Skip to content
Radio Logo
PodcastsBusinessEarn Your Leisure

Earn Your Leisure

iHeartPodcasts
Earn Your Leisure
Latest episode

1602 episodes

  • Earn Your Leisure

    YOU’RE OVERPAYING FOR YOUR PHONE BILL—HE BUILT A $1 BILLION BUSINESS MAKING IT FREE 👀

    29/10/2026 | 1h 8 mins.
    Are you getting ripped off on your cell phone bill? On this episode of Earn Your Leisure, we sit down with TextNow founder Derek Ting to break down how he built a free mobile phone service that has generated $1 billion in lifetime revenue. From a backdoor hack to its first million users through word of mouth, Derek shares the story behind TextNow and what it takes to serve 10 million active users while challenging the telecom industry.
    We explore his entrepreneurial journey, from building a BitTorrent tracker at 15 to turning $8,000 into $80,000 through stock investing. Derek explains why building products matters more than chasing investors—and the mindset behind driving a $350,000 car while refusing to pay for parking.
    We also dive into how AI is changing the way people learn programming and build businesses. Derek shares his perspective on vibe coding, why AI creates a competitive advantage for tech companies, and whether it represents a bigger threat or opportunity. Plus, we discuss what the next 10 years could look like as AI reshapes how we work and live.
    Chapters:
    Chapters
    00:00 Opening highlights
    01:36 Introducing Derek Ting and TextNow
    02:44 How TextNow service works
    04:58 Starting TextNow in college
    07:29 Early texting technology and iPod users
    09:34 Reducing phone bills and switching carriers
    13:32 Funding free service with ads
    14:26 First business and BitTorrent
    18:00 Apple Card paid partnership
    19:27 Learning to code and choosing entrepreneurship
    22:29 Learning business operations
    23:10 Fundraising, bootstrapping and profitability
    27:00 AI tools and product development
    29:34 AI safeguards and the future of work
    32:35 Advertising revenue and pricing evolution
    36:27 Customer acquisition and platform fees
    38:00 Carrier competition and the AT&T partnership
    39:07 Scaling infrastructure for millions of users
    41:55 Apple stock and investing lessons
    44:50 Frugality, spending and finding value
    50:48 Revisiting email-to-text technology
    52:12 Using TextNow internationally
    52:52 Marketing campaign and personal interests
    54:41 Future tools for small businesses
    57:42 Phone prices, consolidation and network upgrades
    1:02:07 Phone health concerns and screen time
    1:03:26 Growth goals and lower-cost data
    1:04:14 Second lines and replacing existing service
    1:07:00 Saving on family phone plans
    1:08:02 Closing and where to find TextNow#EarnYourLeisure #TextNow #DerekTing #Entrepreneurship #Business #ArtificialIntelligence #AI #Tech #Investing #VibeCoding #Telecom
    Subscribe to EYL - https://bit.ly/4jnU7Mr
    Subscribe to EYLClips - https://bit.ly/4yqBw6r
    Watch more from the EYL Network:
    Earn Your Leisure - https://bit.ly/4e6VJ9S
    Market Mondays - https://bit.ly/4zzN7kt
    Black Out - https://bit.ly/3VPSai2
    EYL Highlights - https://bit.ly/4yqCvn9
    EYL Clips - https://bit.ly/3Wqpz32
    Market Monday Clips - https://bit.ly/4zBtFnx
    Black Out Clips - https://bit.ly/4zxnr7Z
    Join the EYL community for deeper training and a more detailed approach:
    https://www.eyluniversity.com
    Join the number one stock club in the world:
    https://www.ianinvest.com
    #earnyourleisure
    See omnystudio.com/listener for privacy information.
  • Earn Your Leisure

    "What's Your Way Of Resolving Conflicts?" 19Keys Ft Rashad Bilal

    28/10/2026 | 18 mins.
    Subscribe to EYLClips - https://bit.ly/4yqBw6r
    Subscribe to EYL - https://bit.ly/4jnU7Mr
    Watch more from the EYL Network:
    EYL Highlights - https://bit.ly/4yqCvn9
    EYL Clips - https://bit.ly/3Wqpz32
    Market Monday Clips - https://bit.ly/4zBtFnx
    Black Out Clips - https://bit.ly/4zxnr7Z
    Earn Your Leisure - https://bit.ly/4e6VJ9S
    Market Mondays - https://bit.ly/4zzN7kt
    Black Out - https://bit.ly/3VPSai2
    Join the EYL community for deeper training and a more detailed approach:
    https://www.eyluniversity.com
    Join the number one stock club in the world:
    https://www.ianinvest.com
    #earnyourleisure
    See omnystudio.com/listener for privacy information.
  • Earn Your Leisure

    Avoid These 10 Overhyped Stocks Before It Destroys Your Portfolio

    27/10/2026 | 9 mins.
    Subscribe to EYLClips - https://bit.ly/4yqBw6r
    Subscribe to EYL - https://bit.ly/4jnU7Mr
    Watch more from the EYL Network:
    EYL Highlights - https://bit.ly/4yqCvn9
    EYL Clips - https://bit.ly/3Wqpz32
    Market Monday Clips - https://bit.ly/4zBtFnx
    Black Out Clips - https://bit.ly/4zxnr7Z
    Earn Your Leisure - https://bit.ly/4e6VJ9S
    Market Mondays - https://bit.ly/4zzN7kt
    Black Out - https://bit.ly/3VPSai2
    Join the EYL community for deeper training and a more detailed approach:
    https://www.eyluniversity.com
    Join the number one stock club in the world:
    https://www.ianinvest.com
    #earnyourleisure
    See omnystudio.com/listener for privacy information.
  • Earn Your Leisure

    Why People Making $500,000 Are Broke!

    26/10/2026 | 12 mins.
    Subscribe to EYLClips - https://bit.ly/4yqBw6r
    Subscribe to EYL - https://bit.ly/4jnU7Mr
    Watch more from the EYL Network:
    EYL Highlights - https://bit.ly/4yqCvn9
    EYL Clips - https://bit.ly/3Wqpz32
    Market Monday Clips - https://bit.ly/4zBtFnx
    Black Out Clips - https://bit.ly/4zxnr7Z
    Earn Your Leisure - https://bit.ly/4e6VJ9S
    Market Mondays - https://bit.ly/4zzN7kt
    Black Out - https://bit.ly/3VPSai2
    Join the EYL community for deeper training and a more detailed approach:
    https://www.eyluniversity.com
    Join the number one stock club in the world:
    https://www.ianinvest.com
    #earnyourleisure
    See omnystudio.com/listener for privacy information.
  • Earn Your Leisure

    Steve Harvey on Raising Kids Who Never Had to Struggle

    25/10/2026 | 11 mins.
    Subscribe to EYLClips - https://bit.ly/4yqBw6r
    Subscribe to EYL - https://bit.ly/4jnU7Mr
    Watch more from the EYL Network:
    EYL Highlights - https://bit.ly/4yqCvn9
    EYL Clips - https://bit.ly/3Wqpz32
    Market Monday Clips - https://bit.ly/4zBtFnx
    Black Out Clips - https://bit.ly/4zxnr7Z
    Earn Your Leisure - https://bit.ly/4e6VJ9S
    Market Mondays - https://bit.ly/4zzN7kt
    Black Out - https://bit.ly/3VPSai2
    Join the EYL community for deeper training and a more detailed approach:
    https://www.eyluniversity.com
    Join the number one stock club in the world:
    https://www.ianinvest.com
    #earnyourleisure
    See omnystudio.com/listener for privacy information.
More Business podcasts
About Earn Your Leisure
Welcome to The Earn Your Leisure Podcast. Rashad Bilal and Troy Millings will be your host. Earn Your Leisure will be giving you behind the scenes financial views into the entertainment and sports industries as well as highlighting back stories of entrepreneurs. We will also be breaking down business models and examining the latest trends in finance. Earn Your Leisure is a college business class mixed with pop culture. We blend the two together for a unique and exciting look into the world of business. Let’s go!! #earnyourleisurepodcast
Podcast website

Listen to Earn Your Leisure, The Diary Of A CEO with Steven Bartlett and many other podcasts from around the world with the radio.net app

Get the free radio.net app

  • Stations and podcasts to bookmark
  • Stream via Wi-Fi or Bluetooth
  • Supports Carplay & Android Auto
  • Many other app features
Earn Your Leisure: Podcasts in Family