The Progressive Property Podcast

• HMRC Connect AI Audit

  Become a part of the Progressive Property refer-a-friend scheme and Earn up to £250 when someone attends one of our events – you can enrol here: https://www.progressiveproperty.co.uk/raf/ HMRC is cracking down harder. They are hiring 1000s more staff and using AI tools and data mining in their investigations, which is catching a lot of property professionals out. Today, Sean deep dives into the subject, so you don't have to. He explains what HMRC¨s new surveillance system is, how it is going to potentially impact your business, and what you can do in your business to survive the onslaught and thrive. If you want to take the next step and put what you have learned from this podcast into action, you only need to click here - https://www.wealthbuilders.co.uk/progressive-podcast KEY TAKEAWAYS HMRC is massively stepping up their game. HMRC´s Connect system scans everything—your property deals, bank moves, whether you drive an expensive car, even your socials. The era of low scrutiny is over. Assume HMRC sees it all. People are getting caught - particularly property investors. Sean shares several eye-watering real-world examples. Audit yourself before HMRC does. Digitize everything and keep your accounts clean. The system already knows, hiding it doesn't make it invisible. It just makes it suspicious, and you'll receive a larger penalty when the Connect system finds out. The smart property professional adapts and keeps growing. They know that tax follows profit and profit follows structure. BEST MOMENTS "HMRC are cracking down even harder on monitoring our income." "(HMRC Connect) can cross-check your income with your lifestyle, your mortgage, your company filings, your personal bank accounts. You can't outsmart it." "Property investors, we're the easiest targets. Why? Because we leave footprints everywhere, every deal, every mortgage, every tenancy. There's nowhere to hide." EPISODE RESOURCES SSAS episode - https://podcasts.apple.com/gb/podcast/how-to-find-new-sources-of-money-for-your-property/id1176574597?i=1000732731927 UK rent prices - https://podcasts.apple.com/gb/podcast/the-harsh-truth-about-uk-rent-prices-in-2025/id1176574597?i=1000725621585 VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOST Sean Fitzpatrick is a property investor, educator, and the Face of Progressive Property. With a 6-figure portfolio and expertise in creative strategies, finance, and off-market deals, Sean shares success stories from the Progressive Property community, expert insights, and real-world strategies to help investors succeed. Tune in for practical tips and no-nonsense advice to accelerate your property journey. ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom. CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progperty This Podcast has been brought to you by Disruptive Media. https://disruptivemedia.co.uk/

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• 25 Years As An Estate Agent—Then Progressive Showed Vito How To Become Worth Millions In Under 5 Years

  Become a part of the Progressive Property refer-a-friend scheme and Earn up to £250 when someone attends one of our events – you can enrol here: https://www.progressiveproperty.co.uk/raf Vito’s story proves how powerful Progressive Property’s training is. After 25 years as an estate agent, Vito realised he actually knew nothing about property. With Progressive he discovered creative investment strategies, tripled his property deals in just five years, and bounced back from major setbacks with the help of mentorship from Kevin McDonald and the Progressive team.  Now a thriving investor and mentor himself, Vito reveals how anyone can transform their results—when they take action and follow the right guidance.  If you want to take the next step and put what you have learned from this podcast into action, you only need to click here - https://www.wealthbuilders.co.uk/progressive-podcast   KEY TAKEAWAYS ·       You can spend decades in property and still miss the real opportunities, until someone shows you a better way -  like Progressive did for Vito. ·       Being your own boss isn’t enough to gain financial and personal freedom. You need to learn how to build lasting wealth which is what Progressive teaches. ·       Guidance from experts who were still doing what they taught, coupled with accountability and the support of his mentor, helped Vito work through setbacks, doubt, and industry upheaval. ·       Vito learned more in 5 years than in had in his previous 25 years of working in property. Using deal packaging, vendor finance, lease options, and exchange with delayed completion, he recovered all his losses and is now doing deals worth millions. ·       Anyone can do deal packaging and do it from anywhere. BEST MOMENTS  “I’ve only learned how to do property investing properly in the last 5 years - when I joined Progressive." “These are some of the deals that I've actually now done in 5  years - I'd never done any of them in 25 or 30 years.” “You can do deal packaging from absolutely anywhere.” "Take a leap of faith … get trained properly, get mentored properly - then just do it.”   VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk   ABOUT THE HOST Sean Fitzpatrick is a property investor, educator, and the Face of Progressive Property. With a 6-figure portfolio and expertise in creative strategies, finance, and off-market deals, Sean shares success stories from the Progressive Property community, expert insights, and real-world strategies to help investors succeed. Tune in for practical tips and no-nonsense advice to accelerate your property journey.   ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.   CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty https://kevinmcdonnell.co.uk TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progperty   This Podcast has been brought to you by Disruptive Media. https://disruptivemedia.co.uk/

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• How to Find New Sources of Money for Your Property Deals – SSAS with Kevin Whelan

  Become part of the Progressive Property refer-a-friend scheme and earn up to £250 when someone attends one of our events – enrol here: https://www.progressiveproperty.co.uk/raf Today, Kevin is joined by Kevin Whelan, an economist, author and founder of Wealth Builders, one of the UK's leading experts and authorities on SSAS pensions. He is the only Progressive approved partner for all pension matters in the UK. Kevin has helped raise hundreds of millions in private finance including for hundreds of members within the Progressive Property community. Kevin explains how to find new sources of money for your property deals, in particular, using SSAS. If you want to take the next step and put what you have learned from this podcast into action, just click here - https://www.wealthbuilders.co.uk/progressive-podcast KEY TAKEAWAYS SSAS pensions empower individuals and families to take control of their pension pots, actively grow wealth, and plan for future generations. They offer far more flexibility, collaboration, and tax efficiency than traditional public or private pensions. Up to 50% of an SSAS pension pot can be loaned back to your own company for investment (including property). You can also lend to others. Public and private pensions are far more at risk than people realise. You can use a SSAS in 3 ways to minimise the impact of Inheritance Tax. BEST MOMENTS "It´s gone up a million quid in eight years through SaaS." "Check this out - this can be a game changer, not just for your life, but the lives of the next generation." “When you put a number of pots together, you get more buying power, which means you've got more deal-making creativity at your disposal." “I set up a SaaS because I could take back control.” “Your own wealth is protecting itself.” EPISODE RESOURCES Click here to receive the Free SSAS Pension resources from WealthBuilders: https://www.wealthbuilders.co.uk/progressive-podcast Website - https://www.wealthbuilders.co.uk/ Kevin's LinkedIn - https://www.linkedin.com/in/kevinjwhelan/ WealthBuilders Facebook - https://www.facebook.com/WealthbuildersUK WealthBuilders Instagram - https://www.instagram.com/wealthbuilderstogether/ WealthBuilders LinkedIn - https://www.linkedin.com/company/wealthbuilderstogether WealthBuilders YouTube - https://www.youtube.com/@wealthbuildersuk VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOST Sean Fitzpatrick is a property investor, educator, and the Face of Progressive Property. With a 6-figure portfolio and expertise in creative strategies, finance, and off-market deals, Sean shares success stories from the Progressive Property community, expert insights, and real-world strategies to help investors succeed. Tune in for practical tips and no-nonsense advice to accelerate your property journey. ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom. CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progperty This Podcast has been brought to you by Disruptive Media. https://disruptivemedia.co.uk

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• 5 Ways To Add Value To a Property

  https://www.progressiveproperty.co.uk/raf/ One of Kevin’s most asked questions is how to add value to a rental property, in this episode he explores various ways you can do this including 5 fundamentals you need to focus on. KEY TAKEAWAYS Buy something where you know you can add value, where there is space for improvements, particularly focusing on the kitchen and bathroom. Probably one of the most effective ways to add value is to think about the internal layout of the property and how you can make this work better and more valuable. E.g turning a 2 bed into a 3 bed house; this can add up to 25% of the equity. Carpets and decoration are the final two touches for every room in the property that adds value. Loft conversions and basement conversions can add significant value to a property, especially in cities.  BEST MOMENTS “Nice bathrooms, nice kitchens, they’re going to give you highest impact on value and highest impact on rental income” “You don’t have to spend a huge amount of money” VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom. CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progperty This Podcast has been brought to you by Disruptive Media. https://disruptivemedia.co.uk/

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• Unlocking The Hidden Patterns Behind Successful Property Deals with Guillaume Black

  https://www.progressiveproperty.co.uk/raf/ What if everything you know about finding property deals is wrong? Today, Sean talks to a man who actively breaks the systems you already know and likely use. Guillaume Black is a property investor who got so frustrated searching for deals that he sat down and analysed 1000s of them and uncovered the hidden patterns. He then built an app called Property Finder to supercharge the process of uncovering viable deals that are normally missed.  Guillaume and Sean discuss how to boost your income through property, how to stop wasting your time on dead-end deals, and streamline your deal finding process. KEY TAKEAWAYS Focus on motivated sellers to increase the likelihood of securing favourable deals. Build a consistent lead generation system rather than relying on random or scattergun approaches. Momentum matters. Don´t assume the seller will say no. Make your offer and let them say yes or no. Don´t get emotionally attached to individual properties, always prioritise your bottom line. Learn from the wider property community through events, podcasts and networking. Use the right tools. Guillaume explains how his app, that is Progressive approved, works. Ignore the asking price and focus on offers that work for your numbers. Explore creative deal structures e.g. assisted sales and flips. Continually educate yourself and adapt. BEST MOMENTS  “There are people out there with money that want to get their money working, and they're looking for you.” “Building bridges, connections with contacts, with people, growing a network. Once those foundations are laid, all of a sudden the deals start happening."  "It´s easy, but it´s not simple. You need to be consistent."  “People do have the stickability to make it happen. It's just that they make it happen for somebody else instead of for themselves.” “Deals are made, not found.” EPISODE RESOURCES https://property-filter.co.uk https://www.amazon.co.uk/Go-No-Yes-Destination-There/dp/B00LNI1RUU VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOST Sean Fitzpatrick is a property investor, educator, and the Face of Progressive Property. With a 6-figure portfolio and expertise in creative strategies, finance, and off-market deals, Sean shares success stories from the Progressive Property community, expert insights, and real-world strategies to help investors succeed. Tune in for practical tips and no-nonsense advice to accelerate your property journey. ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.   CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progperty This Podcast has been brought to you by Disruptive Media. https://disruptivemedia.co.uk/

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