The Fairer Finance podcast

in this special edition of the Fairer Finance podcast, we welcome FCA executive director Sheldon Mills to the show.
We recorded the show on 9 July 2026 - Sheldon's last day at the FCA after 8 years.
In a wide ranging interview, we talk in detail about his recent AI report recommendations and about his proudest moments as a financial regulator.  
Email us your questions and suggested topics for discussion to fairerfinance@fairerfinance.com

In this week's episode, former FCA chair Charles Randell joins us as guest host. In the first half of the show, we discuss the FCA's recent consultation into consumer investment disclosures.
While in the second half, we move onto discuss the FCA's recent inquiry into the basic bank account sector.
We wrap up with a quick update on the motor finance redress scheme. 
Email us your questions and suggested topics for discussion to fairerfinance@fairerfinance.com

In this week's episode, consumer advocacy legend Mick McAteer stands in for Tim Hogg. We start with a discussion about changes to the Isa rules - including the new 22% tax charge on cash holdings in stocks and shares Isas.
In the second half of the show, we move back to talk about the Financial Ombudsman Service reforms - raising fresh concerns about the proposed changes to the fair and reasonable test.
Email us your questions and suggested topics for discussion to fairerfinance@fairerfinance.com

In this week's episode, we discuss the FCA's latest mortgage market consultation, which looks to relax the rules around interest-only mortgages, and open the door for more people to be able to borrow in retirement.
In the second half of today's show, we discuss the findings from Fairer Finance's new research - The Retirement Compass - which looks to understand which groups of people may need to access their housing wealth in retirement - as well as what public perceptions are of doing so. 
Email us your questions and suggested topics for discussion to fairerfinance@fairerfinance.com

In this week's episode we discuss the new Financial Services & Markets Bill which was recently laid in Parliament. It's a mish mash of different things - most of which have been well trailed. But there's a few last minute tweaks and additions - including an unexpected but welcome acceleration of the Consumer Credit Act reforms. 
In the second half of this week's show, we discuss the Pension Commission's interim report. With people not saving enough for retirement, the Commission is considering what Government needs to do to ensure future generations have enough in later life. We'll be discussing the headlines of the report.   
Email us your questions and suggested topics for discussion to fairerfinance@fairerfinance.com