Get Started Investing

PJ has five jobs, so his pay is almost never the same two weeks running.

Working in a creative field, pay can be scattered and unpredictable. So how does he invest consistently?

Jess learns how PJ, an actor juggling four other jobs, built a percentage-based system that invests a slice of every paycheque no matter when it lands. Plus the lithium stock punt that led him to ETFs and how he uses investing to fuel the pursuit of a dream career.

This is 'How I Got Started' a series on Get Started Investing. Every Thursday Jess sits down with a community member to hear the highs and lows of their journey to investing. These are real stories that we hope will give you confidence that investing is for anyone.

Chapters:
00:00 Five Jobs And A Masters In Finance
03:05 Growing Up Without Financial Literacy
04:43 A Percentage System For Unpredictable Pay
06:48 The Stock Doubled And So Did His Stress
09:02 Building A Core-Satellite Portfolio
13:44 Consolidating Super Across Five Jobs

Links mentioned in this episode:
📩 Sign up to the Get Started Investing newsletter here
📩 Share your investing story with us submit here
🎟️ FinFest tickets - Buy early bird tickets here
Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing – we’ve got you covered.

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In the spirit of reconciliation, Equity Mates Media and the hosts of Get Started Investing acknowledge the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respects to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander people today.

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Get Started Investing is a product of Equity Mates Media.
This podcast is intended for education and entertainment purposes only. Any advice is general advice, and has not taken into account your personal financial circumstances. Before acting on general advice, you should consider if it is relevant to your needs. If you are unsure, please speak to a financial professional. The hosts of this podcast and their guests may have positions in the companies mentioned. Equity Mates Media is part of the Betashares group but maintains editorial independence.
Equity Mates Media operates under Australian Financial Services Licence 540697.
Hosted on Acast. See acast.com/privacy for more information.

Jess' been seeing the headlines about Anthropic and OpenAI entering the stock market later this year and keeps thinking, “should I buy that?”

Looking back on the recent Space X IPO she feels intense FOMO. It made a historic $75 billion in it’s first day on the market. Yes, billion with a B.

But how can you decide if something is a good investment, when it’s new to the market? What actually is an “IPO”? And why do companies decide to go public?

Bryce joins Jess to explain all this and to answer an important question- is investing at IPO a good investment or just FOMO?

Chapters:
00:00:00 What Is An IPO
00:04:08 Who Gets Rich First
00:10:25 Is The Price Right?
00:13:07 The Day One Trap
00:18:50 Winners, Losers And Lessons
00:21:00 Will Bryce Buy Anthropic?
00:23:26 The FOMO Fix

Links mentioned in this episode:
📩 Sign up to the Get Started Investing newsletter here
📩 Share your investing story with us submit here
🎟️ FinFest tickets - Buy early bird tickets here
Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing – we’ve got you covered.
———

In the spirit of reconciliation, Equity Mates Media and the hosts of Get Started Investing acknowledge the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respects to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander people today.

———

Get Started Investing is a product of Equity Mates Media.

This podcast is intended for education and entertainment purposes only. Any advice is general advice, and has not taken into account your personal financial circumstances. Before acting on general advice, you should consider if it is relevant to your needs. If you are unsure, please speak to a financial professional. The hosts of this podcast and their guests may have positions in the companies mentioned. Equity Mates Media is part of the Betashares group but maintains editorial independence.

Equity Mates Media operates under Australian Financial Services Licence 540697.
Hosted on Acast. See acast.com/privacy for more information.

For years, Bree hid her credit card debt from the people closest to her.

"It's not just really wealthy people that are investing," she tells Jess. "It is everyday people like you and I."

Jess gets into how Bree, a nurse and content creator, went from hiding $25K in debt to a fully automated investing system. Plus, what she'd tell her younger self along the way.

This is ‘How I Got Started’ a new series on Get Started Investing. Every thursday Jess sits down with a community member to hear the highs and lows of their journey to investing. These are real stories that we hope will give you confidence that investing is for anyone.

Chapters:
00:00 The $25K Wake-Up Call
02:23 Gambling Took It All
05:20 Systems Over Willpower
08:11 The Investing Spark
11:20 Start Before You're Ready
15:45 Sorting Out Super
Links mentioned in this episode:
👋 Check out Bree on her socials here
📩 Sign up to the Get Started Investing newsletter here
📩 Share your investing story with us submit here
🎟️ FinFest tickets - Buy early bird tickets here
Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing – we’ve got you covered.

———

In the spirit of reconciliation, Equity Mates Media and the hosts of Get Started Investing acknowledge the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respects to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander people today.

———

Get Started Investing is a product of Equity Mates Media.

This podcast is intended for education and entertainment purposes only. Any advice is general advice, and has not taken into account your personal financial circumstances. Before acting on general advice, you should consider if it is relevant to your needs. If you are unsure, please speak to a financial professional. The hosts of this podcast and their guests may have positions in the companies mentioned. Equity Mates Media is part of the Betashares group but maintains editorial independence.

Equity Mates Media operates under Australian Financial Services Licence 540697.
Hosted on Acast. See acast.com/privacy for more information.

Which is better in the long run- adding extra cash to super? OR to your own portfolio instead? Jess wants to know.

Jess’ Superannuation balance is smaller than it should be, for her age. As those who’ve followed her investing journey will know, deciding what to about it- has been tricky for her.

And she’s not alone. Community member Matt also wants to know the benefits of over putting extra cash in super over in the market himself.

So Julie Bullen, Financial Advisor at Fox & Hare joins the show to run the numbers. Can she convince Jess that she’ll be rewarded in the long run for investing in Super now?

Chapters:
00:00:00 Why Where You Invest Matters
00:01:12 Matt's Question
00:02:30 Super Is A Structure, Not A Product
00:05:00 Jess's Super Balance Reality Check
00:06:30 The Case For Contributing To Super
00:08:34 Breaking Down Jess's Money Split
00:10:00 First Home Super Saver Scheme
00:12:30 The Real Numbers On $500 A Month
00:15:00 Flexibility Vs Two Buckets
00:16:34 Can The Government Change The Rules?
00:17:57 What the CGT Changes Mean
00:19:32 Julie's Own Super Story
00:21:30 Jess's Final Projected Numbers
00:23:54 Start Small And Start Now

Links mentioned in this episode:
📞. Have a question? Send it to Jess here

📩 Sign up to the Get Started Investing newsletter here

📩 Share your investing story with us submit here

🎟️ FinFest tickets - Buy early bird tickets here

🗣️ Think you might want a financial adviser from the team at Fox and Hare? We can put you in touch

Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing – we’ve got you covered.

———

In the spirit of reconciliation, Equity Mates Media and the hosts of Get Started Investing acknowledge the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respects to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander people today.

———
Get Started Investing is a product of Equity Mates Media.

This podcast is intended for education and entertainment purposes only. Any advice is general advice, and has not taken into account your personal financial circumstances. Before acting on general advice, you should consider if it is relevant to your needs. If you are unsure, please speak to a financial professional. The hosts of this podcast and their guests may have positions in the companies mentioned. Equity Mates Media is part of the Betashares group but maintains editorial independence.

Equity Mates Media operates under Australian Financial Services Licence 540697.
Hosted on Acast. See acast.com/privacy for more information.

Three months ago, Jess wasn't an investor. That has changed through out the past 12 episodes- in fact, she has a whole new lease on her financial life.

Clear goals, a solid portfolio and and the confidence in herself to keep investing.

In this final episode of ‘Jess Gets Investing’ Jess sit’s down with Bryce and Ren to reveal her final portfolio; (including her first ever stock pick and a thematic ETF), what she learned from finally getting invested and what is next for Get Started Investing.

Chapters:
00:00:00 The Portfolio Reveal
00:02:27 The Three-ETF Core Strategy
00:07:06 Turning Sushi Into Investments
00:09:04 Is This Stock Still A Buy?
00:17:18 The Super Decision
00:20:00 Stop Comparing Your Portfolio
00:23:00 What Jess Wants To Learn Next
00:25:16 The Advice That Stuck

Links mentioned in this episode:
📩 Sign up to the Get Started Investing newsletter here
📩 Share your investing story with us submit here
🎟️ FinFest tickets - Buy early bird tickets here
🎧 Listen to the Equity Mates Investing Podcast episode covering AINF
Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing – we’ve got you covered.

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Thanks to Betashares Direct for sponsoring this series and helping us keep our content free.

If you've been listening along thinking 'okay, I'm ready to start', this is your sign.

Betashares Direct is giving Jess Gets Investing listeners $25 to invest in Betashares ETFs and portfolios.
Enter JESS25 once you sign up at betashares.com.au/direct (the redeem a code section is in account settings)

Disclaimer: Betashares Capital Ltd (ABN 78 139 566 868 AFSL 341181) is the issuer of the Betashares Funds, as well as Betashares Invest, the IDPS-like scheme available via Betashares Direct. Read the relevant Product Disclosure Statement and Target Market Determination, available at www.betashares.com.au, before making an investment decision. This information is general in nature and doesn’t take into account any person’s financial objectives, situation or needs. You should consider its appropriateness taking into account such factors and seek professional financial advice. Customers are not permitted to participate in more than one Betashares offer, promotion or incentive at the same time. If you are currently participating in, or have accepted, any other Betashares offer, you will not be eligible for this offer unless expressly stated otherwise. The $25 will expire in 60 days from receipt if not used to make an investment.

———

In the spirit of reconciliation, Equity Mates Media and the hosts of Get Started Investing acknowledge the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respects to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander people today.

———

Get Started Investing is a product of Equity Mates Media.
This podcast is intended for education and entertainment purposes. Any advice is general advice only, and has not taken into account your personal financial circumstances, needs or objectives. Before acting on general advice, you should consider if it is relevant to your needs and read the relevant Product Disclosure Statement. And if you are unsure, please speak to a financial professional.
Equity Mates Media operates under Australian Financial Services Licence 540697.
Hosted on Acast. See acast.com/privacy for more information.