Pretty Covered

In this empowering episode of Pretty Covered, host Jess Silva is joined by fitness coach and TV personality Gabby Allen. Gabby opens up about losing her dad to a brain tumour when she was just 20 years old, the suddenness of it all, and the financial and emotional aftermath that followed.
Gabby speaks candidly about how her dad’s illness reshaped her outlook on life, responsibility, and legacy. From navigating grief as a young adult to becoming the main support system for her mum, Gabby reflects on how this loss has influenced the way she approaches her own future and financial planning.
This episode explores how the loss of a parent early in life can impact your mindset long-term, and how Gabby channels that pain into purpose.
💗 This episode is brought to you by Polly.
 If you need life insurance or critical illness cover, find us here:
 👉 Polly

💫 Find Gabby and the show details here:
✨ Gabby Allen → @gabbydawnallen
✨ Host - Jess Silva → @jess.silva.wild
✨ Follow the show → @pretty_covered_pod
✨ Learn more about Polly → Polly

⏱️ Chapters
 (00:00) – Gabby’s reflections on her dad and how quickly life can change
 (03:20) – The diagnosis: from healthy to terminal in weeks
 (08:10) – Losing her dad at 20 and stepping into responsibility
 (14:05) – Becoming the support system for her mum
 (21:40) – Channeling grief into purpose through fitness
 (26:00) – How the loss changed Gabby’s view on planning and protection
 (31:15) – Advice for others facing sudden family illness
 (37:00) – The ripple effects of loss on identity and mindset
 (41:50) – Gabby’s approach to life now: balance, strength and vulnerability
 (47:30) – Final thoughts: what her dad taught her
💖 Thanks for listening to Pretty Covered 💖
Subscribe for more real stories, heartfelt conversations, and empowering moments that remind us: it’s not about being perfect, it’s about being Pretty Covered.
Terms and conditions apply. Life insurance is designed to help provide financial security. Premiums can vary based on health and other risk factors. Some sports and pastimes may not be covered.

In this heartfelt episode, Jess Silva is joined by TV personality and mum of twins, Frankie Essex. Frankie opens up about the devastating loss of her mum at just 13 years old, the silence that followed, and how she pieced together the truth herself in the years that came after.
She reflects on stepping into a parental role far too young, how grief shaped her teenage years, and how becoming a mum herself changed everything. Frankie also shares why her experience has made her determined to put protection in place, and how life insurance helped her family when they needed it most.

💗 This episode is brought to you by Polly
 If you need life insurance or critical illness cover, find us here:
 👉 www.polly.co.uk

💫 Find our guest and show details here:
 ✨ Frankie Essex → @frankieessex87
✨ Host – Jess Silva → @jess.silva.wild
✨ Follow the show → @pretty_covered_pod
✨ Learn more about Polly → www.polly.co.uk

⏱️ Chapters:
 (00:00:00) – Growing up in Bermondsey and moving to Essex
 (00:03:41) – Losing her mum at 13
 (00:08:59) – Discovering the truth
 (00:15:10) – Taking on a parental role
 (00:21:25) – Teenage grief and early adulthood
 (00:28:07) – Joining TOWIE and losing friendships
 (00:36:02) – Life insurance and protection for her dad
 (00:41:23) – Becoming a mum and setting up her cover
 (00:48:00) – Learning to feel proud again
 (00:54:40) – Preparing for the future

💖 Thanks for listening to Pretty Covered 💖
Subscribe for more real stories, heartfelt conversations, and empowering moments that remind us: it’s not about being perfect, it’s about being Pretty Covered.
Terms and conditions apply. Life insurance is designed to help provide financial security. Premiums can vary based on health and other risk factors. Some sports and pastimes may not be covered.

In this moving episode, Jess Silva is joined by Rosie Moss, Widowed AF founder and mother of three whose life changed overnight when her husband Ben was tragically lost at sea whilst diving in 2018. His body was never recovered. Rosie speaks candidly about the heartbreak of her sudden loss, navigating through her traumatic grief, and the pressure of taking over her husband’s business while raising their three children alone. She shares how the experience shaped her resilience and why she now speaks out about financial planning, family security, and the realities of loss.

💗 This episode is brought to you by Polly
If you need life insurance or critical illness cover, find us here:
👉 Polly
💫 Find our guest and show details here:
✨ Rosie Moss → @rosie_gill_moss
 ✨ Widowed AF → https://widowedaf.com/
 ✨ Rosie’s Book → Widowed As F**K: A Guidebook for Grieving Your Partner
 ✨ Host – Jess Silva → @jess.silva.wild
✨ Follow the show → @pretty_covered_pod
✨ Learn more about Polly → www.polly.co.uk

⏱️ Chapters:
(00:00:00) – Introduction and Rosie's journey to the podcast
(00:05:05) – Rosie and Ben's Story 
(00:09:45) – The night everything changed
(00:17:07) – Accepting reality 
(00:23:40) – Running a business and parenting through grief
(00:29:56) – Coping mechanisms
(00:35:14) – How life insurance helped 
(00:44:36) – Building an award winning podcast and community for widows
(00:56:47) – Looking ahead

💖 Thanks for listening to Pretty Covered 💖
Subscribe for more real stories, heartfelt conversations, and empowering moments that remind us: it’s not about being perfect, it’s about being Pretty Covered.
Terms and conditions apply. Life insurance is designed to help provide financial security. Premiums can vary based on health and other risk factors. Some sports and pastimes may not be covered.

In this episode, host Jess Silva is joined by broadcaster, activist, and founder of GIRLvsCANCER, Lauren Mahon. Lauren opens up about receiving a breast cancer diagnosis in her early 30s, the emotional and financial challenges that followed, and why honest conversations around health, money, and the messy parts of life are more important than ever.
This powerful and candid conversation explores the impact of serious illness on work, finances, and mental wellbeing, and why the systems meant to support people often fall short. From benefit forms to fear of the future, Lauren doesn’t shy away from the real stuff and encourages us all to think about how we prepare for life’s curveballs.

💗 This episode is brought to you by Polly.
If you need life insurance or critical illness cover, find us here:
👉 Polly

💫 Find Lauren and the show details here:
✨Lauren Mahon: @iamlaurenmahon
✨GIRLvsCANCER: @girlvscancer, https://girlvscancer.co.uk/
✨ Host - Jess Silva → @jess.silva.wild
✨ Follow the show → @pretty_covered_pod
✨ Learn more about Polly → Polly

⏱️ Chapters
(00:00) – Diagnosis, denial and confronting the unknown
(06:15) – Facing work, finances and the emotional fallout
(14:40) – Making the system work for you
(23:30) – Talking about illness and money with confidence
(36:00) – What we don’t prepare for - and why we should
(44:55) – GIRLvsCANCER and using her voice
(56:20) – The power of community and being honest about fear

💖 Thanks for listening to Pretty Covered 💖
Subscribe for more real stories, heartfelt conversations, and empowering moments that remind us,  it’s not about being perfect, it’s about being Pretty Covered.

Statistics, amounts, and available resources mentioned in this episode are verified and correct as of the time of filming.
During the podcast, Lauren mentioned that prices are cheaper the younger you are. Please note that this can vary depending on health and other risk factors.

In this candid and inspiring episode, host Jess Silva sits down with presenter, reality star and proud mum Amy Hart. Known for her honesty around fertility, health, and motherhood, Amy brings warmth and wisdom to a deeply personal conversation about preparing for the unexpected while building the life you dream of.

Amy opens up about navigating a cervical cancer scare during her first pregnancy, the whirlwind of egg-freezing and IVF as a solo woman, and the sobering moment she realised she wouldn’t be eligible for life insurance due to a medical flag, until after giving birth. Now a mum with another baby on the way, Amy shares how becoming a parent has changed her relationship with risk, protection, and planning ahead.

We also touch on grief, growing up in a family of funeral directors, and how being exposed to conversations around death from a young age gave Amy a unique perspective on planning ahead and understanding what really matters.

💗 This episode is brought to you by Polly.
If you need life insurance or critical illness cover, find us here:
👉 Polly

💫 Find Amy and the show details here:
✨ Amy Hart: @amyhart, Amy Hart,  @amyhartxo
✨ Host - Jess Silva → @jess.silva.wild
✨ Follow the show → @pretty_covered_pod
✨ Learn more about Polly → Polly

⏱️ Chapters
00:00 – Welcome & Introductions
02:10 – IVF, Egg Freezing and Going Solo
08:00 – Pregnancy, a Cancer Scare, and What Happened Next
14:45 – Giving Birth, Navigating Loss, and Postnatal Mental Health
23:10 – Growing Up in a Family of Funeral Directors
28:40 – The Turning Point: Applying for Life Insurance
34:00 – Why Protection Felt Like a Priority as a New Mum
41:15 – Amy’s Advice on Fertility, Money, and Planning Ahead
47:20 – What’s Next for Amy, and Final Reflections

💖 Thanks for listening to Pretty Covered 💖
Subscribe for more real stories, heartfelt conversations, and empowering moments that remind us,  it’s not about being perfect, it’s about being Pretty Covered.

Statistics, amounts, and available resources mentioned in this episode are verified and correct as of the time of filming.