The Brave Technologist

Chastity Murphy, former Senior Advisor at the U.S.Treasury and Visiting Research Fellow at the University of Manchester, shares her experiences working on digital money legislation, including the Stable Act. She reflects on the transition from cash to digital payments along with her current research developing offline, anonymous public interest payment systems.
Key Takeaways:
How early stablecoin legislation shaped our understanding of digital money, privacy, and consumer protection

The gap between technologists and policymakers in understanding digital money

Real-world risks of surveillance and data visibility in financial transactions

The potential for new cryptographic capabilities like selective disclosure and zero-knowledge proofs

Practical approaches for creating offline, anonymous, and interoperable digital payment systems that don't sacrifice usability

Guest Bio: 
Chastity Murphy is a Visiting Research Fellow at the University of Manchester's Law & Technology Initiative, and one of the leading architects of privacy-preserving digital public money. A former Senior Advisor at the U.S. Treasury Department, she helped shape federal policy on central bank digital currency (CBDC) and digital payments, building on her earlier work as the first congressional staffer (under Rep. Rashida Tlaib) to draft stablecoin legislation.
Her current research at Manchester's Digital Public Money Infrastructure (DPMI) project explores how cryptography and shield-law protections can make digital money safe for people—not platforms. The work prototypes use cases such as anonymous public-interest payments and privacy-secure disbursement systems for reproductive-health providers, disaster aid, and humanitarian relief. This work focuses on ensuring that the right to transact safely endures across political climates, crises, medical emergencies, and everyday use.
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About this Show:
The Brave Technologist is here to shed light on the opportunities and challenges of emerging tech. To make it digestible, less scary, and more approachable for all!
Join us as we embark on a mission to demystify artificial intelligence, challenge the status quo, and empower everyday people to embrace the digital revolution. Whether you're a tech enthusiast, a curious mind, or an industry professional, this podcast invites you to join the conversation and explore the future of AI together.
The Brave Technologist Podcast is hosted by Luke Mulks, VP Business Operations at Brave Software—makers of the privacy-respecting Brave browser and Search engine, and now powering AI everywhere with the Brave Search API.
Music by: Ari Dvorin
Produced by: Sam Laliberte

Evin McMullen, co-founder and CEO of Billions Network, explores how identity for agents is going to unlock the next era of the Internet. She shares outcomes from collaborations with regulatory bodies and major companies (like HSBC and TikTok), along with their use of Zero Knowledge Proofs in proving you're human without giving up privacy.
Key Takeaways:
How Billions Network plans to save the Internet, starting first with scaling trust (while balancing convenience and privacy)

The critical importance of identity verification in an increasingly AI-dominated digital landscape, and the biggest challenges to solving for this

The risks for humanity if we don't achieve decentralized identity before AI and agents becomes ubiquitous

Guest Bio:
Evin McMullen is the CEO and co-founder of Billions Network, the first universal human and AI network. Billions Network is pioneering a mobile-first identity layer that verifies both humans and AI agents—proving uniqueness, KYC/AML status, location, age, or even machine reputation, all while preserving user privacy. Evin's previous work includes early blockchain development for retail and enterprise, and serving as CEO and founder of the verifiable data platform Disco.xy. She is a cofounder of DAO Jones and inkDAO, and an advisor to Boys Club. She is a graduate of Yale University.
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About this Show:
The Brave Technologist is here to shed light on the opportunities and challenges of emerging tech. To make it digestible, less scary, and more approachable for all!
Join us as we embark on a mission to demystify artificial intelligence, challenge the status quo, and empower everyday people to embrace the digital revolution. Whether you're a tech enthusiast, a curious mind, or an industry professional, this podcast invites you to join the conversation and explore the future of AI together.
The Brave Technologist Podcast is hosted by Luke Mulks, VP Business Operations at Brave Software—makers of the privacy-respecting Brave browser and Search engine, and now powering AI everywhere with the Brave Search API.
Music by: Ari Dvorin
Produced by: Sam Laliberte

Charles Hoskinson is a co-founder of Ethereum, and the CEO and Founder of Input | Output (the company behind the Cardano blockchain). In this episode he shares his journey into the world of cryptocurrencies and his early influences. He also explains the conception and operational details of the Midnight Network (a privacy-focused, layer-two solution), and discusses his ambitious efforts in anti-aging and regenerative medicine.
Key Takeaways: 
Trillion dollar disruption ideas and a vision for how users will interact with the Internet in 2035

Why regulation is the single most exciting opportunity for DeFi

Ways we can bring the world together in 2026 by working more cooperatively and combatting polarization

How regenerative species force us to rethink how humans should approach longevity

Cutting-edge research involving exosomes, electrical fields and hyperbarics

Guest Bio:

Charles Hoskinson is a co-founder of Ethereum, and the CEO & Founder of Input | Output (the company behind the Cardano blockchain). He also owns and operates a state-of-the-art healthcare clinic in rural Wyoming focused on anti-aging; is part of the group that de-extincted the dire wolf; and co-founded a lab that is genetically engineering bioluminescent plants.
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About this Show:
The Brave Technologist is here to shed light on the opportunities and challenges of emerging tech. To make it digestible, less scary, and more approachable for all!
Join us as we embark on a mission to demystify artificial intelligence, challenge the status quo, and empower everyday people to embrace the digital revolution. Whether you're a tech enthusiast, a curious mind, or an industry professional, this podcast invites you to join the conversation and explore the future of AI together.
The Brave Technologist Podcast is hosted by Luke Mulks, VP Business Operations at Brave Software—makers of the privacy-respecting Brave browser and Search engine, and now powering AI everywhere with the Brave Search API.
Music by: Ari Dvorin
Produced by: Sam Laliberte

Dave Chatterjee, Adjunct Associate Professor at Duke University,  explains how scale, speed, and surprise are reshaping cyber threats and why many organizations remain dangerously reactive. He shares his Commitment-Preparedness-Discipline (CPD) framework along with ways that leaders can move beyond checkbox compliance by treating cybersecurity as a strategic business priority.
Key Takeaways: 
The three underestimated AI risks that leaders often overlook, and how AI must be used to defend against AI-driven cyber threats

Why deepfake attacks represent a systemic risk at both the individual and organizational levels

Practical steps individuals can take to reduce exposure to fraud, impersonation, and data loss

How better cybersecurity hygiene creates trust, resilience, and competitive advantage



Guest Bio: Dave Chatterjee, Ph.D., is a leading authority on cybersecurity strategy, governance, and AI security. As the creator of the Commitment-Preparedness-Discipline (CPD) framework, he helps organizations worldwide build resilient, high-performance security cultures. His recent work explores the convergence of artificial intelligence, cybersecurity, and business resilience, addressing challenges such as AI exploitation, deepfake manipulation, and the secure integration of intelligent systems.
Dr. Chatterjee is the author of "Cybersecurity Readiness: A Holistic and High-Performance Approach" and the cybercrime-themed novel "The DeepFake Conspiracy", which illustrates the emerging risks and ethical dilemmas at the intersection of AI and cyber defense. His thought leadership has appeared in The Wall Street Journal, Forbes, USA Today, Business Insider, California Management Review, Business Horizons, MIS Quarterly, and Journal of Management Information Systems.
As host of the acclaimed Cybersecurity Readiness Podcast Series, he has engaged leading practitioners, policymakers, and researchers in discussions on topics such as agentic AI, post-quantum readiness, and AI-driven threat detection. A trusted advisor to Fortune 500 firms and government agencies, Dr. Chatterjee delivers high-impact keynotes and moderates CXO panels worldwide, advancing dialogue on how to turn AI risk into organizational resilience.
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About this Show:
The Brave Technologist is here to shed light on the opportunities and challenges of emerging tech. To make it digestible, less scary, and more approachable for all!
Join us as we embark on a mission to demystify artificial intelligence, challenge the status quo, and empower everyday people to embrace the digital revolution. Whether you're a tech enthusiast, a curious mind, or an industry professional, this podcast invites you to join the conversation and explore the future of AI together.
The Brave Technologist Podcast is hosted by Luke Mulks, VP Business Operations at Brave Software—makers of the privacy-respecting Brave browser and Search engine, and now powering AI everywhere with the Brave Search API.
Music by: Ari Dvorin
Produced by: Sam Laliberte

Leah Price, Vice President of Tinman AI Platform at better.com, breaks down why traditional subscription-based pricing no longer works and how outcome-driven AI can unlock real value for enterprises. She also shares how embedded AI, avatars, and automation are transforming the mortgage experience for both lenders and borrowers, and what the future of AI-powered financial infrastructure could look like.
Key Takeaways: 
How Tinman AI embeds generative AI across an entire mortgage tech stack

The limitations of traditional ROI models in enterprise AI adoption, and Tinman's vision for outcome-based pricing

How AI avatars and bots reduce borrower friction and improve trust

What the future of mortgage lending could look like with AI as infrastructure

Guest Bio: Leah Price serves as Vice President leading the Tinman® AI Platform at Better, the AI-powered homeownership company. Under her leadership, the Tinman AI Platform will be offered to lenders and brokers across the country as an API-accessible platform.
Previously, Leah led the Office of Fintech and the Office of the Chief AI Officer at Federal Housing Finance Agency, leading initiatives in emerging technologies such as artificial intelligence and blockchain. Earlier in her career, Leah held leadership roles at Figure Technologies and at Fannie Mae, where she was on the launch team of Day 1 Certainty® and other product innovations. She served as co-chair of MISMO's Emerging Technology Community of Practice, and was a Senior Advisor to MISMO.
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About this Show:
The Brave Technologist is here to shed light on the opportunities and challenges of emerging tech. To make it digestible, less scary, and more approachable for all!
Join us as we embark on a mission to demystify artificial intelligence, challenge the status quo, and empower everyday people to embrace the digital revolution. Whether you're a tech enthusiast, a curious mind, or an industry professional, this podcast invites you to join the conversation and explore the future of AI together.
The Brave Technologist Podcast is hosted by Luke Mulks, VP Business Operations at Brave Software—makers of the privacy-respecting Brave browser and Search engine, and now powering AI everywhere with the Brave Search API.
Music by: Ari Dvorin
Produced by: Sam Laliberte