The Fairer Finance podcast

In this week's episode, we discuss the FCA's latest mortgage market consultation, which looks to relax the rules around interest-only mortgages, and open the door for more people to be able to borrow in retirement.
In the second half of today's show, we discuss the findings from Fairer Finance's new research - The Retirement Compass - which looks to understand which groups of people may need to access their housing wealth in retirement - as well as what public perceptions are of doing so. 
Email us your questions and suggested topics for discussion to fairerfinance@fairerfinance.com

In this week's episode we discuss the new Financial Services & Markets Bill which was recently laid in Parliament. It's a mish mash of different things - most of which have been well trailed. But there's a few last minute tweaks and additions - including an unexpected but welcome acceleration of the Consumer Credit Act reforms. 
In the second half of this week's show, we discuss the Pension Commission's interim report. With people not saving enough for retirement, the Commission is considering what Government needs to do to ensure future generations have enough in later life. We'll be discussing the headlines of the report.   
Email us your questions and suggested topics for discussion to fairerfinance@fairerfinance.com

In this week's episode, we start by looking at three new reports into the pensions market - which focus on the lack of savings for many of those in mid life as well as the growing affordability problem with the UK state pension. One of the reports - from the Tony Blair Institute - includes the controversial recommendation that state pension ages should be personalised and linked to your health records. We'll be discussing that idea - as well as following the response from industry commentators.
In the second half of the show, we look at the FCA's review of the claims management sector, and also revisit motor finance for the third episode in a row. 
Email us your questions and suggested topics for discussion to fairerfinance@fairerfinance.com

In this week's episode, we look at the fast growing world of prediction markets - which have caught fire in the US over the past two years. While neither of the two big US players have launched in the UK yet - there are already plenty of UK markets to bet on, with UK investors getting access to the platforms using VPNs. The FCA included the market on its lists of perimeter risks earlier this year, and the Gambling Commission is also on standby. But what could these products mean if they catch on in the UK - and is the FCA's ban on retail binary options enough to stop them offering markets on UK financial assets and events?
In the second half of today's show, we talk about the FCA's latest consultation and discussion papers into the Consumer Credit Market. While the review of the Consumer Credit Act is still making its way slowly through the Treasury, the FCA already has the ability to make changes to the rules around some of the information that is given to customers when they're taking out a loan. Its latest papers highlight the lack of understanding around APR and make some suggestions for some amends. We explore all the detail behind the latest papers.
At the end of the show, there's a very quick update on the challenges to the FCA's motor finance redress scheme.  
Email us your questions and suggested topics for discussion to fairerfinance@fairerfinance.com

In this week's episode, we take a look at the detail behind the FCA's motor finance redress scheme. With up to £7.5bn of compensation due to be paid out to customers, it's the biggest mass redress scheme since PPI. We discuss some of the complex decisions the regulator had to make in deciding how much customers were owed - as well as what the scheme tells us about the FCA's current direction of travel. 
In the second half of the show, we discuss the FCA's recent Open Finance roadmap. While Open Banking has been slow to develop, the regulator is keen to see the concept extended to other parts of the financial services industry. We discuss what's in the new plans and what the possibilities might be as Open Finance develops.
Finally, we touch briefly on the Government's recent paper into investment risk warnings.  
Email us your questions and suggested topics for discussion to fairerfinance@fairerfinance.com