Earn Your Leisure

In this week’s episode of Earn Your Leisure, we sit down with Crystal Etienne (chatgpt://generic-entity?number=0), founder of Ruby Love (chatgpt://generic-entity?number=1), to break down how one idea turned into an $80 million FemTech company.

Crystal walks us through the early days of building her first prototype, the connection between diet and the menstrual cycle, and the exact steps it took to launch a FemTech brand in a market that many investors initially overlooked. She shares how Ruby Love scaled to over $1 million in revenue in under 15 months, raised $15 million in venture capital, and what founders don’t realize about control, board seats, and product-market fit after taking VC money.

We also get into the hidden challenges of raising capital, why scaling too fast can hurt your business, and the biggest mistakes founders make when chasing venture funding. Crystal opens up about changing the company’s name, launching products while running out of cash, creating a fund to invest in Black women, and why—if your goal is generational wealth—selling your company might be the smartest move. Plus, a real conversation on lifestyle costs, $8 million estates, and why Long Island is one of the toughest real estate markets in the country.

Invest Fest Tickets: investfest.com

#EarnYourLeisure #CrystalEtienne #RubyLove #FemTech #VentureCapital #StartupGame #Entrepreneurship #RaisingCapital #BlackFounders #WomenInBusiness #ProductMarketFit #ScalingBusinesses #GenerationalWealth #RealEstateGame
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In this Market Mondays clip, Rashad Bilal, Ian Dunlap, and Troy Millings’ dive into the incredible intersection of biotech and artificial intelligence, sharing insights from a recent conversation with Nvidia’s team and breaking down the hottest sectors in healthcare innovation. Discover why Nvidia is more than just a chip maker, how advancements in AI are revolutionizing everything from hospital visits to genomics, and which bNasech stocks and ETFs are topping their watchlists for long-term growth.
Ian Dunlap shares why Nvidia is the “BlackRock of AI,” highlighting the company’s massive investments and unique partnerships that are set to change medicine as we know it. Get his top three biotech picks: IBB ETF, Gilead Sciences, and Amgen—plus find out why Amgen stands out as one of the best-run companies in the biotech space.
Troy Millings’ offers an alternative trio of biotech leaders, focusing on companies that dominate niche areas: Eli Lilly (Lily), Biogen (BiIB), and Vertex Pharmaceuticals (VRTX). He explains the value of investing in firms that are laser-focused on solving specific medical challenges—like Biogen’s advancements in neurodegenerative drugs for Alzheimer’s and Parkinson’s and Vertex’s leadership in cystic fibrosis care.
The discussion also dives into how AI has dramatically reduced timeframes in medical research—think genome sequencing dropping from years to hours—and what this could mean for the future of healthcare innovation and investing.
Get insider stories from Rashad Bilal and Troy Millings’ about their dinner with Nas and Peter, who both value learning as the pathway to staying ahead—even when you’re already a legend. Their takeaway: Never take this high-level information for granted and always be ready to soak up what the experts are sharing.
Whether you’re interested in AI, biotech innovation, or simply want actionable investment ideas, this clip is packed with value and market insights that you don’t want to miss!
**Hashtags:**
#MarketMondays #Biotech #Investing #AI #Nvidia #HealthcareInnovation #Stocks #Gilead #Amgen #VertexPharmaceuticals #Biogen #EliLilly #StockMarket #Nas #Technology #Genomics #MedicalAdvancements
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Artificial Intelligence didn’t start in Silicon Valley—and it didn’t start recently. Long before today’s AI boom, a Black scientist laid critical groundwork that modern AI systems still rely on. In this video, we uncover the overlooked history behind AI and why the title “Father of AI” deserves a deeper, more honest conversation.
We break down the legacy of David Blackwell, a pioneering mathematician and statistician whose work in probability theory, game theory, and decision-making under uncertainty directly influences how machines learn, optimize, and make decisions today. From Markov decision processes to statistical inference, Blackwell’s contributions shaped the mathematical foundation of artificial intelligence—yet his name is rarely mentioned. This is the history many were never taught.
#ArtificialIntelligence #DavidBlackwell #BlackHistory #HiddenHistory #AIOrigins #STEM #BlackExcellence #TechHistory #EarnYourLeisure #MarketMondays
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In this powerful clip from Market Mondays, Vic Mensa joins Rashad Bilal for a candid discussion that dives deep into identity, unity, and the divisive narratives that have shaped perceptions among Black Americans and Africans. Vic Mensa shares his personal story of being mixed race—his father from Ghana and his mother from America—and addresses the complexities and sensitivities surrounding his background.
The conversation shines a spotlight on the manufactured divisions between Black American and Black African communities, which Vic Mensa argues are perpetuated to prevent collective empowerment. He credits Black Americans with creating the most influential culture globally, and points out the economic and population growth on the African continent, emphasizing the transformative potential if both groups unite.
Vic Mensa challenges the anti-African narrative often found online and calls attention to similar misunderstandings pushed by some Africans about their Black American counterparts. Together, he and Rashad Bilal unpack the harmful stereotypes spread by media, confronting issues that impact identity, history, and self-worth within both communities.
The clip ends with a heartfelt appeal for unity, stressing that true freedom and advancement can only be achieved when Black Americans and Africans come together—recognizing their collective strength and shared heritage.
Tune in for an honest conversation that pushes past division and encourages us all toward unity, empowerment, and cultural pride.
**Hashtags:**
#VicMensa #MarketMondays #BlackUnity #FBA #AfricanDiaspora #BlackCulture #Identity #MediaNarrative #RashadBilal #Ghana #BlackHistory #AfricanEmpowerment #Unity #HiddenColors #Empowerment #CultureClip
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In this Market Mondays clip, Rashad Bilal, Ian Dunlap, and Troy Millings dive deep into the world of "downward stocks," discussing some of the most prominent tech giants currently facing stock declines. The conversation kicks off with Rashad Bilal listing major losses: Netflix down by 34%, Meta by 22%, Microsoft by 17%, Tesla by 12%, and others. Which one is the most appealing right now? Ian Dunlap breaks down his long-term confidence in all of them but singles out Microsoft as his top short-term pick, followed closely by Tesla and Netflix. The discussion quickly pivots to Netflix’s latest ventures—from content strategy concerns to rumors about launching its own music streaming service and potentially signing superstars like Drake. Rashad Bilal voices his worries over Netflix's content quality and shifting focus but acknowledges the platform’s heavy-hitting original series and recent foray into live sports and blockbuster documentaries. Troy Millings sheds light on Netflix’s traditionally strong fourth and first quarters—pointing out successes like Stranger Things, Squid Game, and live sporting events, emphasizing optimism around Netflix’s near-future earnings and strategic partnerships, particularly regarding a potential Warner Brothers deal. Turning to Microsoft, Rashad Bilal and Ian Dunlap analyze the company’s flat stock performance over the past year. Ian Dunlap suggests Microsoft’s growth trajectory hinges on onboarding a new AI partner and the potential public offering of OpenAI, which could serve as major catalysts. He also draws parallels between Microsoft’s situation and opportunities in Bitcoin, highlighting potential long-term value despite recent stagnation. And let’s not forget Tesla—Ian Dunlap hints at the company's ongoing reinvention, distancing itself from merely being a car manufacturer and embracing advancements in autonomous tech, signaling renewed focus and long-term vision. Whether you’re an investor, tech enthusiast, or just want the inside scoop on today’s most-watched stocks, this clip offers premium insights and lively debate on what’s next for some of the market’s biggest names. Watch to hear which stocks the Market Mondays crew are watching most closely and why. *#MarketMondays #Stocks #Netflix #Microsoft #Tesla #TechStocks #Investing #AI #StreamingWars #FinancialAnalysis #StockMarket #LongTermInvesting #IanDunlap #RashadBilal #TroyMillings*
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