Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans

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Ready? Buy Our Simplified Budget System Now!
Budget besties… we love you. But if you remember NOTHING else from this episode, remember this:
Take the Bills debit card out of your wallet.
Yes, we said it loud. Yes, we’re serious. And yes… we’ve probably said it every single episode since we started coaching.
In this episode, we’re breaking down what happens when the Bills account becomes the “everything” account — airport hoodies, Chick-fil-A, Uber, school lunches, dry cleaning, Ann Taylor (because apparently that’s a bill now? 😂).
Here’s the thing:
Your Bills account has ONE job. To pay your bills. That’s it. It is a fortress. It is sacred. It is not funding Dunkin’.
When we separate bills from spending:
You stop guessing.
You stop stressing.
You stop tracking every single transaction.
And you actually start seeing money stay in your spending accounts.

We also shared the story of an incredible client who:
Had so many Klarna payments she had to scroll to see them all
Thought she couldn’t afford coaching
Was paying 16% interest on her Jeep with a co-signer
Felt completely alone in her finances

Fast forward a few months:
Klarna almost gone
Thousands paid toward debt
Interest rate cut in HALF (on her own!)
No co-signer
Saving monthly
Paying for vacations in cash
Building an exit plan she didn’t think was possible

What changed?
Organization. Separation. Support. Confidence built step by step.
Sometimes you don’t need more income.
You need clarity.
You need a plan.
You need someone in your corner reminding you that you’re not bad with money — you just weren’t shown a system that works.
Whether it’s our personalized budget templates, group coaching, six-month coaching packages, or the Simplified Budget System — everything we do is about helping you feel calm, capable, and in control.
Because budget besties… you deserve to feel like a million bucks about your money.
And seriously.
Go put that Bills card in the freezer. ❄️
Let’s Take Our Relationship To The Next Level:
1️⃣ Facebook Group ➡︎ budgetbesties.com/facebook
2️⃣ Be on the Podcast ➡︎ budgetbesties.com/livecall
3️⃣ Private 1-on-1 Coaching. ➡︎ budgetbesties.com/coaching

This podcast is for educational and informational purposes only and is not personal financial, legal, or tax advice.
This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase.

Click here to view our privacy policy.

Curious? Take The Free Money Stress Quiz!
Ready? Buy Our Simplified Budget System Now!
Budget besties… it’s here. SUMMER. 😅
The kids are about to be home, the swimsuits don’t fit, the camps are filling up, and somehow it already feels like your budget is sweating.
If we can plan for back-to-school and Christmas all year long… why aren’t we planning for summer the same way?
In this episode, we’re walking you through how to create a summer that feels fun, intentional, and aligned with your values — without blowing your budget or losing your sanity.
Because we don’t want rushed, emotional, “just make them stop fighting” spending.
We want a great summer. On purpose.
Let’s Take Our Relationship To The Next Level:
1️⃣ Facebook Group ➡︎ budgetbesties.com/facebook
2️⃣ Be on the Podcast ➡︎ budgetbesties.com/livecall
3️⃣ Private 1-on-1 Coaching. ➡︎ budgetbesties.com/coaching

This podcast is for educational and informational purposes only and is not personal financial, legal, or tax advice.
This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase.

Click here to view our privacy policy.

Curious? Take The Free Money Stress Quiz!
Ready? Buy Our Simplified Budget System Now!
Budget besties, this episode is for the moments when we look at our income and think, “We should be okay… so why are we still behind?”
In this coaching call, Shana and Vanessa talk with Chelsea, a mom of five in a single-income household, who is trying to catch up on bills, manage debt, and figure out why the money keeps disappearing even when they’re making good money.
Together, we walk through what to do when you’re behind on bills, why everything needs to get out of your head and onto paper, and how separating accounts can bring instant clarity. We also talk about realistic grocery budgets, medical expenses, credit cards, past-due payments, and why perfectionism can keep us stuck.
This is not about shame. It’s about seeing the full picture, protecting the four walls, and taking one realistic next step at a time.
Let’s Take Our Relationship To The Next Level:
1️⃣ Facebook Group ➡︎ budgetbesties.com/facebook
2️⃣ Be on the Podcast ➡︎ budgetbesties.com/livecall
3️⃣ Private 1-on-1 Coaching. ➡︎ budgetbesties.com/coaching

This podcast is for educational and informational purposes only and is not personal financial, legal, or tax advice.
This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase.

Click here to view our privacy policy.

Curious? Take The Free Money Stress Quiz!
Ready? Buy Our Simplified Budget System Now!
Budget besties… this one is GOOD.
We’re back with the one and only 🎶 Coach Michelle 🎶 — our office hours queen and now the go-to for our Budget Setup Sessions!
Today’s convo is all about what happens when real life hits your budget… and how community + clarity changes everything.
💛 When You’re Trying to Stay Debt-Free in a Hard Season
Michelle shared the story of one of our longtime office hours friends:
Hard-working mama
Supporting her husband’s startup
Raising kids (including one who needs extra care)
Watching savings slowly shrink
Determined not to go back to credit cards

She was weighing:
401(k) loan
Business loan
Personal loan
Side hustles
Anything to avoid high-interest debt

And instead of spiraling alone?
She brought it to office hours.
What happened next is why we love this community so much:
Other budget besties jumped in with creative, realistic ideas
Side hustle suggestions tailored to her actual skills (art lessons, tutoring, laundry service, pet sitting)
Honest discussion about risks of retirement loans
Encouragement to protect their debt-free progress

No “finance bro” advice.
No shame.
Just real women saying: We see you. Let’s think this through together.
That’s what office hours is for.
Let’s Take Our Relationship To The Next Level:
1️⃣ Facebook Group ➡︎ budgetbesties.com/facebook
2️⃣ Be on the Podcast ➡︎ budgetbesties.com/livecall
3️⃣ Private 1-on-1 Coaching. ➡︎ budgetbesties.com/coaching

This podcast is for educational and informational purposes only and is not personal financial, legal, or tax advice.
This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase.

Click here to view our privacy policy.

Curious? Take The Free Money Stress Quiz!
Ready? Buy Our Simplified Budget System Now!
This episode is for every mom who feels like she’s running a full-time taxi service, short-order cook, event planner, and somehow also expected to “just budget” on top of it all.
We see you. We are you.
Between volleyball tournaments, gymnastics, long drives, team dinners, school surprises, and figuring out who’s buying $9 eggs this week… there is NO extra time to sit down with a complicated spreadsheet.
So today’s episode is all about budget shortcuts for busy moms — the kind that make your money run on autopilot so you can focus on your family (and maybe even breathe).
Let’s Take Our Relationship To The Next Level:
1️⃣ Facebook Group ➡︎ budgetbesties.com/facebook
2️⃣ Be on the Podcast ➡︎ budgetbesties.com/livecall
3️⃣ Private 1-on-1 Coaching. ➡︎ budgetbesties.com/coaching

This podcast is for educational and informational purposes only and is not personal financial, legal, or tax advice.
This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase.

Click here to view our privacy policy.