleverwithyourcash.com/podcast.
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MUSIC
The music is Easter Island by Lonely Punk and provided on a creative commons licence

Childcare can be one of the biggest costs facing families, with full-time childcare for a child under two averaging £263 a week.
In this episode, Steve is joined by Amelia Murray to explain the help available to parents — including two government schemes that could save some families up to £8,000 a year.
They cover who qualifies, how the schemes work, how much you could save and why around 400,000 families may be missing out on support they're entitled to.
If childcare costs are taking a big bite out of your budget, this episode will help you understand what help is available and how to claim it.
Government Childcare checker: https://childcare.beststartinlife.gov.uk/
For links and further reading head to becleverwithyourcash.com/cashchats
ABOUT CASH CHATS
Cash Chats is the award-winning podcast brought to you by the team of money geeks at Be Clever With Your Cash, sharing the latest updates from the world of personal finance and helping you to navigate the everyday money challenges we all face. Show notes can be found at becleverwithyourcash.com/podcast.
BE CLEVER WITH YOUR CASH ON SOCIAL
twitter.com/BeCleverCash
instagram.com/becleverwithyourcash  
youtube.com/@becleverwithyourcash
 
GET OUR WEEKLY NEWSLETTER
You'll also get a free Quidco bonus for signing up
https://becleverwithyourcash.com/newsletter/
MUSIC
The music is Easter Island by Lonely Punk and provided on a creative commons licence

This week on Cash Chats, New Bank of England figures reveal that almost £306 billion is sitting in accounts paying no interest at all — more than the amount held in fixed-rate savings.
So why are so many of us leaving our money somewhere that earns nothing? And with huge sums also sitting in easy-access accounts paying relatively low rates, are we making the most of our savings?
This week, James Andrews joins me to look at where people are actually keeping their cash, why so much money ends up in poor-paying accounts, and what you should think about when deciding where to keep your own savings.
For links and further reading head to becleverwithyourcash.com/cashchats
ABOUT CASH CHATS
Cash Chats is the award-winning podcast brought to you by the team of money geeks at Be Clever With Your Cash, sharing the latest updates from the world of personal finance and helping you to navigate the everyday money challenges we all face. Show notes can be found at becleverwithyourcash.com/podcast.
BE CLEVER WITH YOUR CASH ON SOCIAL
twitter.com/BeCleverCash
instagram.com/becleverwithyourcash  
youtube.com/@becleverwithyourcash
 
GET OUR WEEKLY NEWSLETTER
You'll also get a free Quidco bonus for signing up
https://becleverwithyourcash.com/newsletter/
MUSIC
The music is Easter Island by Lonely Punk and provided on a creative commons licence

This week on Cash Chats, host Steve Alderton is joined by Deputy Editor of BeCleverWithYourCash.com Amelia Murray to talk about the latest rise in the energy price cap. The headlines say 4%, but what does this mean? What does it actually cap and can a fixed deal help you beat the price hike. 
For links and further reading head to becleverwithyourcash.com/cashchats
ABOUT CASH CHATS
Cash Chats is the award-winning podcast brought to you by the team of money geeks at Be Clever With Your Cash, sharing the latest updates from the world of personal finance and helping you to navigate the everyday money challenges we all face. Show notes can be found at becleverwithyourcash.com/podcast.
BE CLEVER WITH YOUR CASH ON SOCIAL
twitter.com/BeCleverCash
instagram.com/becleverwithyourcash  
youtube.com/@becleverwithyourcash
 
GET OUR WEEKLY NEWSLETTER
You'll also get a free Quidco bonus for signing up
https://becleverwithyourcash.com/newsletter/
MUSIC
The music is Easter Island by Lonely Punk and provided on a creative commons licence

This week on Cash Chats, host Steve Alderton is joined by Editor of BeCleverWithYourCash.com James Andrews to talk about the latest rise to inflation. It's up from 2.6% to 2.9% - but what does this mean to you? Should you care? James explains why you definately should care, why and what it means for your money.
For links and further reading head to becleverwithyourcash.com/cashchats
ABOUT CASH CHATS
Cash Chats is the award-winning podcast brought to you by the team of money geeks at Be Clever With Your Cash, sharing the latest updates from the world of personal finance and helping you to navigate the everyday money challenges we all face. Show notes can be found at becleverwithyourcash.com/podcast.
BE CLEVER WITH YOUR CASH ON SOCIAL
twitter.com/BeCleverCash
instagram.com/becleverwithyourcash  
youtube.com/@becleverwithyourcash
 
GET OUR WEEKLY NEWSLETTER
You'll also get a free Quidco bonus for signing up
https://becleverwithyourcash.com/newsletter/
MUSIC
The music is Easter Island by Lonely Punk and provided on a creative commons licence