The Money Gains Podcast

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Gains is the UKs first budgeting and cashback app that helps you track your spending and save more!

Download the app for free here 👉 https://gainsapp.onelink.me/8IhT/oiaimr1z

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CHAPTERS
0:00   Intro
2:10   Why £100 Matters
5:10   Compounding & The Real Numbers
9:51   What To Sort Before You Invest
15:44  How The Stock Market Works
22:18  A Stocks & Shares ISA (Fast vs Slow Pounds)
26:47  Stocks, Funds, ETFs & Indexes
31:15  The Strategy
35:20  Consistency

DISCLAIMER:
This episode is meant for educational purposes and should not be considered financial advice or UK tax advice. When you invest your capital is at risk. Past performance is not a guarantee of future success. Always do your own research.

This episode description contains affiliate links - if you click on one and make a purchase we may receive a small commission. This does not alter our suggestions and there is no charge for you.
Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quiz

Get The FREE 10 Step Checklist That Grew My Portfolio To Over £160,000+ 👇

🔗 https://upthegains.co.uk/investing-checklist

Michael Taylor joins me today to discuss the growing issue of big corporations tax avoidance in the UK and the £47 billion in lost taxes.
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👉🏼 Get FREE FRACTIONAL SHARES worth up £100 when you deposit £1 with Trading 212

🔗 https://www.trading212.com/join/MGP

If you don't receive the free fractional shares - head to the menu and put the word 'MGP' into the promo code section.

(Capital at risk when you invest)
*Commission-free investing: Other fees may apply. See terms and fees*

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🚨 REFUND CLUB 🚨

Check for FREE if you are due a refund in 60 seconds at: 👉 https://refundclub.co.uk/moneygains
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Gains App is now LIVE!

It's an AI-powered budgeting and cash back app designed to help you make more of your money.

Download for free here 👉 https://gainsapp.onelink.me/8IhT/oiaimr1z

Chapters
0:00   Michael's back
0:18   Starbucks pays zero tax
3:30   How they legally do it
11:31  Britain's £47bn tax gap
12:08  AD: Trading 212 
13:05  The wealth tax is the wrong fight
16:38  The high street is dying
21:57  AD: Refund Club
23:43  UK stocks vs US stocks
31:01  AD: Gains App 
30:05  How to actually pick UK stocks 
41:23  Shorting & raising money
45:57  Trading life, trolls & wrap-up

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DISCLAIMER:
This episode is meant for educational purposes and should not be considered financial advice or UK tax advice. When you invest your capital is at risk. Past performance is not a guarantee of future success. Always do your own research.

This episode description contains affiliate links - if you click on one and make a purchase we may receive a small commission. This does not alter our suggestions and there is no charge for you.

REFUND CLUB DISCLAMER
*Refund Club is a trading style of Sandsford Law LTD. You can pursue
a claim free of charge directly to your lender and then to the Financial
Ombudsman Service. The FCA is likely introducing a free to use
Consumer Redress Scheme; it estimates the average redress per
agreement will be £829.
Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quiz

Get The FREE 10 Step Checklist That Grew My Portfolio To Over £160,000+ 👇

🔗 https://upthegains.co.uk/investing-checklist

Jason Butler joins us today to discuss how having been a Wealth Manager to thousands of millionaires - what is the reason you're not rich yet!
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👉🏼 Get FREE FRACTIONAL SHARES worth up £100 when you deposit £1 with Trading 212

🔗 https://www.trading212.com/join/MGP

If you don't receive the free fractional shares - head to the menu and put the word 'MGP' into the promo code section.

(Capital at risk when you invest)
*Commission-free investing: Other fees may apply. See terms and fees*

---------
🚨 REFUND CLUB 🚨
You could be due a £829 car finance refund!

Check for FREE if you are due a refund in 60 seconds at: 👉 https://refundclub.co.uk/moneygains
-----

Gains App is now LIVE!

It's an AI-powered budgeting and cash back app designed to help you make more of your money.

Download for free here 👉 https://gainsapp.onelink.me/8IhT/oiaimr1z

CHAPTERS
0:00 What financial wellbeing means
2:23 Does money buy happiness?
9:58 £60k in debt at 24
12:40 Ditch your credit card
15:40 Trading 212 AD
19:57 The 24-hour spending rule
25:40 Refund Club AD
32:34 Get rich slowly
37:06 What do you actually want?
37:54 Gains App AD
49:02 Can you afford your job?
57:28 Building a business

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DISCLAIMER:
This episode is meant for educational purposes and should not be considered financial advice or UK tax advice. When you invest your capital is at risk. Past performance is not a guarantee of future success. Always do your own research.

This episode description contains affiliate links - if you click on one and make a purchase we may receive a small commission. This does not alter our suggestions and there is no charge for you.

REFUND CLUB DISCLAMER
*Refund Club is a trading style of Sandsford Law LTD. You can pursue
a claim free of charge directly to your lender and then to the Financial
Ombudsman Service. The FCA is likely introducing a free to use
Consumer Redress Scheme; it estimates the average redress per
agreement will be £829.
Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quiz

Get The FREE 10 Step Checklist That Grew My Portfolio To Over £160,000+ 👇

🔗 https://upthegains.co.uk/investing-checklist

Gains App is now LIVE!

Download here in App Store & Google Play 👉  https://gainsapp.onelink.me/8IhT/oiaimr1z
Any issues or questions you can reach out via support@gainsapp.com
-----
DISCLAIMER:
This episode is meant for educational purposes and should not be considered financial advice or UK tax advice.
Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quiz

Get The FREE 10 Step Checklist That Grew My Portfolio To Over £160,000+ 👇

🔗 https://upthegains.co.uk/investing-checklist

Jay Lawrence is a Wealth Manager at Rathbones who look after £110 Billion for their clients. He joins us to discuss why buying a house is the worst money move in 2026 plus what he thinks is the better one to make for most people.

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A huge thanks to the episodes sponsor - Trading 212.

👉🏼 Get FREE FRACTIONAL SHARES worth up £100 when you deposit £1 with Trading 212

🔗 https://www.trading212.com/join/MGP

If you don't receive the free fractional shares - head to the menu and put the word 'MGP' into the promo code section.

(Capital at risk when you invest)
*Commission-free investing: Other fees may apply. See terms and fees*

---------

Gains App is now LIVE!

It's an AI-powered budgeting and cashback app designed to help you make more of your money.

Download here 👉 https://gainsapp.onelink.me/8IhT/oiaimr1z

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Resources

Why the Golden Age of property is over 👉🏼 https://www.schroders.com/en-gb/uk/intermediary/insights/why-cash-is-riskier-than-stock-market-investing/

Chapters 

00:00 - The Property Ladder Is Dead
04:08 - Renting vs Buying: Do The Maths
11:47 - The UK's £1.5 Trillion Mistake
14:53 - ISA Millionaires Don't Use Cash ISAs
17:15 - State School To Rathbones
25:29 - Why £300 Beats £400
29:51 - The "Doing Everything Right" Trap
40:08 - Your First Move
43:59 - The Gateway Drug
46:44 - He Locked His Mum Out
51:10 - Why Crashes Are A Gift

DISCLAIMER:
This episode is meant for educational purposes and should not be considered financial advice or UK tax advice. When you invest your capital is at risk. Past performance is not a guarantee of future success. Always do your own research.

This episode description contains affiliate links - if you click on one and make a purchase we may receive a small commission. This does not alter our suggestions and there is no charge for you.
Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quiz

Get The FREE 10 Step Checklist That Grew My Portfolio To Over £160,000+ 👇

🔗 https://upthegains.co.uk/investing-checklist