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Money Vault - The link between money and sleep
09/09/2026 | 9 mins.Welcome to the Money Vault, the midweek show where Damien and Andy revisit some classic, evergreen episodes from the Money to the Masses archives.
In this episode of The Money Vault, Damien explores the connection between your financial habits and your physical well-being. He discusses a ten-year study from Bristol University which reveals that saving even a small amount regularly can dramatically improve your sleep, reduce anxiety, and boost overall life satisfaction.
Don't forget, you can still sponsor MTTM listener Ben here - Ben Molyneux (Alzheimer's Society)
Check out this week's podcast article on the Money to the Masses website to see the full list of resources from this week's show.
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Please consider sponsoring MTTM listener Ben who is raising money for the Alzheimer's Society
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Tik Tok - https://www.tiktok.com/@moneytothemassesEp 562 - Why rising bond yields matter & are plug-in solar panels worth it
06/09/2026 | 30 mins.In this week's episode, Damien explains why government bond yields are surging globally, why it matters to everyone and how it will impact your finances.
Andy then discusses the legalisation of plug-in solar panels, the pros and cons and whether they are worth it.
[AD] Thank you to our sponsor, Interactive Investor
New customers can receive £150 in free trades when they open an Interactive Investor Trading Account before 30th September 2026. Terms & fees apply. Capital at risk. https://moneytothemasses.com/redir/ii-podcast
Check out this week's podcast article on the Money to the Masses website to see the full list of resources from this week's show.
Follow Money to the Masses on social media:
YouTube - https://www.youtube.com/moneytothemasses
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Tik Tok - https://www.tiktok.com/@moneytothemasses
You may already compare products and services online and make purchases but by doing so via our dedicated page you might not only save money but could also earn cashback or take advantage of exclusive offers for MTTM listeners.
Support the show by visiting and bookmarking our dedicated podcast page:
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Plug-in solar explainedMoney Vault - Why you need to build a black book
02/09/2026 | 21 mins.Welcome to the Money Vault, the midweek show where Damien and Andy revisit some classic, evergreen episodes from the Money to the Masses archives.
In this episode of The Money Vault, we combine two classic episodes to explain the concept of the "Black Book" - a vital document containing all your essential financial information for your partner or next of kin.
We then welcome long-time listener Ben Molyneux, who shares his personal experience of creating a Black Book and the unexpected benefits it brought to his relationship.
You can sponsor Ben here - Ben Molyneux (Alzheimer's Society)
Check out this week's podcast article on the Money to the Masses website to see the full list of resources from this week's show.
Resources:
Sign up to our weekly newsletter
Please consider sponsoring Ben who is raising money for the Alzheimer's Society
Follow Money to the Masses on social media:
YouTube - https://www.youtube.com/moneytothemasses
Facebook - https://www.facebook.com/moneytothemasses
Instagram - https://www.instagram.com/moneytothemasses
Tik Tok - https://www.tiktok.com/@moneytothemassesEp 561 - The pension transfer rush & the outlook for energy prices
30/08/2026 | 34 mins.In this week's episode, Damien discusses why an increasing number of people are rushing to consolidate their pensions ahead of the April 2027 rule change, which will make unused pension pots liable to inheritance tax. He explains when this could be a bad idea and reveals how long each pension provider takes to transfer a pension, including who takes the longest.
Finally, Damien and Andy discuss how the energy price cap hike that's coming in October could be dwarfed by an even bigger hike in January, and what you should do about it.
[AD] Thank you to our sponsor, Interactive Investor
New customers can receive £150 in free trades when they open an Interactive Investor Trading Account before 31st August 2026. Terms & fees apply. Capital at risk. https://moneytothemasses.com/redir/ii-podcast
Check out this week's podcast article on the Money to the Masses website to see the full list of resources from this week's show.
Follow Money to the Masses on social media:
YouTube - https://www.youtube.com/moneytothemasses
Facebook - https://www.facebook.com/moneytothemasses
Instagram - https://www.instagram.com/moneytothemasses
Tik Tok - https://www.tiktok.com/@moneytothemasses
You may already compare products and services online and make purchases but by doing so via our dedicated page you might not only save money but could also earn cashback or take advantage of exclusive offers for MTTM listeners.
Support the show by visiting and bookmarking our dedicated podcast page:
Money to the Masses Dedicated Podcast Page - Click to support the show
Links referred to in the podcast:
Sign up to our weekly newsletter
Money Vault - Pension Transfer Tips
Hot to transfer your pension - everything you need to know
PensionBee 2025 pension transfer data
Energy Prices - Is now the time to fix?
British Gas 'Fix and Fall' tariff reviewMoney Vault - Pension Transfer Tips
26/08/2026 | 12 mins.Welcome to the Money Vault, the midweek show where Damien and Andy revisit some classic, evergreen episodes from the Money to the Masses archives.
In this episode of The Money Vault, we revisit episode 505 from May 2025 where I provide some tips for those considering transferring and/or consolidating their pension pots.
I summarise the key pros and cons of pension transfers, explain how in-specie transfers work, how to avoid common pension scams and when to seek independent financial advice.
Check out our featured article: Best Pension Transfer Offers
Check out this week's podcast article on the Money to the Masses website to see the full list of resources from this week's show.
Resources:
Sign up to our weekly newsletter
Best Pension Transfer Cashback Offers
Best Pension in the UK
How to find a financial adviser you can trust
Follow Money to the Masses on social media:
YouTube - https://www.youtube.com/moneytothemasses
Facebook - https://www.facebook.com/moneytothemasses
Instagram - https://www.instagram.com/moneytothemasses
Tik Tok - https://www.tiktok.com/@moneytothemasses
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About The Money To The Masses Podcast
Join Damien and Andy as they break down personal finance topics including investing, saving, budgeting and more, giving you the tools and knowledge to achieve your financial goals
Each week, they cover three topics, cutting through unnecessary financial jargon, providing practical tips and actionable advice to help you make the most of your money.
To provide feedback or ideas for future shows, contact: damien@moneytothemasses.com or visit https://moneytothemasses.com
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