The Intuition Finance Digest

Liquidity risk can seem less urgent when markets are calm. But when conditions change, the ability to sell an asset quickly and at a fair price can become much harder than investors expect.
 
In this episode of The Intuition Finance Digest, we explore why liquidity matters in investment decisions and how it can disappear during periods of market stress. The discussion looks at market depth, trading volume, bid-ask spreads, asset structure, and investor behavior, and why these factors matter when assessing investment risk.
 
We also look at why some assets may be less liquid than they appear, and how ETFs can raise important questions around the liquidity of the underlying market.
 
In this episode, we cover:
 
1. Understanding liquidity in capital markets
2. Liquidity supports efficient markets
3. Liquidity risk during market stress
4. ETFs and market liquidity
 
Resources:
 
Read the full article: https://www.intuition.com/liquidity-risk-in-capital-markets-the-one-investors-overlook/
 
Learn more about Intuition Know-How: https://www.intuition.com/know-how/
 
Find out more about Intuition Publishing: https://www.intuition.com/
 
Follow Intuition Publishing on LinkedIn: https://www.linkedin.com/company/intuition-publishing-ltd./
 
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Passive investing has made financial markets more accessible, lower-cost, and easier to navigate for many investors. But as index funds, ETFs, and market-cap-weighted strategies continue to grow, their influence now reaches beyond individual portfolios.
In this episode of The Intuition Finance Digest, we explore the impact of passive investing on capital markets. The discussion looks at how passive flows can affect market concentration, capital allocation, price discovery, liquidity, and the role of active management.
The question is not whether passive investing is good or bad. It is how its scale may be changing the way markets function, and what that means for investors, asset managers, and financial services professionals.
 
In this episode, we cover:
• Why passive investing has grown so quickly
• How index funds and ETFs influence capital flows
• Why market-cap-weighted strategies can increase concentration
• How passive investing may affect price discovery and liquidity
• Why active management still matters for market efficiency
• What investors need to consider as passive flows grow
 
Resources:
1. Read the full article: Passive investing and its impact on capital markets | Intuition
2. Learn more about Intuition Know-How: Know-How - The Premier Digital Learning Solution for Financial Services
3. Find out more about Intuition Publishing: Intuition - Corporate Learning Services Partner
4. Follow Intuition Publishing on LinkedIn: Intuition | LinkedIn
 
#TheIntuitionFinanceDigest #PassiveInvesting #CapitalMarkets #AssetManagement #IntuitionPublishing

Interest-rate expectations play a major role in how investors assess risk, return, valuation, and portfolio positioning.
 
In this episode of The Intuition Finance Digest, we explore how changing rate expectations are reshaping investment decisions across financial markets. As investors adjust to a different market regime, the focus is not only on where rates are today, but on how expectations about future rates influence bonds, equities, cash, credit, and long-term strategy.
 
The episode looks at why duration risk matters in fixed income, how equity valuations respond to the rate outlook, and why higher yields can change the role of cash and income-generating assets in portfolios.
 
In this episode, we cover:
• Why rate expectations matter for investors
• How interest-rate changes affect bonds and duration
• What changing rate expectations mean for equities
• How higher yields affect cash and fixed income decisions
• Why investors may need to rethink portfolio strategy in a new market regime
 
Resources:
 
Read the full article: https://www.intuition.com/investing-higher-interest-rate-environment/
Learn more about Intuition Know-How: https://www.intuition.com/know-how/
 
Find out more about Intuition Publishing: https://www.intuition.com/
 
Follow Intuition Publishing on LinkedIn: https://www.linkedin.com/company/intuition-publishing-ltd./
 
#TheIntuitionFinanceDigest #InterestRates #InvestmentStrategy #FinancialMarkets #IntuitionPublishing

Financial services leaders are facing a new kind of workforce risk.
 
As AI changes how work gets done, the challenge is no longer only about adopting new tools. It is about whether teams are building the judgment, domain knowledge, and practical decision-making capability needed to use those tools well.
In this episode of The Intuition Finance Digest, we explore how the entry-level pipeline is changing, why traditional routes into financial services may not develop the same depth of experience as before, and what this means for long-term workforce capability across banks, asset managers, and financial institutions.
 
We also look at why the human side of capability still matters. AI can support work, speed up analysis, and reduce manual effort, but people still need the context to question outputs, interpret information, and make sound decisions.
 
In this episode, we cover:
• Why workforce capability is becoming a risk issue in financial services
• How AI is changing early-career work
• Why the entry-level pipeline is under pressure
• Why judgment and domain knowledge still matter
• What financial services leaders need to watch as skills evolve
 
Resources:
 
Read the full article: https://www.intuition.com/the-new-workforce-risk-financial-services-leaders-are-watching/
 
Learn more about Intuition Know-How: Know-How - The Premier Digital Learning Solution for Financial Services
 
Find out more about Intuition Publishing: Intuition - Corporate Learning Services Partner
 
Follow Intuition Publishing on LinkedIn: Intuition | LinkedIn
 
#TheIntuitionFinanceDigest #FinancialServices #WorkforceRisk #FutureOfWork #IntuitionPublishing

AI is now embedded across banking operations, from compliance and fraud prevention to customer support, risk management, internal processes, and decision-making.
 
But the growing use of AI does not remove the need for human judgment. In this episode of The Intuition Finance Digest, we explore why the human factor remains critical as banks adopt AI more widely. AI can process information quickly, but people still need the domain knowledge to challenge outputs, understand risk, explain decisions, and remain accountable.
 
We look at how AI affects governance, model risk, data risk, conduct risk, customer outcomes, and fairness, and why strong banking fluency is still essential for responsible AI use.
 
In this episode, we cover:
• Why AI is becoming part of everyday banking operations• Why human oversight remains central to AI-led decision-making• How AI creates new governance and accountability challenges• Why model risk and data quality matter in banking AI• How AI can affect conduct, fairness, and customer outcomes• Why domain expertise still matters in financial services
 
Resources:
1. Read the full article here: https://www.intuition.com/ai-in-bank-operations-human-factor/
2. Learn more about Intuition Know-How, our financial learning platform: https://www.intuition.com/know-how/
3. Find out more about Intuition Publishing here: https://www.intuition.com/
4. Follow Intuition Publishing on LinkedIn for the latest finance learning insights: https://www.linkedin.com/company/intuition-publishing-ltd./

#TheIntuitionFinanceDigest #AIBanking #FinancialServices #RiskManagement #AIGovernance