The Fairer Finance podcast

In this week's episode, we start with a look at the latest pensions value for money proposals released by the FCA - which include a new RAG rating with two different shades of green.
In the second half of the show, we look ahead to what is coming up across the rest of 2026, including making some predictions. 
We also look back at how James got on with his 2025 predictions (spoiler alert - not great!).
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In our last episode of 2025, we take a look at the FCA's response to the Which? super-complaint about home and travel insurance. While there's no market study, the FCA has committed to follow up with more work looking at the link between sales journeys and claims outcomes. We discuss the response in detail and what it means for the industry.
In the second half of the show, we discuss the FCA's latest mortgage market reforms, as well as their new regime for regulating cryptocurrency.

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In this week's episode, we start by unpacking a number of new FCA papers designed to get more people investing. As well as simplifications to the disclosure rules, the FCA published a new discussion paper looking at how to change consumer attitudes towards investing. We also discuss the near final Targeted Support rules, published on the 11 December.
In the second half of the show, we discuss the FCA's motor insurance taskforce report, and look ahead to its response to the Which? super-complaint.
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In this special Budget edition of the podcast, we take a look at the headlines and relevant news for the financial services sector in this week's Budget. 
After months of speculation about major changes to the Isa and pensions system - what changes were actually announced?
As ever, Eve, James and Tim catch you up with their analysis. 
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In this week's episode, we take a look at the FCA's recent activity in the Contracts for Difference market. The regulator's review of the sector unveils some poor practice and sends a warning shot to the market.
In the second half of the show, we take a look at new research from Fairer Finance focusing on hollowing out in the general insurance market. A number of pet insurers now have low underlying limits which cap payouts on some of the most common costs. While travel insurers increasingly have high excesses that are barely more than the cover limits. We consider what the regulator could do to reverse the race to the bottom on quality.
Email us your questions and suggested topics for discussion to [email protected]