A Little Bit Richer

What age did you learn about money and how has it shaped your relationship with it now? Research suggests that core money habits are often set by age 7, which means the conversations we have with children today could shape their entire financial future. So how do we make sure those conversations are happening in a way that's age appropriate, engaging and actually sticks?
In this episode of A Little Bit Richer, our host Iona Bain is joined by Leon Ward from financial education charity, Money Ready. Leon breaks down the simple, practical and highly effective ways to get children engaged with money from an early age, helping to build the financial foundations that will shape their future. Plus, he explains why financial literacy is one of the most important gifts we can give a child, and why starting early makes all the difference.
You can watch episodes on L&G’s YouTube channel
And see behind the scenes content on TikTok and Instagram
You can play the podcast and find other useful content on L&G’s website:
https://www.legalandgeneral.com/podcasts/a-little-bit-richer
Check out Money Ready and their work here: https://moneyready.org/
Iona and her guests share their own personal thoughts and opinions in this podcast. These might be different from L&G’s take on things. They give financial guidance for a UK audience that’s relevant at the time of recording. It’s general best practice, not the kind of personalised advice you’d get from a financial adviser.

See omnystudio.com/listener for privacy information.

How much money would you need to feel financially free?
It’s a tricky question to answer for many and understandably. If we haven’t sat down to work out what financial freedom means to us, how can we ever know what it will take to get there?
We all want to have a strong financial future and live life on our own terms, but what does that look like in practice? And how can we do it faster?
In this episode of A Little Bit Richer, our host Iona Bain is joined by financial content creator Sammie Ellard-King, known across social media as Up the Gains. He’s helping people get financially fit with his podcast, The Money Gains and his Gains app. Together they explore ways to help work out what financial freedom means to you, how to figure out your ‘number’ and the habits and steps you can make to close the gap between where you currently are and where you want to be.
You can watch episodes on L&G’s YouTube channel
And see behind the scenes content on TikTok and Instagram
You can play the podcast and find other useful content on L&G’s website:
https://www.legalandgeneral.com/podcasts/a-little-bit-richer
Check out Sammie Ellard-King and Up the Gains on Instagram https://www.instagram.com/upthegainsmoney/ and on TikTok https://www.tiktok.com/@upthegainsmoney
Iona and her guests share their own personal thoughts and opinions in this podcast. These might be different from L&G’s take on things. They give financial guidance for a UK audience that’s relevant at the time of recording. It’s general best practice, not the kind of personalised advice you’d get from a financial adviser.
See omnystudio.com/listener for privacy information.

Self-worth and financial worth are interlinked, yet many of us don’t prioritise this. Your personal growth is your biggest asset. By regularly investing in you and your development, you will likely see some serious returns in your earning potential.
In this episode of A Little Bit Richer, our host Iona Bain is joined by
Amy Kean - Founder of Good Shout - a learning and development company helping people communicate with confidence. Amy explains how we should all be continually learning and investing in ourselves - as well as finding ways to boost our confidence and let our unique and authentic voice be heard. This increase in self-worth matters way more to your bank balance than you might think.
You can watch episodes on L&G’s YouTube channel
And see behind the scenes content on TikTok and Instagram
You can play the podcast and find other useful content on L&G’s website:
https://www.legalandgeneral.com/podcasts/a-little-bit-richer
Check out Amy Kean and Good Shout here
Iona and her guests share their own personal thoughts and opinions in this podcast. These might be different from L&G’s take on things. They give financial guidance for a UK audience that’s relevant at the time of recording. It’s general best practice, not the kind of personalised advice you’d get from a financial adviser.
See omnystudio.com/listener for privacy information.

We all have to do life admin, but some tasks feel far heavier than others. And so, many of us avoid doing them altogether. Whether it’s having an up-to-date Will, nominating your pension beneficiaries, or figuring out who you’d want to act on your behalf if something were to happen, this is the kind of life or death admin many of us run from - until we can’t!
In this episode of A Little Bit Richer, our host Iona Bain is joined by Mike Hiner, who’s an estate planner from Strategic Asset Protection.
Together they discuss the practical steps, common misconceptions and the small actions you can take now that will make a huge difference for the people you would leave behind. From choosing who you’d like to benefit from any cherished possessions and savings to ensuring the paperwork is legally binding - we are making the conversation around this important admin feel a little less overwhelming.
You can watch episodes on L&G’s YouTube channel
And see behind the scenes content on TikTok and Instagram
You can play the podcast and find other useful content on L&G’s website:
https://www.legalandgeneral.com/podcasts/a-little-bit-richer
You can find Mike on TikTok @theassetprotectionguy
Iona and her guests share their own personal thoughts and opinions in this podcast. These might be different from L&G’s take on things. They give financial guidance for a UK audience that’s relevant at the time of recording. It’s general best practice, not the kind of personalised advice you’d get from a financial adviser.
See omnystudio.com/listener for privacy information.

How does your attitude towards money affect your current finances and shape your long-term financial wellbeing? And where does this mindset come from?
From your spending and saving habits to how much you can earn and what you think you’re worth. It has all been quietly shaped by your family, your upbringing and your friends. All the little messages you were absorbing without even realising have played a part in shaping your attitude towards finances or money script. And it ultimately shapes your future financial wellbeing.
In this episode of A Little Bit Richer, our host Iona Bain is joined by Selina Flavius, Financial Coach and Author of Black Girl Finance. Selina went from having a huge fear around money and debt, to shifting her attitude and allowing herself to thrive financially. Together they delve into the different money scripts we have, the behaviours they encourage and how we might want to re-write them if they’re not serving us.
You can watch episodes on L&G’s YouTube channel
And see behind the scenes content on TikTok and Instagram
You can play the podcast and find other useful content on L&G’s website:
https://www.legalandgeneral.com/podcasts/a-little-bit-richer
For more information on Selina Flavius and to see her work, you can check out Black Girl Finance
Iona and her guests share their own personal thoughts and opinions in this podcast. These might be different from L&G’s take on things. They give financial guidance for a UK audience that’s relevant at the time of recording. It’s general best practice, not the kind of personalised advice you’d get from a financial adviser.
See omnystudio.com/listener for privacy information.