The Money podcast, by best-selling author of “Money”, Rob Moore, will dive into how to make, manage and master money. How to know more, make more and give more....
Rob reveals how banks really operate with your money. From shocking operational practices to the truth about bank bailouts, Rob exposes the seven ways banks control your deposits and why you might not truly "own" your money. This episode is a wake-up call about the banking system and offers practical solutions for protecting your cash! KEY TAKEAWAYS Banks can legally use your deposited money for their operational expenses, including paying their own bills and staff expenses, effectively treating your deposits as their generated funds rather than your property in safekeeping. The fractional reserve banking system allows banks to lend out 90% of deposited money, meaning they only keep 10% of deposits on hand - if 11% of depositors wanted their money at once, the bank would be insolvent. Banks can restrict your withdrawals and control how you use your money, including limiting crypto purchases and requiring explanations for large withdrawals, while they freely invest and lend your money as they choose. In times of economic crisis, banks can be "bailed out" using taxpayer money or "bailed in" using depositor savings, meaning you pay for their mistakes either way through taxes or lost savings. The bank deposit insurance limit (£85,000 in the UK) applies per banking group, not per bank account or bank brand, meaning multiple accounts at different banks owned by the same group share one insurance limit. Banks can "debank" individuals based on their political views or social media posts, freezing or restricting access to funds, which becomes an even greater threat to personal freedom in an increasingly cashless society. BEST MOMENTS "If you want to be sure what you have in your hand, in your safety deposit box, under your mattress, or only you have access to, you own. What you don't, you don't." "The banks are a for-profit corporation and their goal is to maximise shareholder value and they make money from you and your money." "In times of revolution, wars, because countries need trillions to fund wars. Who do they need it from? Us. Because governments don't have their own money." VALUABLE RESOURCES https://robmoore.com/ bit.ly/Robsupporter https://robmoore.com/podbooks rob.team ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything” CONTACT METHOD Rob’s official website: https://robmoore.com/ Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979 See omnystudio.com/listener for privacy information.
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30:29
How to Become a Millionaire in Two Years
Can anyone become a millionaire in two years? Rob breaks down this question with a resounding "yes" but with important caveats. Rob and Kane talk about the psychology of wealth creation, exploring everything from the true meaning of inflation to why people pay thousands for luxury watches, and Rob gives his exclusive formulas for both wealth whilst debunking common myths about money and success. KEY TAKEAWAYS Breaking down a million pounds over 730 days means you only need to make £1,369 per day - a more realistic target that could be achieved through selling just one high value product or service daily. The formula for riches is "inflation plus X times leverage times compounding". You must first beat inflation (which is typically double what governments report), then leverage your efforts and let compound interest work its magic. Information products are the fastest route to wealth creation, requiring no stock, premises, staff, or loans, and can be launched within 48 hours with global reach through social media. People buy based on perceived value, not actual value or price, understanding this psychology is crucial for pricing products and services effectively. Evolution beats revolution in business so start now and improve rather than waiting for perfection. The four M's of wealth building are Make, Manage, Multiply, and Maintain - your strategy should change depending on which stage you're in. BEST MOMENTS "Anyone can be a millionaire in two years, it used to take 10. All my mentors back in the day would say it takes 10 years to be an overnight success." "People will pay for value.” "The fact that it's hard makes it easier for you if you want it, because it's hard for everyone else. That's why in recessions, you get more millionaires." "You don't deserve shit. Other than air, sunlight, and food... you get what you earn. I don't deserve anything other than what I create and what I do and how I help people." "Making money is easier than keeping money.” VALUABLE RESOURCES https://robmoore.com/ bit.ly/Robsupporter https://robmoore.com/podbooks rob.team ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything” CONTACT METHOD Rob’s official website: https://robmoore.com/ Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979 See omnystudio.com/listener for privacy information.
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53:00
SHOCKING Ways To Become A Millionaire
It's easier to make millions than you may think! In this episode, Rob outlines some of the most shocking ways to become a millionaire. He has created this content to prove to everyone out there that making money is easy, that it’s a system that anyone can apply. After talking through the shocking ways to become a millionaire, Rob also shares some practical tips to help you start to increase your income. KEY TAKEAWAYS Dog sunglasses: 3 million in sales annually selling dog sunglasses. Goatpreneurs: Companies worldwide rent out goats Pet Rocks: Millions of ‘pet rocks’ have been sold Cleaning up crime scenes Letters to Santa: A million-dollar business simply by replying to children’s letters to Santa Selling ugly fake teeth: $ 50 million dollars were made from a couple selling hillbilly fake teeth Mute TikTok Star: Simply watched videos of useless household hacks offering facial expressions and now has million-dollar sponsors working with them A Talking Fish: Billy Big Mouth Bass made over $100million in sales Yellow Smiley Faces: Whoever owns these has made an estimated $500million Ashley Madison: A dating website only for married people BEST MOMENTS “They have all these reasons and excuses why they can’t start a business” “It’s as easy to be rich as it is to be poor” “There is no limit to the amount of money you can make and how quickly you can make it other than your creativity, innovation and resourcefulness” “That maybe should be criminal but it isn’t” VALUABLE RESOURCES https://robmoore.com/ bit.ly/Robsupporter https://robmoore.com/podbooks rob.team ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything” CONTACT METHOD Rob’s official website: https://robmoore.com/ Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979 See omnystudio.com/listener for privacy information.
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15:44
How to Fix a Broke Money Mindset
Is your money mindset broke or rich? Rob defines both in this episode and advises what you can do to fix your money mindset if it’s broken! KEY TAKEAWAYS If you have a poor or broke money mindset, you will always repel wealth. Believing money is bad or those with it aren’t good people is part of having a bad money mindset, you will never become rich if you believe these things. You have to change your perception of what it takes to become rich and believe you are someone who can be rich too, or it will never happen. BEST MOMENTS"The skillset without the mindset will leave you upset” “You need to change your perception of what it takes to become rich”: VALUABLE RESOURCES https://robmoore.com/ bit.ly/Robsupporter https://robmoore.com/podbooks rob.team ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything” CONTACT METHOD Rob’s official website: https://robmoore.com/ Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979 See omnystudio.com/listener for privacy information.
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11:02
Are You Being Dangerous with Your Money?
Rob talks about the most dangerous ways we can mishandle our money, uncovering shocking truths about banking, savings accounts, and inflation. Rob challenges conventional financial wisdom and explains why your savings account might actually be making you poorer. From the hidden mechanics of money printing to the true nature of banks, Rob continues to share the controversial insights that will transform how you think about managing your wealth. KEY TAKEAWAYS Savings accounts are actually "degrading accounts" - your money loses value over time due to inflation being higher than interest rates, with banks typically offering much lower rates than the base rate while making profit on the difference. The banking system operates on a model where you are the product. Banks create money from nothing, lend it out multiple times, and make a profit from your deposits while providing minimal returns and maintaining limited transparency. Inflation is not a natural economic phenomenon but a controlled mechanism that consistently devalues currency, with current inflation rates significantly outpacing any interest earned in traditional savings accounts. Liquidity should replace the concept of savings. Keeping 1-3 months of expenses liquid is important, but this doesn't necessarily mean in bank accounts; alternatives like S&P 500, FTSE 100, or precious metals can provide better security. Money printing through quantitative easing devalues existing currency while simultaneously reducing the relative value of debt, which explains part of why "the rich get richer" - they hold assets that appreciate with inflation. The 85,000 bank deposit protection isn't per bank but per banking group, meaning multiple accounts at different banks owned by the same group don't multiply your protection. BEST MOMENTS "If you waste money and enjoy it, I'd argue that's not a waste. I think that gambling is a disgusting industry, especially when you're advertised hard at first, and lured in with money." "Be an owner, not a loaner. When you give your money to the bank, you think you're saving it, you're actually lending it to them." "If you borrow a million from the bank, you have a problem. If you borrow a hundred million from a bank, the bank has the problem." VALUABLE RESOURCES https://robmoore.com/ bit.ly/Robsupporter https://robmoore.com/podbooks rob.team ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything” CONTACT METHOD Rob’s official website: https://robmoore.com/ Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979 See omnystudio.com/listener for privacy information.
The Money podcast, by best-selling author of “Money”, Rob Moore, will dive into how to make, manage and master money. How to know more, make more and give more. How to save, invest and raise money. The story, history and psychology of money. The good, bad and naughty of money. Rob will use his experience of going from debt at 26, to becoming a millionaire by 31. Rob will call upon his contacts and interview millionaires, billionaires, economists and money masters from all walks of life. Rob will draw all his experience from starting from nothing, and building the huge podcast the “Disruptive Entrepreneur”, with his on the ground, real business experience. The Money podcast is for anyone who wants to make more money in a job, profession or passion, for money masters and money disasters. They say money doesn’t make you happy, Rob says “It does!”.