The Mr MoneyJar Show

In this deeply impactful conversation, host Rotimi Merriman-Johnson sits down with Jerry During MBE, the co-founder and CEO of Money A&E. Drawing from his own lived experiences growing up in Newham, Jerry breaks down how modern financial institutions systematically exclude Black households and migrant communities. The discussion dives into critical structural barriers, including high unbanked rates, credit profiling limitations, postcode redlining, and steep disparities in business finance. Jerry presents a visionary case for institutional representation, policy reform, and an inclusive economy where social justice dictates that everyone can win.TIMESTAMPS00:00 - Intro00:58 - Meeting Jerry During MBE01:22 - Overview of Money A&E02:35 - Why Black households are unbanked04:42 - Hostile financial barriers for migrants05:39 - Credit profiling and cultural capital07:31 - How financial institutions lose out09:22 - Advice for those facing debt10:18 - Spotting signs of crisis debt11:36 - Trust through shared lived experiences12:58 - Rotimi’s university student credit journey14:52 - Disparities in accessing business finance16:37 - Lived experience design in banking17:47 - Playing devil's advocate on inclusion18:34 - The economic sense of equality20:16 - Historical wealth extraction and Empire23:25 - Black leaders and MBE awards27:05 - Disparities in mortgage applicant data28:08 - Postcode profiling and mortgage denial29:36 - US historical policy of redlining31:33 - Biased data metrics in insurance32:51 - Exploding institutional excuses with data34:38 - Jerry’s financial vision for UK35:17 - Building comprehensive financial wellbeing frameworks37:38 - Mirroring the dream of equality40:16 - Reinvesting in self-sustained community wealth41:05 - Final thoughts: What Black wealth meansFOLLOW - The Mr MoneyJar Show
Instagram: instagram.com/themrmoneyjarshowApple Podcasts: https://podcasts.apple.com/gb/podcast/the-mr-moneyjar-show/id1559725838Spotify: https://open.spotify.com/show/4iO5j7VoYYkEemyleLnu00TikTok: tiktok.com/@themrmoneyjarshowX: x.com/themrmoneyjarshowYouTube: youtube.com/@themrmoneyjarshowWebsite: https://mrmoneyjar.com
If you enjoyed this week's episode, please SUBSCRIBE:https://www.youtube.com/@themrmoneyjarshow

This week's episode is in celebration of National Numeracy Day 2026, which is on Wednesday 20 May.

A huge thank you to this week's sponsor, UK maths charity, National Numeracy.To find out more about National Numeracy Day, to take the National Numeracy Challenge, and for more resources visit:https://bit.ly/nationalnumeracyday2026

In this special episode celebrating National Numeracy Day, host Rotimi Merriman-Johnson sits down with maths teacher, podcaster, and National Numeracy Ambassador Susan Okereke. Susan shares her journey from studying maths and business to producing for BBC Radio 1Xtra, and ultimately finding her purpose in education. The conversation addresses why nearly half of working-age adults have primary school numeracy levels, the deep-seated emotional anxiety connected to maths, and how to overcome a low number confidence mindset. Susan and Rotimi explore real-world mathematical applications, outline quick calculation hacks, and explain why maths is a vital, empowering tool for everyday life.

TIMESTAMPS
00:00 - Intro
01:34 - Finding the virtuous cycle in maths
02:40 - Transitioning from student radio to teaching
03:45 - Producing for BBC Radio 1Xtra
04:51 - Launching the Maths Appeal podcast
06:38 - Writing a financial literacy workbook
08:32 - Why adults lack numeracy confidence
09:52 - Tackling emotional maths anxiety issues
10:59 - The primary to secondary school dip
12:35 - Cultural taboos around number skills
13:39 - Are current GCSE exams fit purpose?
16:53 - Essential math skills for real life
19:40 - Tracking time using mathematical frameworks
20:50 - Should numeracy be its own subject?
22:06 - Rethinking the GCSE resit structure
24:24 - Tips for parents helping with homework
26:22 - Attainment vs capability in school setting
28:20 - Challenges of teaching mixed attainment classes
29:25 - Free adult numeracy training tools
30:59 - How parenting influences classroom teaching
33:57 - Crucial human skills for AI era
36:56 - Extrapolating technology decades into future
41:46 - Speed multiplying by eleven hack
43:55 - Training routines of Countdown mathematicians
45:59 - National Numeracy Day school plans
48:12 - Final thoughts: What community means

FOLLOW
The Mr MoneyJar Show
Instagram: instagram.com/themrmoneyjarshow
Apple Podcasts: https://podcasts.apple.com/gb/podcast/the-mr-moneyjar-show/id1559725838
Spotify: https://open.spotify.com/show/4iO5j7VoYYkEemyleLnu00
TikTok: tiktok.com/@themrmoneyjarshow
X: x.com/themrmoneyjarshow
YouTube: youtube.com/@themrmoneyjarshow
Website: https://mrmoneyjar.com

If you enjoyed this week's episode, please SUBSCRIBE:
https://www.youtube.com/@themrmoneyjarshow

In this high-value episode, host Rotimi Merriman-Johnson sits down with Nicole Zalys, a Chartered Accountant known as The London Accountant. Nicole shares expert insights into navigating the UK tax system for limited company owners and the self-employed. The conversation covers essential topics such as the £1,000 trading allowance, the benefits of "sideways loss relief," and practical tips for expensing everything from electric vehicles to staff parties. Nicole also provides a candid critique of the 2025 Autumn Budget, discussing the "stealth tax" of frozen thresholds and why more entrepreneurs are choosing to move abroad. This is an essential guide for anyone looking to build wealth while staying tax-efficient in the UK.TIMESTAMPS00:00 - Intro01:53 - Starting content as a professional04:11 - Transitioning from corporate to business06:23 - Understanding the £1,000 trading allowance08:31 - Who needs to file self-assessment?10:00 - Important tax year deadlines explained12:10 - Tips for new business owners14:37 - Why you need group structures17:54 - Best expenses for limited companies19:53 - Leasing electric vehicles via business22:03 - Explaining tax-free trivial benefits24:32 - The "wholly and exclusively" principle27:25 - Renting your home to business30:52 - Capital gains and PPR relief34:34 - Impact of 2025 Autumn Budget36:43 - Dividend tax and disposal relief39:08 - Why business owners are emigrating41:39 - Role models and upbringing influence43:06 - Final thoughts: What Black wealth meansFOLLOWThe Mr MoneyJar ShowInstagram: instagram.com/themrmoneyjarshowApple Podcasts: https://podcasts.apple.com/gb/podcast/the-mr-moneyjar-show/id1559725838Spotify: https://open.spotify.com/show/4iO5j7VoYYkEemyleLnu00TikTok: tiktok.com/@themrmoneyjarshowX: x.com/themrmoneyjarshowYouTube: youtube.com/@themrmoneyjarshowWebsite: https://mrmoneyjar.comIf you enjoyed this week's episode, please SUBSCRIBE:https://www.youtube.com/@themrmoneyjarshow

In this high-impact episode, host Rotimi Merriman-Johnson sits down with public speaking expert and The Apprentice star, Frederick Afrifa.Frederick shares his remarkable journey from being a non-English speaking child in Milan to becoming a global orator and TEDx speaker. The conversation serves as a literal masterclass, providing actionable frameworks like "P.E.R." and "C.L.E.A.R." to help listeners articulate themselves in high-stakes situations. Frederick discusses the economics of professional speaking, his experiences navigating corporate racism, and why effective communication is the ultimate "human edge" in an era dominated by artificial intelligence.TIMESTAMPS00:00 - Intro01:24 - Growing up in Milan02:42 - Experiencing racism in Italy04:40 - Journey to professional speaking career05:39 - Repetition builds athletic and vocal confidence08:04 - Turning shyness into a business10:41 - Can you ever kill anxiety?13:13 - Leading with empathy and generosity15:54 - Monetising expertise through public speaking18:59 - Turning adversity into personal strength21:11 - Secrets of The Apprentice process24:30 - Lessons learned from reality TV26:11 - Impact of financial literacy lack27:37 - Making £50k a month from speaking29:36 - Reinvesting profits back into growth32:46 - Speaking on the TEDx stage33:51 - Encouraging Black men to speak37:30 - How marriage changed Frederick’s drive41:31 - Introverts can be effective speakers43:24 - Point, Explain, Repeat (PER) framework44:39 - Clear framework for better communication49:34 - Biggest mistake: Rushing your speech50:34 - Habit: Speaking to total strangers52:59 - Communication as our last edge54:28 - Final thoughts: What Black wealth meansFOLLOW - The Mr MoneyJar ShowInstagram: instagram.com/themrmoneyjarshowApple Podcasts: https://podcasts.apple.com/gb/podcast/the-mr-moneyjar-show/id1559725838Spotify: https://open.spotify.com/show/4iO5j7VoYYkEemyleLnu00TikTok: tiktok.com/@themrmoneyjarshowX: x.com/themrmoneyjarshowYouTube: youtube.com/@themrmoneyjarshowWebsite: https://mrmoneyjar.comIf you enjoyed this week's episode, please SUBSCRIBE:https://www.youtube.com/@themrmoneyjarshow

In this insightful episode, host Rotimi Merriman-Johnson sits down with Jordan Green, the entrepreneur and content creator known as "I'm Broke Baby." Jordan shares his journey from an engineering apprenticeship to building a million-pound net worth through sneaker reselling, a Content Studio, and his dance company, Sturdy Off. The conversation dives deep into tax-efficient pay for business owners, the reality of the 2026 crypto market, and why Jordan believes learning a trade is more valuable than a degree. Jordan also offers a look at his Caribbean heritage and his vision for Black wealth through ownership and elite education.TIMESTAMPS00:00 - Intro01:38 - Origin of "I'm Broke Baby"02:12 - First business: sneaker reselling03:36 - Revenue vs profit explained05:18 - Losing £6k in 24 hours06:35 - Personal failure: Crypto meme coins07:29 - 2026 cryptocurrency market outlook10:56 - Tax-efficient salary and dividends13:25 - Government's role in personal finance14:58 - Opinions on UK wealth tax16:20 - Three side hustles for 202618:39 - Earning potential of side hustles20:28 - Apprenticeships vs University degrees22:29 - Why manual trades are premium25:11 - Using credit cards for business27:57 - Debt Avalanche vs Snowball methods31:15 - Why avoid expensive designer watches33:14 - The iPhone 17 upgrade cycle35:06 - Psychology of buying designer brands39:31 - Navigating Jamaican and Irish identity44:02 - Maximising Notting Hill Carnival opportunities46:49 - Being an introvert in business49:02 - Role models: Gary V & Asheville51:43 - Final thoughts: What Black wealth meansFOLLOWThe Mr MoneyJar ShowInstagram: instagram.com/themrmoneyjarshowApple Podcasts: https://podcasts.apple.com/gb/podcast/the-mr-moneyjar-show/id1559725838Spotify: https://open.spotify.com/show/4iO5j7VoYYkEemyleLnu00TikTok: tiktok.com/@themrmoneyjarshowX: x.com/themrmoneyjarshowYouTube: youtube.com/@themrmoneyjarshowWebsite: https://mrmoneyjar.comIf you enjoyed this week's episode, please SUBSCRIBE:https://www.youtube.com/@themrmoneyjarshow