The Money Gains Podcast

Join us this week with Financial Advisor to Footballers & Athletes, Emmelia Powell to discuss what it's like becoming a professional footballer and suddenly earning more money than you've ever dreamed of. 

And why so many footballers go bankrupt when they retire plus lots more!

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A huge thanks to the episodes sponsor - Trading 212. 

👉🏼 Get FREE FRACTIONAL SHARES worth up £100 when you deposit £1 with Trading 212

🔗 https://www.trading212.com/join/MGP

If you don't receive the free fractional shares - head to the menu and put the word 'MGP' into the promo code section.

(Capital at risk when you invest)
*Commission-free investing: Other fees may apply. See terms and fees*

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Gains App launches in a few weeks.

It's an AI-powered budgeting and cashback app designed to help you make more of your money.

Every single person who joins the Gains app waitlist has a chance to win their shopping paid for an entire year.

Join here 👉 https://gainsapp.com/

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Emmelia's Links
https://www.instagram.com/emmelia_pws/
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Chapters
00:00 Introduction
01:00 What Happens When A Teenager Signs For Man United
04:18 Losing Your Identity To Someone Else's Success
07:57 Why Nick Powell Turned Down Financial Advice
15:27 Why 40% Of Footballers Struggle After Retirement
17:50 The Silent Cost Of Doing Nothing With Your Money
25:24 The Impulse Buying Trap
30:07 Why Earning £100K Won't Make You Wealthy
40:39 Lifestyle Inflation: When Upgrading Goes Wrong
45:31 The Game Of Wealth Framework
54:03 Teaching Kids About Money
57:29 Life By Design

Key Talking Points:
✅ Why 40% of footballers face financial struggles after retirement
✅ The silent cost of doing nothing with your money
✅ Why earning £100K still won't make you wealthy
✅ The G.A.M.E. framework for building real wealth
✅ How to teach your kids about money before it's too late

DISCLAIMER:
This episode is meant for educational purposes and should not be considered financial advice or UK tax advice. When you invest your capital is at risk. Past performance is not a guarantee of future success. Always do your own research.

This episode description contains affiliate links - if you click on one and make a purchase we may receive a small commission. This does not alter our suggestions and there is no charge for you.
Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quiz

Get The FREE 10 Step Checklist That Grew My Portfolio To Over £160,000+ 👇

🔗 https://upthegains.co.uk/investing-checklist

Join us this week with Ken & Mary Okofoafor from The Humble Penny to discuss their new book The Wealth Habit. It's how putting in the right habits and investing your money helps you become the rich version of yourself. 

Ken & Mary have been teaching personal finance for many years and have two Sunday Times Bestsellers teaching you how to get rich. 

Get the book 👉🏼 https://www.waterstones.com/book/the-wealth-habit/ken-okoroafor/mary-okoroafor/9781529449204

---------
A huge thanks to the episodes sponsor - Trading 212. 

👉🏼 Get FREE FRACTIONAL SHARES worth up £100 when you deposit £1 with Trading 212

🔗 https://www.trading212.com/join/MGP

If you don't receive the free fractional shares - head to the menu and put the word 'MGP' into the promo code section.

(Capital at risk when you invest)
*Commission-free investing: Other fees may apply. See terms and fees*

---------

Gains App launches in a few weeks.

It's an AI-powered budgeting and cashback app designed to help you make more of your money.

Every single person who joins the Gains app waitlist has a chance to win their shopping paid for an entire year.

Join here 👉 https://gainsapp.com/

---------
Chapters
00:00 Introduction
01:00 Why Listen To The Humble Penny
04:52 The Habit Framework That Actually Builds Wealth
07:08 How To Stop Impulse Buying
12:32 Identity-Based Wealth
19:44 How They Became Mortgage Free In 7 Years
21:52 Should You Invest Or Overpay Your Mortgage?
32:38 Compound Interest
43:35 The Employee Mindset
47:05 Your Income Is Rented
53:02 Building Multiple Income Streams
56:24 UK Crabs-In-A-Bucket
59:59 Learning To Be Uncomfortable

DISCLAIMER:
This episode is meant for educational purposes and should not be considered financial advice or UK tax advice. When you invest your capital is at risk. Past performance is not a guarantee of future success. Always do your own research.

This episode description contains affiliate links - if you click on one and make a purchase we may receive a small commission. This does not alter our suggestions and there is no charge for you.
Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quiz

Get The FREE 10 Step Checklist That Grew My Portfolio To Over £160,000+ 👇

🔗 https://upthegains.co.uk/investing-checklist

Andy Hart joins us this week to discuss the real reason most people don't get rich and his new book 'No Bullsh*t Money Advice'.

This was a refreshing episode about why you're probably not rich yet and what to actually do about it.

Andy's book 👉🏼🔗 https://www.nobullmoney.co.uk/

---------
A huge thanks to the episodes sponsor - Trading 212.

👉🏼 Get FREE FRACTIONAL SHARES worth up £100 when you deposit £1 with Trading 212

🔗 https://www.trading212.com/join/MGP

If you don't receive the free fractional shares - head to the menu and put the word 'MGP' into the promo code section.

(Capital at risk when you invest)
Commission-free investing: Other fees may apply. See terms and fees

---------

Gains App launches in a few weeks.

It's an AI-powered budgeting and cashback app designed to help you make more of your money.

Every single person who joins the Gains app waitlist has a chance to win their shopping paid for an entire year.

Join here 👉 https://gainsapp.com/

---------

✅ Your brain is your biggest wealth destroyer and you don't even know it
✅ Why the hardest thing in investing is doing absolutely nothing
✅ The truth about Elon Musk's "pensions are pointless" claim
✅ What a financial advisor actually does (it's not what you think)
✅ The first 3 things you should do with £500 sitting in your account

DISCLAIMER:
This episode is meant for educational purposes and should not be considered financial advice or UK tax advice. When you invest your capital is at risk. Past performance is not a guarantee of future success. Always do your own research.

This episode description contains affiliate links - if you click on one and make a purchase we may receive a small commission. This does not alter our suggestions and there is no charge for you.

Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quiz

Get The FREE 10 Step Checklist That Grew My Portfolio To Over £160,000+ 👇

🔗 https://upthegains.co.uk/investing-checklist

Ryan King joins us to discuss how he built a £180,000 investment portfolio and how to get started investing with global index funds. 

This is a investing for beginners masterclass focusing on keeping Making Money Simple which just happens to be his brand name to!

---------

👉🏼 Get FREE FRACTIONAL SHARES worth up £100 when you deposit £1 with Trading 212

🔗 https://www.trading212.com/join/MGP

If you don't receive the free fractional shares - head to the menu and put the word 'MGP' into the promo code section.

(Capital at risk when you invest)
*Commission-free investing: Other fees may apply. See terms and fees*

---------

Gains App launches in a few weeks.

It's an AI-powered budgeting and cashback app designed to help you make more of your money.

Every single person who joins the Gains app waitlist has a chance to win their shopping paid for an entire year.

Join here 👉 https://gainsapp.com/

---------

CHAPTERS
0:00 Intro
0:41 Ryan's Portfolio Update: £140K to £180K
2:40 Lost Pensions & Switching Your Workplace Fund
10:11 Default Fund vs Global Fund: 11% to 76% Returns
15:42 Why Should You Care About Investing?
22:13 Compound Interest: Small Amounts Add Up
28:00 Different Seasons of Life Mean Different Amounts
37:42 What Is a Global Index Fund?
48:25 Global Fund vs S&P 500: Do You Need Both?
56:09 Ryan's Top 3 Global Funds

DISCLAIMER:
This episode is meant for educational purposes and should not be considered financial advice or UK tax advice. When you invest your capital is at risk. Past performance is not a guarantee of future success. Always do your own research.

This episode description contains affiliate links - if you click on one and make a purchase we may receive a small commission. This does not alter our suggestions and there is no charge for you.
Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quiz

Get The FREE 10 Step Checklist That Grew My Portfolio To Over £160,000+ 👇

🔗 https://upthegains.co.uk/investing-checklist

Ryan King joins us to discuss how he built a £180,000 investment portfolio and how to get started investing with global index funds. 

This is a investing for beginners masterclass focusing on keeping Making Money Simple which just happens to be his brand name to!

---------

👉🏼 Get FREE FRACTIONAL SHARES worth up £100 when you deposit £1 with Trading 212

🔗 https://www.trading212.com/join/MGP

If you don't receive the free fractional shares - head to the menu and put the word 'MGP' into the promo code section.

(Capital at risk when you invest)
*Commission-free investing: Other fees may apply. See terms and fees*

---------

Gains App launches in a few weeks.

It's an AI-powered budgeting and cashback app designed to help you make more of your money.

Every single person who joins the Gains app waitlist has a chance to win their shopping paid for an entire year.

Join here 👉 https://gainsapp.com/

---------

CHAPTERS
0:00 Intro
0:41 Ryan's Portfolio Update: £140K to £180K
2:40 Lost Pensions & Switching Your Workplace Fund
10:11 Default Fund vs Global Fund: 11% to 76% Returns
15:42 Why Should You Care About Investing?
22:13 Compound Interest: Small Amounts Add Up
28:00 Different Seasons of Life Mean Different Amounts
37:42 What Is a Global Index Fund?
48:25 Global Fund vs S&P 500: Do You Need Both?
56:09 Ryan's Top 3 Global Funds

DISCLAIMER:
This episode is meant for educational purposes and should not be considered financial advice or UK tax advice. When you invest your capital is at risk. Past performance is not a guarantee of future success. Always do your own research.

This episode description contains affiliate links - if you click on one and make a purchase we may receive a small commission. This does not alter our suggestions and there is no charge for you.
Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quiz

Get The FREE 10 Step Checklist That Grew My Portfolio To Over £160,000+ 👇

🔗 https://upthegains.co.uk/investing-checklist