
Ep 533 - New Year money resolutions that work & overpay your mortgage without cutting back
11/1/2026 | 36 mins.
On this week’s show, Damien shares how to set New Year financial resolutions that actually stick and how to build lasting, positive money habits for 2026. Plus, he reveals a simple strategy to pay off your mortgage years earlier, that doesn't require a pay raise or cutting back on your spending.Check out this week's podcast article on the Money to the Masses website to see the full list of resources from this week's show.Follow Money to the Masses on social media:YouTube - https://www.youtube.com/moneytothemassesFacebook - https://www.facebook.com/moneytothemassesInstagram - https://www.instagram.com/moneytothemasses Tik Tok - https://www.tiktok.com/@moneytothemassesYou may already compare products and services online and make purchases but by doing so via our dedicated page you might not only save money but could also earn cashback or take advantage of exclusive offers for MTTM listeners.Every time you use a link on the page we may earn a small amount of money for our podcast. We only use affiliate links that give you an identical (or better) deal than going direct. Thank you for being an incredible part of our community. Your support means the world to us.Support the show by visiting and bookmarking our dedicated podcast page:Money to the Masses Dedicated Podcast Page - Click to support the showLinks referred to in the podcast:MTTM - Podcast Episode 160 - Succeeding at New Years ResolutionsMTTM - Podcast Episode 393 - How to form good financial habitsMTTM - Podcast Episode 474 - Savings ChallengesBook: Atomic Habits by James ClearHow to make your child a millionaire - Strategy GuideSign up to our weekly newsletterBest Cashback Credit CardsBest Savings Apps in the UKApps to help you overpay your mortgageShould I overpay my mortgage or save in 2026?11 Savings Challenges to try this yearIf a link has an * beside it this means that it is an affiliated link. If you go via the link, Money to the Masses may receive a small fee which helps keep Money to the Masses free to use.

Ep 532 - Investment outlook for 2026 & Ways to improve your finances this year
04/1/2026 | 34 mins.
In this week's episode, Damien discusses the possible investment themes of 2026 as well as investment bank predictions of where stock markets will be at the end of the year. Damien and Andy also reveal the various ways you can use Money to the Masses to improve your finances in 2026.Check out this week's podcast article on the Money to the Masses website to see the full list of resources from this week's show.Follow Money to the Masses on social media:YouTube - https://www.youtube.com/moneytothemassesFacebook - https://www.facebook.com/moneytothemassesInstagram - https://www.instagram.com/moneytothemasses Tik Tok - https://www.tiktok.com/@moneytothemassesYou may already compare products and services online and make purchases but by doing so via our dedicated page you might not only save money but could also earn cashback or take advantage of exclusive offers for MTTM listeners.Every time you use a link on the page we may earn a small amount of money for our podcast. We only use affiliate links that give you an identical (or better) deal than going direct. Thank you for being an incredible part of our community. Your support means the world to us.Support the show by visiting and bookmarking our dedicated podcast page:Money to the Masses Dedicated Podcast Page - Click to support the showLinks referred to in the podcast:Take out a free trial of 80-20 investorTry Damoney.ai - Our AI guidance tool.Sign up to our weekly newsletterCheck out our Deals pageBudget Planner SpreadsheetTry my money MOTBest Buy Articles to check out: Mortgage, Savings, Credit Cards, ISA Cashback Deals, Pension Cashback DealsOur recent episode discussing AI investment risksIf a link has an * beside it this means that it is an affiliated link. If you go via the link, Money to the Masses may receive a small fee which helps keep Money to the Masses free to use.

Ep 531 - Surviving an AI stock bubble & the best time to invest
21/12/2025 | 22 mins.
This week, Damien discusses some recent research into the best investment strategy to navigate a potential AI stock market bubble. Damien also explores the 'calendar effect' to find out when is the most profitable time of year to start investing your money.Check out this week's podcast article on the Money to the Masses website to see the full list of resources from this week's show.Follow Money to the Masses on social media:YouTube - https://www.youtube.com/moneytothemassesFacebook - https://www.facebook.com/moneytothemassesInstagram - https://www.instagram.com/moneytothemasses Tik Tok - https://www.tiktok.com/@moneytothemassesYou may already compare products and services online and make purchases but by doing so via our dedicated page you might not only save money but could also earn cashback or take advantage of exclusive offers for MTTM listeners.Every time you use a link on the page we may earn a small amount of money for our podcast. We only use affiliate links that give you an identical (or better) deal than going direct. Thank you for being an incredible part of our community. Your support means the world to us.Support the show by visiting and bookmarking our dedicated podcast page:Money to the Masses Dedicated Podcast Page - Click to support the showLinks referred to in the podcast:10 scenarios for surviving a stock market bubbleSign Up To The MTTM Weekly NewsletterTake out a free trial of 80-20 investorIf a link has an * beside it this means that it is an affiliated link. If you go via the link, Money to the Masses may receive a small fee which helps keep Money to the Masses free to use.

Ep 530 - Should you switch your fixed energy tariff & pension credit explained
07/12/2025 | 25 mins.
This week, Damien and Andy explain why now might be a good time to fix your energy tariff. Even those already on a fixed-rate tariff may now be able to get a better deal without paying an exit fee. They then explain how over 900,000 pensioners could boost their retirement income by claiming an overlooked benefit.Check out this week's podcast article on the Money to the Masses website to see the full list of resources from this week's show.Follow Money to the Masses on social media:YouTube - https://www.youtube.com/moneytothemassesFacebook - https://www.facebook.com/moneytothemassesInstagram - https://www.instagram.com/moneytothemasses Tik Tok - https://www.tiktok.com/@moneytothemassesYou may already compare products and services online and make purchases but by doing so via our dedicated page you might not only save money but could also earn cashback or take advantage of exclusive offers for MTTM listeners.Every time you use a link on the page we may earn a small amount of money for our podcast. We only use affiliate links that give you an identical (or better) deal than going direct. Thank you for being an incredible part of our community. Your support means the world to us.Support the show by visiting and bookmarking our dedicated podcast page:Money to the Masses Dedicated Podcast Page - Click to support the showLinks referred to in the podcast:Sign Up To The MTTM Weekly NewsletterCheck out Damoney.ai - Our AI powered guidance engineCheck out our Energy Comparison TablesFixed energy prices fall as energy price cap set to riseOfgem confirms £108 energy bill rise: What you need to knowGov.UK Pension Credit CalculatorIf a link has an * beside it this means that it is an affiliated link. If you go via the link, Money to the Masses may receive a small fee which helps keep Money to the Masses free to use.

Ep 529 - Budget 2025 Special
28/11/2025 | 36 mins.
This week, Damien and Andy dig into the Budget to uncover the hidden changes the mainstream media missed. They also explain how the biggest announcements, including the new mansion tax and the new electric vehicle tax, will work in practice, before revealing the biggest winners and losers.Check out this week's podcast article on the Money to the Masses website to see the full list of resources from this week's show.Follow Money to the Masses on social media:YouTube - https://www.youtube.com/moneytothemassesFacebook - https://www.facebook.com/moneytothemassesInstagram - https://www.instagram.com/moneytothemasses Tik Tok - https://www.tiktok.com/@moneytothemassesYou may already compare products and services online and make purchases but by doing so via our dedicated page you might not only save money but could also earn cashback or take advantage of exclusive offers for MTTM listeners.Every time you use a link on the page we may earn a small amount of money for our podcast. We only use affiliate links that give you an identical (or better) deal than going direct. Thank you for being an incredible part of our community. Your support means the world to us.Support the show by visiting and bookmarking our dedicated podcast page:Money to the Masses Dedicated Podcast Page - Click to support the showLinks referred to in the podcast:Sign Up To The MTTM Weekly NewsletterAutumn Budget 2025 roundup – Key points at a glanceSalary sacrifice to be capped at £2,000 per year from 2029Income tax thresholds to be frozen until April 2031 as ‘stealth tax’ continuesDividend, property and savings tax rates to increase by 2%New ‘Mansion tax’ costing up to £7,500 a year announced in the Budget 2025Cash ISA allowance to be cut for some – we explain who will be affected and how5 Budget announcements you might have missedNew pay-per-mile tax introduced for electric vehiclesTwo-child benefit cap scrapped – what it means for families£150 to be cut from energy bills as green levies scrappedIf a link has an * beside it this means that it is an affiliated link. If you go via the link, Money to the Masses may receive a small fee which helps keep Money to the Masses free to use.



The Money To The Masses Podcast