Ep 272: Moving to Dubai as a doctor - what's it really like?
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Ep 271: 5 financial tips from an International GP - is the NHS pension worth it? and investing as an IMG.
Transform your finances in just EIGHT weeks! https://www.medicsmoney.co.uk/medics-money-financial-wellbeing-course/
Financial Well-being Tips for International Medical Graduates: Insights from Dr. Agne Meškauskienė In this episode of the MedicsMoney podcast, Dr. Agne Meškauskienėshares insights from her financial journey, enhanced by the Medics Money financial wellbeing course. Topics discussed include challenges and comparisons of working as a doctor in the UK vs Lithuania, understanding and valuing the NHS pension, essential budgeting techniques, and tips for managing debt and income protection. Dr. Agne also discusses her personal experiences with investing and the importance of financial planning for future flexibility and security. The podcast aims to help medical professionals better understand their finances and plan for a secure future.
00:00 Introduction and Overview
00:11 Challenges of International Medical Graduates
00:25 Understanding the NHS Pension
00:38 Budgeting and Financial Management
00:56 Course Information and Application
02:04 Guest Introduction: Dr. Agne Meškauskienė
02:19 Journey to the UK and Professional Differences
05:24 Financial Beginnings and NHS Pension Insights
08:50 MedicsMoney Course Experience
10:06 Investment Strategies and Behaviors
16:11 Future Financial and Career Plans
19:43 Conclusion and Final Thoughts
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MDT: Should doctors strike again? Doctor claims £109,120 in pension tax compensation, and millions in GP funding missing!
Resident Doctors, GP Funding, and Tax Trivia: Medics Money Podcast Episode In this Multidisciplinary Team (MDT) Medics' Money podcast episode, resident doctors voice frustrations regarding pay and working conditions, leading to discussions of potential industrial action. Dr. Cyra Mackintosh shares her personal experience with stressful specialty applications and her upcoming move for a histopathology training post. The episode also features contributions from specialist medical accountant Andy Pow and Dr. Ed Cantelo, who highlight major issues in GP funding, discrepancies in government financial support, and unravel the recent news surrounding VAT on Premium Bonds and trade agreements.
An entertaining segment dives into VAT trivia, emphasising premium bond efficacy and the implications of NAO and McCloud pension judgments on doctors' finances.
00:00 Introduction and Frustrations with the Government
01:08 Welcome to the Medics Money Podcast
01:32 Dr. Cyra Mackintosh's Exciting News
04:51 Discussion on Resident Doctors' Strike
15:43 Tax Trivia: VAT on Food and Medical Procedures
25:47 Pensions and McCloud Judgment Updates
27:59 Tax Refund Adjustments and Annual Allowance Charges
28:44 The Impact of Annual Allowance Tax on Doctors
30:03 Self-Identification for Annual Allowance Tax Refunds
31:11 Medics Money: Connecting Doctors to Specialist Advisors
32:57 UK-India Trade Agreement and National Insurance Exemptions
37:22 GP Funding and Contract Issues
46:07 Premium Bonds: Not an Investment
49:26 AISMA Conference and Final Thoughts
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Ep 270: This doctor fixed her finances FAST
Fix your finances FAST: https://www.medicsmoney.co.uk/medics-money-financial-wellbeing-course/
In this episode of the Medics Money podcast, Dr. Rasha shares her journey into the field of palliative medicine and her experiences with financial education. She discusses her career choice, the importance of role models, and her lack of financial teachings in medical school. Rasha also opens up about her challenges and learnings regarding savings, investments, and tax efficiency. She explains how the Medics' Money Financial Wellbeing course helped her make informed financial decisions, covering topics like tax, pensions, and investments. Additionally, she reflects on her approach to teaching financial lessons to her children and plans for future financial security. This episode provides valuable insights and practical advice for healthcare professionals looking to improve their financial literacy.
00:00 Introduction and Early Financial Lessons
00:35 Guest Introduction
01:14 Career Path in Palliative Medicine
05:27 Early Financial Experiences and Lessons
07:37 Navigating Credit Cards and Investments
14:06 Discovering Medics Money and Financial Wellbeing Course
16:14 Key Learnings from the Financial Wellbeing Course
21:30 Future Financial Plans and Family Education
28:57 Conclusion and Final Thoughts
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Ep 269: Stock market crash = good news.
The Unexpected Benefits of a Declining Stock Market: A Doctor's Perspective
In this episode of the Medics' Money podcast, the host welcomes Dr. Simone Bruschi, an ophthalmology consultant, to discuss his intriguing view on market trends and investing. Simone shares his journey from being a self-taught investor to advocating for a long-term, globally diversified index fund strategy. They discuss why a declining market can be advantageous for regular, long-term investors. The conversation also delves into the psychological aspects of investing, the importance of automated investing, and the impact of personal finance education for doctors. Listeners will gain insights into why traditional market timing is challenging and how a disciplined, low-emotion approach to investing can yield significant benefits over time.
00:00 Introduction and Guest Welcome
01:57 Background on the YouTube Comment
02:47 Discussion on Market Timing and Investment Strategies
03:30 Simone's Perspective on Market Trends
09:13 Investment Strategies and Personal Experiences
19:03 Goals and Financial Planning
24:19 Final Thoughts and Conclusion
The Medics’ Money podcast helps doctors, dentists and other professionals make better financial decisions. Hosted By Dr Tommy Perkins and Dr Ed Cantelo, who is not only a doctor but also a Chartered Accountant and Tax adviser.
UK