Investing Unlocked

Trillions of dollars are pouring into artificial intelligence. But is the AI boom outpacing reality?
In the Season 2 premiere of Investing Unlocked (sponsored by PensionBee), Georgie Frost and guest host Russ Mould talk to BBC technology broadcaster Spencer Kelly about what the AI boom means for your money.

They explore the echoes of the dot-com bubble, how exposed investors really are to a handful of AI and tech giants, and look beyond the obvious names to the ‘picks and shovels’ of the AI revolution: chips, data centres and cooling systems. 
 
Are businesses spending more on AI than they can realistically turn into profits? Or can the trillions being poured into the technology ultimately deliver trillions back?

Please remember: this podcast is for information and educational purposes only and does not constitute financial advice.
Capital is at risk.
Thank you to our sponsor PensionBee - a leading online pension provider who’s on a mission to build pension confidence so that you can enjoy a happy retirement. With PensionBee, you can manage your pension savings with ease and can combine and contribute all from one app. If you're over the age of 55 (rising to 57 from 2028) you can start making pension withdrawals with ease and in a way that suits you.
PensionBee’s website and award-winning app make retirement planning simple with helpful tools like a Pension Calculator, blogs, videos and a monthly podcast - The Pension Confident Podcast.
Take control of your retirement today with PensionBee. When investing, your capital is at risk.

To hear more from us:

YouTube: Subscribe to our channel, Investing Unlocked with Georgie Frost, to watch the video podcast. 
Instagram: www.instagram.com/investing.unlocked/
TikTok: www.tiktok.com/@investing.unlocked

Georgie Frost 

Instagram: www.instagram.com/georgiefrostmoney/?hl=en
TikTok: tiktok.com/@georgiefrostmoney
LinkedIn: linkedin.com/in/georgie-frost-a1b090110
Spencer Kelly:

Twitter: https://x.com/spenley
Instagram: https://www.instagram.com/spenleykelly/
Tiktok: https://www.tiktok.com/@spencerkellytech
LinkedIn: https://www.linkedin.com/in/spencer-kelly-400a512/

Companies are spending trillions on AI. Governments are ripping up the old economic rulebook. Global power is shifting and populations are getting older.

The world is changing. But what does that mean for your money — and where you invest it?
Hosted by multi-award-winning financial broadcaster Georgie Frost and sponsored by PensionBee, Investing Unlocked returns for a second season, taking you beyond the latest market stories to explore the people, ideas and forces shaping our financial futures.

From the future of gold and the promise of AI to what’s really driving Japan’s resurgence and how we should think about wealth, tax and the Budget, Georgie and an impressive lineup of expert guests go beyond the headlines to ask the questions that matter for investors, 

Clear, honest, intelligent and entertaining conversations with experts who make complex ideas easy to understand. Whether you're new to investing or want to see the bigger picture, Investing Unlocked will help you feel more confident, better informed and more in control of your financial future.

New episodes drop on Wednesdays.
Please remember: this podcast is for information and educational purposes only and does not constitute financial advice.
Capital is at risk.

Thank you to our sponsor PensionBee - a leading online pension provider who’s on a mission to build pension confidence so that you can enjoy a happy retirement. With PensionBee, you can manage your pension savings with ease and can combine and contribute all from one app. If you're over the age of 55 (rising to 57 from 2028) you can start making pension withdrawals with ease and in a way that suits you.
PensionBee’s website and award-winning app make retirement planning simple with helpful tools like a Pension Calculator, blogs, videos and a monthly podcast - The Pension Confident Podcast.
Take control of your retirement today with PensionBee. When investing, your capital is at risk.
To hear more from us:

YouTube: Subscribe to our channel, Investing Unlocked with Georgie Frost, to watch the video podcast. 
Instagram: www.instagram.com/investing.unlocked/
TikTok: www.tiktok.com/@investing.unlocked

Georgie Frost 
Instagram: www.instagram.com/georgiefrostmoney/?hl=en
TikTok: tiktok.com/@georgiefrostmoney
LinkedIn: linkedin.com/in/georgie-frost-a1b090110

What separates a successful investor from everyone else – and why do so many of us feel like we're getting it wrong?

In the season finale of Investing Unlocked, Georgie Frost and Simon Lambert  are joined by financial educator and author of Money Mentor, Anna Brading, to explore the notion of money dysmorphia – the disconnect between your actual financial situation and how you perceive it

Together, they examine what's really holding investors back from success – from persistent gender gaps and generational pressures to the impact of recent changes to ISAs and pensions - and why, when it comes to investing, confidence often matters more than knowledge.
This season concludes with Georgie and Simon revealing how they would choose to invest an unexpected £1,000. But don't worry, you won't have to wait long. Season 2 is already in the works...
Please remember: this podcast is for information and educational purposes only and does not constitute financial advice.
Capital is at risk.

Thank you to our sponsor PensionBee - a leading online pension provider who is on a mission to build pension confidence so that you can enjoy a happy retirement. With PensionBee, you can manage your pension savings with ease and can combine and contribute all from one app. If you're over the age of 55 (rising to 57 from 2028) you can start making pension withdrawals with ease and in a way that suits you.

PensionBee’s website and award-winning app make retirement planning simple with helpful tools like a Pension Calculator, blogs, videos and a monthly podcast - The Pension Confident Podcast.

Take control of your retirement today with PensionBee. When investing, your capital is at risk.

Follow Anna Brading:

Instagram: https://www.instagram.com/mentoramoney/?hl=en-gb
LinkedIn: https://www.linkedin.com/in/annajoybrading/
Website: https://www.mentoramoney.com
Follow Money & Us:
Instagram: https://www.instagram.com/mentoramoney/?hl=en-gb
TikTok: https://www.tiktok.com/@moneyanduspod?_r=1&_t=ZN-97TWiGIYThe
YouTube: https://youtube.com/@moneyanduspod?si=eezWMsuQ7uY4ipBP
Buy Money Mentor: https://amzn.eu/d/03ISOm6z
To hear more from us:

YouTube: Subscribe to our channel, Investing Unlocked with Georgie Frost, to watch the video podcast. 
Instagram: www.instagram.com/investing.unlocked/
TikTok: www.tiktok.com/@investing.unlocked

Georgie Frost 
Instagram: www.instagram.com/georgiefrostmoney/?hl=en
TikTok: tiktok.com/@georgiefrostmoney
LinkedIn: linkedin.com/in/georgie-frost-a1b090110

AI is transforming the world – but does that automatically make it a good investment?
In this episode of Investing Unlocked Extra, Georgie Frost is joined by Andrew Oxlade, Director at Fidelity Personal Investing, to unpack one of the biggest questions facing investors today.
Are AI stocks genuinely worth their eye-watering valuations, or are we seeing echoes of the dot-com bubble? And if you're invested in a pension, ISA or global tracker fund, how much AI exposure do you already have without realising it?
Together, they explore whether Nvidia, SpaceX and the Magnificent Seven have become too dominant, how to assess AI valuations, why passive investing may be increasing concentration risk and whether now is the time to rebalance your portfolio. They also discuss active versus passive investing, diversification, FOMO, market psychology and the practical steps investors can take to manage risk while staying invested.
Whether you're excited by AI or worried you've become overexposed, this episode will help you understand the opportunities, the risks and what they could mean for your portfolio.

Please remember: this podcast is for information and educational purposes only and does not constitute financial advice.
Capital is at risk.

Thank you to our sponsor PensionBee - a leading online pension provider who is on a mission to build pension confidence so that you can enjoy a happy retirement. With PensionBee, you can manage your pension savings with ease and can combine and contribute all from one app. If you're over the age of 55 (rising to 57 from 2028) you can start making pension withdrawals with ease and in a way that suits you.

PensionBee’s website and award-winning app make retirement planning simple with helpful tools like a Pension Calculator, blogs, videos and a monthly podcast - The Pension Confident Podcast.

Take control of your retirement today with PensionBee. When investing, your capital is at risk.

To hear more from us:

YouTube: Subscribe to our channel, Investing Unlocked with Georgie Frost, to watch more. 
Instagram: https://www.instagram.com/investing.unlocked/
TikTok: https://www.tiktok.com/@investing.unlocked

Georgie Frost:

Instagram: www.instagram.com/georgiefrostmoney/?hl=en
LinkedIn: linkedin.com/in/georgie-frost-a1b090110

How do you build a solid ETF portfolio when there are currently over 10,000 Exchange-Traded Funds to choose from?
ETFs are often sold as the ultimate low-cost, hassle-free way to invest. But with a market that’s more volatile than ever, knowing how to choose the best ETFs is much harder than it used to be.

In this episode of Investing Unlocked, Georgie Frost and Simon Lambert are joined by Steve Palmer, Head of ETF Solutions at Royal London Asset Management, to break down everything you need to know about ETF investing.

From their surprising origins following the 1987 Black Monday crash to their rise as the ultimate tool for modern portfolio diversification, Steve explains how ETFs really work, the hidden risks that rarely make the headlines and how to navigate an overwhelming explosion of choice.
Please remember: this podcast is for information and educational purposes only and does not constitute financial advice.
Capital is at risk.

Thank you to our sponsor PensionBee - a leading online pension provider who is on a mission to build pension confidence so that you can enjoy a happy retirement. With PensionBee, you can manage your pension savings with ease and can combine and contribute all from one app. If you're over the age of 55 (rising to 57 from 2028) you can start making pension withdrawals with ease and in a way that suits you.

PensionBee’s website and award-winning app make retirement planning simple with helpful tools like a Pension Calculator, blogs, videos and a monthly podcast - The Pension Confident Podcast.

Take control of your retirement today with PensionBee. When investing, your capital is at risk.
To hear more from us:

YouTube: Subscribe to our channel, Investing Unlocked with Georgie Frost, to watch the video podcast. 
Instagram: www.instagram.com/investing.unlocked/
TikTok: www.tiktok.com/@investing.unlocked

Georgie Frost 
Instagram: www.instagram.com/georgiefrostmoney/?hl=en
TikTok: tiktok.com/@georgiefrostmoney
LinkedIn: linkedin.com/in/georgie-frost-a1b090110