Skint

What if the way you think about money is the thing holding you back?
This week Mik takes a step back from the numbers and paints a bigger picture. He walks us through the psychology behind how most of us think about earning, spending, status and investing, and why those instincts don't always work in our favour. He breaks down how thinking about risk earlier, understanding probability and spreading your investments can quietly change the direction of your finances over time.
Mik also tries to shift Connie's perspective on what money and status really mean, and whether the two should be as connected as we make them.
If you've ever felt like you're doing everything right but your relationship with money still feels off, this one might reframe a few things.
New episodes every Wednesday.
For entertainment and educational purposes only. Not financial advice.

Renters... you just got more rights!
Mik breaks down every right renters have gained under the new Renters Rights Act 2026. How it's now easier to hold landlords accountable, and a whole lot harder for them to infringe on your rights as a tenant.
Connie reflects on her own experiences as a renter... and let's just say it's a story worth hearing.
There's a lot to unpack in this one, but don't worry, we keep it simple. If you're renting or thinking about it, this episode is essential listening.
For education and entertainment purposes only. Not financial advice.

I have to say, the chemistry is off the charts...
This week we've got a very special guest. Brenda, who some of you might know as Mik's partner, joins the pod to share her money story from the very beginning.
She opens up about growing up when money was tight, the habits that came from that, and why saving became non-negotiable for her. She also breaks down her personal money rules, including the all-important F Off Fund.
Mik takes the back seat for once and plays interviewer, asking Brenda about everything from pensions to how they approach raising kids with good money habits.
It's honest, it's personal, and it's one of those episodes that might make you rethink how your own upbringing shaped the way you handle money.
New episodes every Wednesday.
For entertainment and educational purposes only. Not financial advice.

What do the world's most successful investors actually know that we don't?
Mik walks us through some of the most famous quotes in investing, and goes deep on what each one really means, why it matters and how it actually applies to you!
Together they get into the good and the bad. Where following this advice could genuinely pay off, and where it could all go horribly wrong.
And yes, Connie finds a way to compare most of it to her dating life. Repeatedly - but it makes more sense than you'd think...
Whether you're just starting to think about investing or you've been curious for a while, this one's a good place to start.

This is not financial advice !

Hmm... I wonder if Connie is absolutely loving every single second of this challenge.
Mik kicks things off by breaking down exactly how Cash Bootcamp works and the thinking behind it. The rules, the reason, and what it actually takes to survive a skint challenge.
Connie gets checked in on... is she sticking to the budget or quietly bending the rules? And more importantly, how much did she spend on that t-shirt?
If you've ever tried to sort your finances out but life keeps getting in the way, this one's for you.
For education and entertainment purposes only. Not financial advice.