ASK484: Should I take out equity to buy more? PLUS: Is this an opportunity or should I walk away?
We’re back for another round of listener questions, and this week we’ve got some tricky decisions...
(0:47) Aaron’s based in London with £25k in savings and some equity in his home. He’s keen to start investing, eyeing the Midlands or North, but torn on whether to tap into his equity or stick with his savings. And when choosing where to buy, what’s more important: making sure you’ve absolutely nailed the right town, or picking the best street in whichever location you go for?
(5:46) Long-time listener Josh has just offered on his second buy-to-let, but he’s worried. The building might fall under the Building Safety Act, he hasn’t seen an EWS1 form yet, and there’s something on the balcony that screams cladding or fire risk assessment. Should he run a mile or factor the risk into the price?
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9:18
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9:18
TPP642: Market Update - July 2025
Is the London property market making an unexpected comeback? Tune into this month’s market update, as Rob & Rob unpack the surprising stats from the capital, share a warning for landlords about looming EPC changes, and reveal some positive developments in the buy-to-let mortgage market.
(0:45) Surprising data for London’s housing market.
(5:58) Is the rental boom over?
(8:55) Finally, some good news for buy to let mortgages.
(10:35) The latest updates on the Renters Rights Bill.
(12:05) Landlord EPC ignorance – what?!
(13:53) Hub Extra
Links mentioned:
House prices:
Rightmove house price index
House prices in every London borough after unexpected jump in average property value
Number of million-pound homes for sale doubles since 2019
Rental market:
Hamptons Letting Index
Zoopla UK Rental Market Report
Mortgages:
Buy To Let investors have vastly improved mortgage choice
Other:
Renters Rights Bill may not take effect for months
Landlord EPC ignorance “may hamper government energy goals”
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Leave us a review on Apple Podcasts - it really helps others find us!
Sign up for our free weekly newsletter, Property Pulse
Find out more about Property Hub Invest
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17:54
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17:54
ASK483: How can I supercharge my portfolio growth? PLUS: Have I got a great deal?
Let’s dive into this week’s Ask Rob & Rob as they tackle two new listener questions…
(0:44) Sam’s built a solid, debt-free portfolio bringing in nearly £100k a year. With an ambitious goal to quadruple its value in five years, he’s considering releasing £850k to reinvest and asks Rob & Rob what they’d do in his shoes to maximise growth.
(5:40) Seth’s new to buy-to-let and has negotiated a 1-bed flat down to £70k with a tenant in place. With solid rental income and nearby properties suggesting good value and returns, he wants to know if it’s a good deal and smart first step onto the property ladder.
Enjoy the show?
Leave us a review on Apple Podcasts - it really helps others find us!
Sign up for our free weekly newsletter, Property Pulse
Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.
Find out more about Property Hub Invest
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8:50
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8:50
4 deals we've done, 4 deals we've turned down
It can be hard to know which deals to jump at, and which to walk away from. In this episode, Rob & Rob share real examples of each from their business Property Hub Invest – so you can learn from their reasoning and process.
Click here to learn more about Property Hub Invest.
(0:53) News story of the week.
(2:37) Rob & Rob share the details of their property business…
(4:40) Deals they’ve done recently.
(17:10) Those deals they passed on and why.
(26:35) Hub Extra.
Links mentioned:
YouTube videos tell homeowners they aren’t bound by mortgages
London Bus Pal
Enjoy the show?
Leave us a review on Apple Podcasts - it really helps others find us!
Sign up for our free weekly newsletter, Property Pulse
Find out more about Property Hub Invest
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29:56
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29:56
ASK482: Can I get started with £35k? PLUS: Does this work to transfer properties tax-free?
Let’s dive into this week’s Ask Rob & Rob as they tackle two new listener questions…
(0:40) James wants to escape his day job and build a long-term future in property. With £35k saved and eager to get started, he asks Rob & Rob whether it’s better to get in now at the bottom of the market or wait until he’s built a bigger pot of cash.
(6:12) Kevin owns five properties outright in his own name and wants to grow his portfolio. He’s heard about a potential loophole where he can transfer the properties into an LLC, then into the limited company after three years to avoid paying capital gains tax. However, he’s unsure whether this strategy is legal and wants to understand the risks and implications.
Enjoy the show?
Leave us a review on Apple Podcasts - it really helps others find us!
Sign up for our free weekly newsletter, Property Pulse
Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.
Find out more about Property Hub Invest
The Property Podcast from Property Hub (propertyhub.net) is the podcast for all property investors – new or experienced. Rob Bence and Rob Dix discuss a different property topic and property news item each week, passing on their knowledge and experience to the listeners. They both invest in UK Property so they practise what they preach. No hard sell, no bull just straight talking property investment advice!
UK