The Money Gains Podcast

Andy Hart joins us this week to discuss the real reason most people don't get rich and his new book 'No Bullsh*t Money Advice'.

This was a refreshing episode about why you're probably not rich yet and what to actually do about it.

Andy's book 👉🏼🔗 https://www.nobullmoney.co.uk/

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A huge thanks to the episodes sponsor - Trading 212.

👉🏼 Get FREE FRACTIONAL SHARES worth up £100 when you deposit £1 with Trading 212

🔗 https://www.trading212.com/join/MGP

If you don't receive the free fractional shares - head to the menu and put the word 'MGP' into the promo code section.

(Capital at risk when you invest)
Commission-free investing: Other fees may apply. See terms and fees

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Gains App launches in a few weeks.

It's an AI-powered budgeting and cashback app designed to help you make more of your money.

Every single person who joins the Gains app waitlist has a chance to win their shopping paid for an entire year.

Join here 👉 https://gainsapp.com/

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✅ Your brain is your biggest wealth destroyer and you don't even know it
✅ Why the hardest thing in investing is doing absolutely nothing
✅ The truth about Elon Musk's "pensions are pointless" claim
✅ What a financial advisor actually does (it's not what you think)
✅ The first 3 things you should do with £500 sitting in your account

DISCLAIMER:
This episode is meant for educational purposes and should not be considered financial advice or UK tax advice. When you invest your capital is at risk. Past performance is not a guarantee of future success. Always do your own research.

This episode description contains affiliate links - if you click on one and make a purchase we may receive a small commission. This does not alter our suggestions and there is no charge for you.

Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quiz

Get The FREE 10 Step Checklist That Grew My Portfolio To Over £160,000+ 👇

🔗 https://upthegains.co.uk/investing-checklist

Ryan King joins us to discuss how he built a £180,000 investment portfolio and how to get started investing with global index funds. 

This is a investing for beginners masterclass focusing on keeping Making Money Simple which just happens to be his brand name to!

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👉🏼 Get FREE FRACTIONAL SHARES worth up £100 when you deposit £1 with Trading 212

🔗 https://www.trading212.com/join/MGP

If you don't receive the free fractional shares - head to the menu and put the word 'MGP' into the promo code section.

(Capital at risk when you invest)
*Commission-free investing: Other fees may apply. See terms and fees*

---------

Gains App launches in a few weeks.

It's an AI-powered budgeting and cashback app designed to help you make more of your money.

Every single person who joins the Gains app waitlist has a chance to win their shopping paid for an entire year.

Join here 👉 https://gainsapp.com/

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CHAPTERS
0:00 Intro
0:41 Ryan's Portfolio Update: £140K to £180K
2:40 Lost Pensions & Switching Your Workplace Fund
10:11 Default Fund vs Global Fund: 11% to 76% Returns
15:42 Why Should You Care About Investing?
22:13 Compound Interest: Small Amounts Add Up
28:00 Different Seasons of Life Mean Different Amounts
37:42 What Is a Global Index Fund?
48:25 Global Fund vs S&P 500: Do You Need Both?
56:09 Ryan's Top 3 Global Funds

DISCLAIMER:
This episode is meant for educational purposes and should not be considered financial advice or UK tax advice. When you invest your capital is at risk. Past performance is not a guarantee of future success. Always do your own research.

This episode description contains affiliate links - if you click on one and make a purchase we may receive a small commission. This does not alter our suggestions and there is no charge for you.
Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quiz

Get The FREE 10 Step Checklist That Grew My Portfolio To Over £160,000+ 👇

🔗 https://upthegains.co.uk/investing-checklist

Ryan King joins us to discuss how he built a £180,000 investment portfolio and how to get started investing with global index funds. 

This is a investing for beginners masterclass focusing on keeping Making Money Simple which just happens to be his brand name to!

---------

👉🏼 Get FREE FRACTIONAL SHARES worth up £100 when you deposit £1 with Trading 212

🔗 https://www.trading212.com/join/MGP

If you don't receive the free fractional shares - head to the menu and put the word 'MGP' into the promo code section.

(Capital at risk when you invest)
*Commission-free investing: Other fees may apply. See terms and fees*

---------

Gains App launches in a few weeks.

It's an AI-powered budgeting and cashback app designed to help you make more of your money.

Every single person who joins the Gains app waitlist has a chance to win their shopping paid for an entire year.

Join here 👉 https://gainsapp.com/

---------

CHAPTERS
0:00 Intro
0:41 Ryan's Portfolio Update: £140K to £180K
2:40 Lost Pensions & Switching Your Workplace Fund
10:11 Default Fund vs Global Fund: 11% to 76% Returns
15:42 Why Should You Care About Investing?
22:13 Compound Interest: Small Amounts Add Up
28:00 Different Seasons of Life Mean Different Amounts
37:42 What Is a Global Index Fund?
48:25 Global Fund vs S&P 500: Do You Need Both?
56:09 Ryan's Top 3 Global Funds

DISCLAIMER:
This episode is meant for educational purposes and should not be considered financial advice or UK tax advice. When you invest your capital is at risk. Past performance is not a guarantee of future success. Always do your own research.

This episode description contains affiliate links - if you click on one and make a purchase we may receive a small commission. This does not alter our suggestions and there is no charge for you.
Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quiz

Get The FREE 10 Step Checklist That Grew My Portfolio To Over £160,000+ 👇

🔗 https://upthegains.co.uk/investing-checklist

Only 29% of the UK are considered financially literate. This HAS to change and these 11 habits will get you 90% of the way there.

----

Gains App launches in a couple of weeks time.

It's an AI-powered budgeting and cashback app designed to help you make more of your money.

Every single person who joins the Gains app waitlist has a chance to win their shopping paid for an entire year.

Join the waitlist HERE 👉 https://gainsapp.com/
---------

👉🏼 Get FREE FRACTIONAL SHARES worth up £100 when you deposit £1 with Trading 212

🔗 https://www.trading212.com/join/MGP

If you don't receive the free fractional shares - head to the menu and put the word 'MGP' into the promo code section.

(Capital at risk when you invest)
*Commission-free investing: Other fees may apply. See terms and fees*

---------

Chapters 
0:00 Intro
1:45 Habit 1: Treat Your Money Like a Business
2:52 Habit 2: Know Your Numbers
7:23 Habit 3: Watch Out For Lifestyle Inflation
9:32 Habit 4: Build Systems Not Willpower
15:44 Habit 5: Learn In Blocks Not Binges
16:24 Habit 6: Prioritise Investing Over Saving
18:15 Habit 7: Increase Your Earning Potential
20:58 Habit 8: Spring Clean Your Finances
23:24 Habit 9: Use Debt As A Tool Not A Crutch
25:31 Habit 10: Get Cashback On Everything
28:14 Habit 11: Know Where You're Going

✅ Why food prices are up 38.6% since 2020 and what actually caused it
✅ How the cost of living crisis is a global problem, not just a UK one
✅ The system I use to take back control of my money without earning more
✅ How to earn £700 to £1,000 a year in cashback on things you already buy
✅ Why waiting for prices to drop isn't a plan and what to do instead

DISCLAIMER:
This episode is meant for educational purposes and should not be considered financial advice or UK tax advice. When you invest your capital is at risk. Past performance is not a guarantee of future success. Always do your own research.

This episode description contains affiliate links - if you click on one and make a purchase we may receive a small commission. This does not alter our suggestions and there is no charge for you.
Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quiz

Get The FREE 10 Step Checklist That Grew My Portfolio To Over £160,000+ 👇

🔗 https://upthegains.co.uk/investing-checklist

Here's why saving £10,000 will change your life. It's not just a number its SO much more than that. In this podcast we unpack why that is.

Gains App launches in a few weeks.

It's an AI-powered budgeting and cashback app designed to help you make more of your money.

Every single person who joins the Gains app waitlist has a chance to win their shopping paid for an entire year.

Join the waitlist HERE 👉 https://gainsapp.com/
---------

👉🏼 Get FREE FRACTIONAL SHARES worth up £100 when you deposit £1 with Trading 212

🔗 https://www.trading212.com/join/MGP

If you don't receive the free fractional shares - head to the menu and put the word 'MGP' into the promo code section.

(Capital at risk when you invest)
*Commission-free investing: Other fees may apply. See terms and fees*

---------

Chapters 
0:00 Introduction
1:35 The Psychology Behind Saving £10,000
4:07 What Happens When You Don't Have It
7:00 How To Actually Save £10,000
18:00 What Changes When You Hit £10K

✅ Why £10,000 is the #1 predictor of financial wellbeing (backed by a 12,000 person study)
✅ The real cost of NOT having savings
✅ The step-by-step system to save £10K (even if you've never saved before)
✅ Why 77% of people lose sleep over money and how to stop being one of them

DISCLAIMER:
This episode is meant for educational purposes and should not be considered financial advice or UK tax advice. When you invest your capital is at risk. Past performance is not a guarantee of future success. Always do your own research.

This episode description contains affiliate links - if you click on one and make a purchase we may receive a small commission. This does not alter our suggestions and there is no charge for you.
Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quiz

Get The FREE 10 Step Checklist That Grew My Portfolio To Over £160,000+ 👇

🔗 https://upthegains.co.uk/investing-checklist