Ep 541 - Rising Mortgages & Energy Bills: How to protect your money
15/03/2026 | 28 mins.
On this week's episode, Damien breaks down why the market is suddenly betting on Bank of England rate hikes instead of cuts, and the immediate impact that is having on fixed-rate mortgages. If your remortgage date is looming and you're worried about rising rates, Damien walks you through exactly what you should do next.
Plus, Andy explains why fixed-energy tariffs are soaring and what to expect from your energy bills in the coming months.
Check out this week's ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā podcast articleā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā on the Money to the Masses website to see the full list of resources from this week's show.
You may already compare products and services online and make purchases but by doing so via our dedicated page you might not only save money but could also earn cashback or take advantage of exclusive offers for MTTM listeners.
Best mortgage rates in the UK Product transfer time window by lender Get a Free, no-obligation mortgage review Latest Bank of England base rate predictions (5-Year Forecast) Best fixed-rate energy tariffs Sign up to our weekly newsletter Take out a free trial of 80-20 investor
Ep 540 - Investment Market Update: Middle East tensions & platforms paying most interest on cash
08/03/2026 | 43 mins.
In this episode, Damien discusses the recent escalation in the Middle East and its immediate effect on global stock markets, bond markets and the price of gold. He also explains the importance of the US Dollar Index and why it is a key indicator to watch during times of geopolitical uncertainty.
Finally, as ISA season approaches, Damien and Andy look at how you can earn interest on uninvested cash held within an investment platform. They outline the different ways platforms pay interest and the best rates currently available.
Check out this week's ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā podcast articleā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā on the Money to the Masses website to see the full list of resources from this week's show.
You may already compare products and services online and make purchases but by doing so via our dedicated page you might not only save money but could also earn cashback or take advantage of exclusive offers for MTTM listeners.
ā Sign up to our weekly newsletter Take out a free trial of 80-20 investor Latest price for UK Natural Gas Platforms paying the best interest on cash Best Cash ISA Rates
Ep 539 - Junior ISA myth exposed & a mortgage overpayment 'trick'
01/03/2026 | 23 mins.
In this weekās episode, Damien and Andy discuss new research that challenges the common fear that children will empty their Junior ISA savings the moment they turn 18. They also revisit the "Make your child a millionaire" strategy, explaining how parents can use compounding and annual contribution increases to set their children up for life, and why age 16 is a vital time to involve children in managing their own accounts.
Finally, Damien discusses a "trick" for overpaying your mortgage without needing to find extra money in your monthly budget.
Check out this week's ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā podcast articleā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā on the Money to the Masses website to see the full list of resources from this week's show.
You may already compare products and services online and make purchases but by doing so via our dedicated page you might not only save money but could also earn cashback or take advantage of exclusive offers for MTTM listeners.
Sign up to our weekly newsletter Take out a free trial of 80-20 investor Compare the best Junior ISAsĀ How to Make Your Child a MillionaireĀ Child trust funds
Ep 538 - The worst stealth wealth destroyers
22/02/2026 | 41 mins.
In this episode, Damien identifies the "stealth" wealth destroyers that can quietly erode your long-term financial wealth. He reveals how these factors can cost you hundreds of thousands of pounds over your lifetime, explaining how to recognise the common pitfalls and take control of your financial future.
Check out this week's ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā podcast articleā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā on the Money to the Masses website to see the full list of resources from this week's show.
You may already compare products and services online and make purchases but by doing so via our dedicated page you might not only save money but could also earn cashback or take advantage of exclusive offers for MTTM listeners.
Sign up to our weekly newsletter Best and Cheapest Stocks and Shares ISAs Pension Tracing Service How to fill gaps in your national insurance record Best and Cheapest Lifetime ISAs for 2026 Inheritance Tax explained MTTM - Episode 395 - The Diderot Effect Take out a free trial of 80-20 investor
Ep 537 - Vanguard LifeStrategy Global review & What to do if you missed the online self-assessment deadline
08/02/2026 | 26 mins.
In this episode, Damien looks at Vanguard's newly announced LifeStrategy "Global" range. He provides a back-tested comparison versus the existing LifeStrategy fund range to help you decide if these new funds could be a good fit for your portfolio. In addition, Damien discusses the changes to the existing LifeStrategy fund range that aims to remove their inherent "home bias". Next, after it was revealed that approximately 1 million people missed the 31st January self-assessment tax deadline, Andy provides a reminder of who should have filed a return, as well as the steps you can take to appeal a penalty.
Check out this week's ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā podcast articleā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā ā on the Money to the Masses website to see the full list of resources from this week's show.
You may already compare products and services online and make purchases but by doing so via our dedicated page you might not only save money but could also earn cashback or take advantage of exclusive offers for MTTM listeners.
7 tips for completing your self-assessment tax return How to fill gaps in your national insurance record 1 million people miss Self Assessment deadline: What to do if youāre late MTTM Podcast episode 435 - Best Vanguard LifeStrategy alternatives Sign up to our weekly newsletter Take out a free trial of 80-20 investor
Join Damien and Andy as they break down personal finance topics including investing, saving, budgeting and more, giving you the tools and knowledge to achieve your financial goals
Each week, they cover three topics, cutting through unnecessary financial jargon, providing practical tips and actionable advice to help you make the most of your money.
To provide feedback or ideas for future shows, contact: [email protected] or visit https://moneytothemasses.com