The Money To The Masses Podcast

In this month’s investment market update, Damien explains how Trump's inauguration and the upcoming Santa Rally could impact investment markets as we head into the new year. Where to next and what do investors need to keep an eye on? #Investing #Markets #Finance #GlobalEconomy #Stocks Podcasts referenced in this month's show: https://moneytothemasses.com/news/podcast/mm-177 My name is Damien Fahy, founder of https://moneytothemasses.com/​​​ and each week I discuss what is happening in investment markets so that DIY and novice investors can make sense of what is affecting their investments. For more information about 80-20 Investor visit https://moneytothemasses.com/become-an-80-20-investor If you are looking to get your finances in shape then check out Damien's FREE Money MOT at https://mot.moneytothemasses.com/​​​ Follow Money to the Masses on social media: Website - https://moneytothemasses.com/​​​ Facebook - https://www.facebook.com/moneytothema​​​sses Instagram - https://www.instagram.com/moneytothem​​​asses Twitter - https://twitter.com/money2themasses​​​ #Investing​​​ #StockMarkets​​​ #Shares #investing #moneytips #bonds #stocks #podcast #investingforbeginners

This week's episode is dedicated to scam awareness! Damien and Andy discuss the most common scams around online shopping, deliveries, and social media marketplaces. They also delve into the alarming rise of impersonation scams, including those involving HMRC and winter fuel payments. Finally, Damien and Andy examine the terrifying growth of AI-powered scams like voice cloning and deepfakes. We explain how many of these latest scams work and share practical tips on how to identify them and useful strategies on how to avoid becoming a victim. Watch the whole show on YouTube here: Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show. 00:00 - How to spot and avoid the latest scams 04:30 - Online Shopping Fraud and scams revealed 13:53 - Understanding Card Not Present Fraud 15:22 - Tips for Safe Online Shopping 17:43 - Delivery Scams and How to Avoid Them 18:57 - QR Code Scams: What You Need to Know 21:09 - Impersonation Scams: Protecting Yourself 21:34 - Bank Scams and Verification Tips 25:09 - Understanding Impersonation Scams 26:18 - Winter Fuel Payment Scams 27:56 - AI Scams: Voice Cloning and Deep Fakes 35:36 - Resources and Support for Scam Victims Follow Money to the Masses on social media: YouTube - https://www.youtube.com/moneytothemasses Facebook - https://www.facebook.com/moneytothemasses Instagram - https://www.instagram.com/moneytothemasses  Tik Tok - https://www.tiktok.com/@moneytothemasses Support the podcast You can now support the MTTM podcast by visiting our  dedicated podcast page when making any financial decision. You may already compare products and services online and make purchases but by doing so via our dedicated page you might not only save money but could also earn cashback or take advantage of exclusive offers for MTTM listeners. Every time you use a link on the page we may earn a small amount of money for our podcast. We only use affiliate links that give you an identical (or better) deal than going direct. Thank you for being an incredible part of our community. Your support means the world to us. Support the show by visiting and bookmarking our dedicated podcast page: Money to the Masses Dedicated Podcast Page - Click to support the show Links referred to in the podcast: Best budgeting apps in the UK for 2025 My bank helped fraudsters steal £4k from my children's savings What are the new APP fraud reimbursement rules?

In this week's podcast, Damien discusses the potential impact of Donald Trump's return to the presidency on investment markets. Next, Damien explains the implications for those who withdrew tax-free cash from their pensions ahead of the budget, focusing on the potential tax penalties they may face if they try to put the money back into their pensions before giving some alternative options for using the withdrawn funds. Lastly, Andy explains the changes to the energy price cap and advises listeners on whether now is a good time to fix their energy tariffs. Watch the whole show on YouTube here: https://youtu.be/EvDEvxCY7b 00:00 - Introduction to Money to the Masses Episode 483 05:27 - The Trump Trade: Market Movements and Predictions 08:30 - Will Trump being president be a positive thing for investment markets? 14:15 - Which asset classes performed best during Trump's last presidency? 18:34 - Performance of Asset Classes During Trump's Presidency 23:50 - Pension Withdrawals and Tax-Free Cash Concerns 25:20 - Can you put tax-free cash withdrawals back into a pension? 26:10 - Pension recycling - Be mindful before adding cash back into a pension 29:04 - Energy Price Cap Update and should you fix? Check out this week's   on the MTTM website to see the full list of resources from this week's show. Follow Money to the Masses on social media: YouTube -  Facebook -  Instagram -  Twitter -  Tik Tok -  Support the podcast You can now support the MTTM podcast by visiting our   when making any financial decision. You may already compare products and services online and make purchases but by doing so via our dedicated page you might not only  save money  but could also earn  cashback  or take advantage of  exclusive offers  for MTTM listeners. Every time you use a link on the page we may earn a small amount of money for our podcast. We only use affiliate links that give you an identical (or better) deal than going direct. Thank you for being an incredible part of our community. Your support means the world to us. Support the show by visiting and bookmarking our dedicated podcast page: Money to the Masses Dedicated Podcast Page - Click to support the show Resources: Links referred to in the podcast: Take out a free trial with 80-20 Investor Ofgem raises energy price cap by £21 per year from January Should I fix my energy prices? What are the cheapest fixed price energy tariffs?

In this episode Damien provides a guide to investing, sharing simple lessons and strategies that anyone can use to build wealth and even become a millionaire. Damien also discusses an exercise that can be used to teach children about the stock market, investing and the wider economy. Finally, Damien explains what is going on in the mortgage market as fixed-rate deals continue to rise despite this month's Bank of England base rate cut. Watch the whole show on YouTube here: MTTM - Episode 482 Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show. Follow Money to the Masses on social media: YouTube - https://www.youtube.com/moneytothemasses Facebook - https://www.facebook.com/moneytothemasses Instagram - https://www.instagram.com/moneytothemasses Twitter - https://twitter.com/money2themasses Tik Tok - https://www.tiktok.com/@moneytothemasses Support the podcast You can now support the MTTM podcast by visiting our dedicated podcast page when making any financial decision. You may already compare products and services online and make purchases but by doing so via our dedicated page you might not only save money but could also earn cashback or take advantage of exclusive offers for MTTM listeners. Every time you use a link on the page we may earn a small amount of money for our podcast. We only use affiliate links that give you an identical (or better) deal than going direct. Thank you for being an incredible part of our community. Your support means the world to us. Support the show by visiting and bookmarking our dedicated podcast page: Money to the Masses Dedicated Podcast Page - Click to support the show Resources: Links referred to in the podcast: What are fractional shares and where best to buy them? Best investing apps in the UK Freetrade review Trading 212 review eToro review