PodcastsEducationThe Money To The Masses Podcast

The Money To The Masses Podcast

Damien Fahy
The Money To The Masses Podcast
Latest episode

732 episodes

  • The Money To The Masses Podcast

    Ep 538 - The worst stealth wealth destroyers

    22/2/2026 | 41 mins.
    In this episode, Damien identifies the "stealth" wealth destroyers that can quietly erode your long-term financial wealth. He reveals how these factors can cost you hundreds of thousands of pounds over your lifetime, explaining how to recognise the common pitfalls and take control of your financial future.

    Check out this week's ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠podcast article⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ on the Money to the Masses website to see the full list of resources from this week's show.

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    Links referred to in the podcast:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

    Sign up to our weekly newsletter
    Best and Cheapest Stocks and Shares ISAs
    Pension Tracing Service
    How to fill gaps in your national insurance record
    Best and Cheapest Lifetime ISAs for 2026
    Inheritance Tax explained
    MTTM - Episode 395 - The Diderot Effect
    Take out a free trial of 80-20 investor
  • The Money To The Masses Podcast

    Ep 537 - Vanguard LifeStrategy Global review & What to do if you missed the online self-assessment deadline

    08/2/2026 | 26 mins.
    In this episode, Damien looks at Vanguard's newly announced LifeStrategy "Global" range. He provides a back-tested comparison versus the existing LifeStrategy fund range to help you decide if these new funds could be a good fit for your portfolio. In addition, Damien discusses the changes to the existing LifeStrategy fund range that aims to remove their inherent "home bias".
    Next, after it was revealed that approximately 1 million people missed the 31st January self-assessment tax deadline, Andy provides a reminder of who should have filed a return, as well as the steps you can take to appeal a penalty.

    Check out this week's ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠podcast article⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ on the Money to the Masses website to see the full list of resources from this week's show.

    Follow Money to the Masses on social media:
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    Links referred to in the podcast:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

    7 tips for completing your self-assessment tax return
    How to fill gaps in your national insurance record
    1 million people miss Self Assessment deadline: What to do if you’re late
    MTTM Podcast episode 435 - Best Vanguard LifeStrategy alternatives
    Sign up to our weekly newsletter
    Take out a free trial of 80-20 investor
  • The Money To The Masses Podcast

    Ep 536 - Should you buy gold, how to do it & the risks

    01/2/2026 | 33 mins.
    On this week’s show Damien discusses what is driving the rally in gold and the current investment bank predictions for where the price of gold might go. Damien then explains the different ways that you can invest in gold, along with the pros, the cons, the costs and the risks.

    Check out this week's ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠podcast article⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ on the Money to the Masses website to see the full list of resources from this week's show.

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    You may already compare products and services online and make purchases but by doing so via our dedicated page you might not only save money but could also earn cashback or take advantage of exclusive offers for MTTM listeners.

    On this week’s show, Damien discusses what is driving the rally in gold and the current investment bank predictions for where the price of gold might go. He then explains the different ways that you can invest in gold, along with the pros, the cons, the costs and the risks.

    Support the show by visiting and bookmarking our dedicated podcast page:
    ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠
    ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Money to the Masses Dedicated Podcast Page⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ - Click to support the show

    Links referred to in the podcast:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

    How to invest in gold
    Sign up to our weekly newsletter
    Take out a free trial of 80-20 investor
    Which is the best & cheapest Investment Platform
    Ep 523 - Investing in Gold Miners
    Ep 471 - Investing in Physical Gold
    Royal Mint
  • The Money To The Masses Podcast

    Ep 535 - Small changes with big impact and filling your pension gap

    25/1/2026 | 33 mins.
    On this week’s show, Damien reveals the small changes you can make that can have huge positive impacts on your finances. Damien also discusses the average "pension gap" between the age at which people want to retire and the age at which they expect they can afford to retire. Finally, he explains how to close the "pension gap".

    Check out this week's ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠podcast article⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ on the Money to the Masses website to see the full list of resources from this week's show.

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    You may already compare products and services online and make purchases but by doing so via our dedicated page you might not only save money but could also earn cashback or take advantage of exclusive offers for MTTM listeners.

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    Links referred to in the podcast:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠
    ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠HMRC data reveals almost 6 million people overpaid tax - Are you owed a rebate?
    Mortgage Overpayment Calculator
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    Pension Calculator from Moneyhelper
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    Standard Life Retirement Report
    PensionBee - Are high charges eroding your pension?
    Moneybox - Save for your pension using the 'Half your age' rule
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  • The Money To The Masses Podcast

    Ep 534 - HMRC tax return glitch warning & 2026 Housing market update

    18/1/2026 | 27 mins.
    In this week's episode, Damien highlights a critical glitch in HMRC's self-assessment tool affecting Capital Gains Tax reporting for the 2024/25 tax year. He provides the steps you should take to correct your return and shares a tip on how you could reduce your tax bill by applying your annual allowance more effectively.
    Damien and Andy then discuss the latest data revealing a fall in UK house prices across all major indices. They break down the reasons behind the drop and what it means for buyers and sellers in 2026. Finally, Damien shares some practical tips on how to prepare your finances to secure the best mortgage deal.

    Check out this week's ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠podcast article⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ on the Money to the Masses website to see the full list of resources from this week's show.

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About The Money To The Masses Podcast

Join Damien and Andy as they break down personal finance topics including investing, saving, budgeting and more, giving you the tools and knowledge to achieve your financial goals Each week, they cover three topics, cutting through unnecessary financial jargon, providing practical tips and actionable advice to help you make the most of your money. To provide feedback or ideas for future shows, contact: [email protected] or visit https://moneytothemasses.com
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