Get Started Investing

How do you build confidence in picking individual stocks?

When Jess saw that fund manager Victoria Harris had added Eli Lilly to her fund, she did a double take. It was the same stock Jess had recently sold after feeling overwhelmed and unsure of her stock-picking skills. She knew she had to ask Vic about it.

This longer than usual conversation gives Jess time to explore Vic’s journey: from her early career in funds management, to building The Curve with her co-founder Soph, a media company helping people learn about finance and investing, and now coming full circle by launching their own fund, The Curve Investments. The Curve has grown into a global community of 150,000, with more than 3 million podcast downloads.

Then Vic walks Jess through the research and questions she uses before investing in a company. It’s a very practical look at how a fund manager approaches a stock - a process anyone can use to research any company and build confidence in their own decisions.

Chapters:
00:00:00 Stock Picking Confidence
00:09:02 Overcoming Investing Fears
00:16:53 The Triple F Strategy
00:23:28 Finding Stock Opportunities
00:32:39 Financials and Valuations
00:41:33 When to Buy and Sell
00:49:30 Building Confidence

Links mentioned in this episode:

Check out more from Vic on her podcast: The Curve Apple podcasts and Spotify. Or, find her on instagram here.

Jess Gets Investing (Jess’ original Get Started Investing series) now has its own home on Spotify, Apple Podcasts to make it easier to find! Or check it out on YouTube here

📩 Sign up to the Get Started Investing newsletter here

📩 Share your investing story with us submit here

🤳 Follow Jess’ investing journey on Instagram at getstartedinvesting_
Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing – we’ve got you covered.

———

Thanks to MLC for sponsoring this series and helping keep our content free.
If you’re the type of person who spends weekends comparing ETF’s, keeps an eye on crypto, and never misses an episode of Equity Mates, here’s one investment you may be overlooking – your super.
MLC knows it might not seem as exciting as picking your next investment, but thanks to tax advantages and decades of compound growth, it could end up being one of the hardest working investments you own. See how your super could be working harder with MLC at mlc.com.au
Disclaimer: Products issued by NULIS Nominees (Australia) Ltd as trustee of MLC Super Fund. General information only. Read the PDS & TMD available at mlc.com.au and consider if it’s right for you.

———

In the spirit of reconciliation, Equity Mates Media and the hosts of Get Started Investing acknowledge the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respects to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander people today.

———

Get Started Investing is a product of Equity Mates Media.

This podcast is intended for education and entertainment purposes only. Any advice is general advice, and has not taken into account your personal financial circumstances. Before acting on general advice, you should consider if it is relevant to your needs. If you are unsure, please speak to a financial professional. The hosts of this podcast and their guests may have positions in the companies mentioned. Equity Mates Media is part of the Betashares group but maintains editorial independence.

Equity Mates Media operates under Australian Financial Services Licence 540697.
Hosted on Acast. See acast.com/privacy for more information.

What if corporate burn-out led you to completely change your financial future?

At 21 years old, today’s guest Anthony felt uninspired and stuck in his 9 to 5 office job. He dreamed of building a life around his passions; cycling and pastries.

A quick google later (“how do I not work forever”) and Anthony was introduced to the FIRE movement. He started investing with the goal of retiring from corporate life as soon as possible. 10 years later- he did just that.

But with retiring early came some unexpected challenges.

Plus, after growing up in a family that spoke about money through the lens of property (like many Aussies do!) he made the choice to deviate from the home ownership path.

This is How I Got Started, a series where I sit down with a community member to hear the highs and lows of their investing journey. These are real stories that we hope will give you confidence that investing is for anyone.

Chapters:
00:00 Anthony's Journey to Financial Freedom
04:02 Early Money Habits and Saving
08:09 Discovering FIRE and Investing in ETFs
13:41 Automating Finances and Skipping Property
20:05 Retiring Early and Finding Purpose
25:49 Living Off Investments
30:46 Investing Lessons for Beginners

Links Mentioned:
Episode where Jess’ discusses overcomplicated investing - How many ETFs episode should you have? here
Blogs that Anthony discusses: Mr Money Moustache, Aussie FIRE Bug
Book Anthony references: Die With Zero by Bill Perkins

Other Links:
🤳 follow along on Jess’ investing journey on Instagram @getstartedinvesting_.
📩 Share your investing story with us submit here
📩 Sign up to the Get Started Investing newsletter here
Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing – we’ve got you covered.

———

Thanks to Ubank for sponsoring this series.

Ubank is a digital bank designed to help you understand your money, with tools that can help you do better day-to-day.

You can download Ubank from the App Store or Play Store and sign up in just a few minutes.
Products issued by Ubank, which is part of NAB. This info is general so consider what’ right for you. For TMDs, visit ubank.com.au

———

Get Started Investing is a product of Equity Mates Media.
This podcast is intended for education and entertainment purposes only. Any advice is general advice, and has not taken into account your personal financial circumstances. Before acting on general advice, you should consider if it is relevant to your needs. If you are unsure, please speak to a financial professional. The hosts of this podcast and their guests may have positions in the companies mentioned. Equity Mates Media is part of the Betashares group but maintains editorial independence.
Equity Mates Media operates under Australian Financial Services Licence 540697.
Hosted on Acast. See acast.com/privacy for more information.

Jess recently got paid real money from her ETFs for the first time.

(a whole 30 bucks, watch out- don’t spend it all at once!)

It made her wonder- could payments from investments eventually replace her salary?

She sat down with Dave Gow from Strong Money to learn everything you need to know about dividends.

Chapters:
00:00 Introduction to Dividends
03:07 Income vs Growth
07:01 How Dividends Work
10:34 ETF Distributions and Reinvesting
13:30 Balancing Income and Growth
16:41 Planning Your Retirement Income
19:08 Dividend Yields and Risks
23:40 Managing Dividend Cuts
28:31 Choosing Dividend Investments
32:39 Dividends vs Savings Accounts

If you'd like to learn more about Dave's journey and teachings - you can find his website here. He's also written a book about how to gain financial independence create a life of freedom which has sold over 40,000 copies! Find that here.

Links mentioned in this episode:
Calculator mentioned by Dave: Portfolio with Dividends Reinvested vs not
📩 Sign up to the Get Started Investing newsletter here
📩 Share your investing story with us submit here
🤳 Follow Jess’ investing journey on instagram at getstartedinvesting_
Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing – we’ve got you covered.

———
Thanks to MLC for sponsoring this series and helping keep our content free.

If you’re the type of person who spends weekends comparing ETF’s, keeps an eye on crypto, and never misses an episode of Equity Mates, here’s one investment you may be overlooking – your super.
MLC knows it might not seem as exciting as picking your next investment, but thanks to tax advantages and decades of compound growth, it could end up being one of the hardest working investments you own. See how your super could be working harder with MLC at mlc.com.au

Disclaimer: Products issued by NULIS Nominees (Australia) Ltd as trustee of MLC Super Fund. General information only. Read the PDS & TMD available at mlc.com.au and consider if it’s right for you.

———

In the spirit of reconciliation, Equity Mates Media and the hosts of Get Started Investing acknowledge the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respects to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander people today.

———

Get Started Investing is a product of Equity Mates Media.
This podcast is intended for education and entertainment purposes only. Any advice is general advice, and has not taken into account your personal financial circumstances. Before acting on general advice, you should consider if it is relevant to your needs. If you are unsure, please speak to a financial professional. The hosts of this podcast and their guests may have positions in the companies mentioned. Equity Mates Media is part of the Betashares group but maintains editorial independence.
Equity Mates Media operates under Australian Financial Services Licence 540697.
Hosted on Acast. See acast.com/privacy for more information.

Josh spent his early 20s racking up consumer debt. Holidays, nights out and a car he couldn't afford.

With his 30s approaching, he decided it was time to turn himself from a debt collecting spender, to an investor.

Today at 32 years old he is debt free, investing regularly and his portfolio just ticked over six figures. He joined Jess to share the steps he took to get from there to and now.

This is ‘How I Got Started’ a series where Jess sits down with a community member to hear the highs and lows of their journey to investing. These are real stories that we hope will give you confidence that investing is for anyone.

Chapters:
00:00 From Debt to Investing
03:37 Early Money Habits
07:40 Paying Off Debt
10:05 The Financial Wake Up Call
12:06 Learning to Invest
14:05 Building His Portfolio
17:54 Inside His Six Figure Portfolio
22:00 His Investing Strategy
25:00 Lessons and Advice

Links mentioned:
Josh’s book recommendation: I will teach you to be rich by Ramit Sethi

Other Links:
🤳 follow along on Jess’ investing journey on Instagram @getstartedinvesting_.
📩 Share your investing story with us submit here
📩 Sign up to the Get Started Investing newsletter here
Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing – we’ve got you covered.
———

Thanks to Ubank for sponsoring this series.

Ubank is a digital bank designed to help you understand your money, with tools that can help you do better day-to-day.

You can download Ubank from the App Store or Play Store and sign up in just a few minutes.
Products issued by Ubank, which is part of NAB. This info is general so consider what’ right for you. For TMDs, visit ubank.com.au

———
Get Started Investing is a product of Equity Mates Media.
This podcast is intended for education and entertainment purposes only. Any advice is general advice, and has not taken into account your personal financial circumstances. Before acting on general advice, you should consider if it is relevant to your needs. If you are unsure, please speak to a financial professional. The hosts of this podcast and their guests may have positions in the companies mentioned. Equity Mates Media is part of the Betashares group but maintains editorial independence.
Equity Mates Media operates under Australian Financial Services Licence 540697.
Hosted on Acast. See acast.com/privacy for more information.

How do you know when it's time to change your strategy?

At just 21, listener Ben is already asking when he should prepare his portfolio for retirement. He's invested entirely in a geared ETF and wants to know what that means for his future.

It's something Jess hasn't really considered either. She's investing for the long term, but what should that actually look like as life changes? Jess sits down with financial adviser Melissa Balacharige from Shadforth to explore how your investment strategy might evolve through your 20s, 30s, 40s, 50s and into retirement.

They unpack when to start de-risking, how your portfolio might change as your goals and time frame shift, and whether the 4% rule still works if you're invested in leveraged ETFs.

Plus, why getting too defensive too early could be one of the biggest mistakes you make.

Chapters:
00:00 Introduction
03:10 The Four Percent Rule
07:14 Investing in Your 20s and 30s
12:24 Diversifying in Your 40s
17:30 Managing Retirement Risk
21:21 Staying Disciplined
26:31 Preparing for Retirement
30:34 Leveraged ETFs and Key Takeaways

Links mentioned in this episode:

Find Shadforth's investing playbook here

❓ Send your investing questions here and Jess will get them answered!
📩 Sign up to the Get Started Investing newsletter here
📩 Share your investing story with us submit here
🤳 Follow Jess’ investing journey on instagram at getstartedinvesting_
Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing – we’ve got you covered.

———

Thanks to MLC for sponsoring this series and helping keep our content free.

If you’re the type of person who spends weekends comparing ETF’s, keeps an eye on crypto, and never misses an episode of Equity Mates, here’s one investment you may be overlooking – your super.

MLC knows it might not seem as exciting as picking your next investment, but thanks to tax advantages and decades of compound growth, it could end up being one of the hardest working investments you own. See how your super could be working harder with MLC at mlc.com.au

Disclaimer: Products issued by NULIS Nominees (Australia) Ltd as trustee of MLC Super Fund. General information only. Read the PDS & TMD available at mlc.com.au and consider if it’s right for you.

———

In the spirit of reconciliation, Equity Mates Media and the hosts of Get Started Investing acknowledge the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respects to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander people today.

———

Get Started Investing is a product of Equity Mates Media.

This podcast is intended for education and entertainment purposes only. Any advice is general advice, and has not taken into account your personal financial circumstances. Before acting on general advice, you should consider if it is relevant to your needs. If you are unsure, please speak to a financial professional.

The hosts of this podcast and their guests may have positions in the companies mentioned. Equity Mates Media is part of the Betashares group but maintains editorial independence.

Equity Mates Media operates under Australian Financial Services Licence 540697.
Hosted on Acast. See acast.com/privacy for more information.