The New Money Habits Podcast

• The Great Credit Card Debate: Tool or Trap? (Part 2) | Ep. 199

  In this episode of The New Money Habits Podcast, Nino Villa and Maria Casillas continue their discussion about the complexities of credit card use, discussing its benefits and risks. They explore the importance of financial literacy, the security and convenience that credit cards can offer, and the behavioral aspects of managing credit. The dialogue emphasizes the need for a solid foundation in personal finance before engaging with credit tools, while also acknowledging the potential pitfalls of misuse. Ultimately, they advocate for a balanced approach to credit card use, recognizing that it can be a valuable financial tool when handled wisely. 🚨 Looking for tools and resources to help you crush your money goals? 👉 Download the FREE Holiday Spending Planner 👉 Join the New Money Habits Community for free 👉 Become a member starting at $5/mo 👉 Start your 7-Day Free Trial today! 📌 Helpful Resources Mentioned in the Episode: Join us on Patreon Watch on YouTube here Download the Payday Power Planner: Streamline your budgeting process with our FREE planner: https://www.newmoneyhabits.com/budgeteers/helpful-tools Download the FREE Holiday Spending and Gift Giving Planner HERE Submit Your Questions: Have questions for the host? Email them to [email protected] Join Our Community: Connect with like-minded individuals in our FREE Facebook Group: www.facebook.com/groups/newmoneyhabits. Download the Food Number Calculator: Streamline your budgeting process with our FREE planner: https://www.newmoneyhabits.com/budgeteers/helpful-tools Schedule a Call: Book a FREE call with Coach Nino to discuss your financial goals: www.newmoneyhabits.com/budgeteers/contact. Enroll in Our Online Course: Take your first step towards financial freedom with our course, "How to Create a Better Budget: Your Foundation to Financial Freedom": www.newmoneyhabits.com/bootcamp. 🎵 Music Credits: This episode features music by Summer School. ✅ Connect with Us: Follow @newmoneyhabits on social media for more valuable insights and updates. #NewMoneyHabits #FinancialGrowth #MoneyMindset #PersonalDevelopment #Accountability #FinancialSuccess #HonestReflection #GrowthMindset #FinancialFreedom #SelfAwareness

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• The Great Credit Card Debate: Tool or Trap? | Ep. 198

  In this episode of The New Money Habits Podcast, Coach Nino Villa and Maria Casillas discuss the complexities of credit card use, discussing its benefits and risks. They explore the importance of financial literacy, the security and convenience that credit cards can offer, and the behavioral aspects of managing credit. The dialogue emphasizes the need for a solid foundation in personal finance before engaging with credit tools, while also acknowledging the potential pitfalls of misuse. Ultimately, they advocate for a balanced approach to credit card use, recognizing that it can be a valuable financial tool when handled wisely. 🚨 Looking for tools and resources to help you crush your money goals? 👉 Download the FREE Holiday Spending Planner 👉 Join the New Money Habits Community for free 👉 Become a member starting at $5/mo 👉 Start your 7-Day Free Trial today! 📌 Helpful Resources Mentioned in the Episode: Join us on Patreon Watch on YouTube here Download the Payday Power Planner: Streamline your budgeting process with our FREE planner: https://www.newmoneyhabits.com/budgeteers/helpful-tools Download the FREE Holiday Spending and Gift Giving Planner HERE Submit Your Questions: Have questions for the host? Email them to [email protected] Join Our Community: Connect with like-minded individuals in our FREE Facebook Group: www.facebook.com/groups/newmoneyhabits. Download the Food Number Calculator: Streamline your budgeting process with our FREE planner: https://www.newmoneyhabits.com/budgeteers/helpful-tools Schedule a Call: Book a FREE call with Coach Nino to discuss your financial goals: www.newmoneyhabits.com/budgeteers/contact. Enroll in Our Online Course: Take your first step towards financial freedom with our course, "How to Create a Better Budget: Your Foundation to Financial Freedom": www.newmoneyhabits.com/bootcamp. 🎵 Music Credits: This episode features music by Summer School. ✅ Connect with Us: Follow @newmoneyhabits on social media for more valuable insights and updates. #NewMoneyHabits #FinancialGrowth #MoneyMindset #PersonalDevelopment #Accountability #FinancialSuccess #HonestReflection #GrowthMindset #FinancialFreedom #SelfAwareness

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• Uncovering What You Really Want: Prioritizing Expenses and Managing Margin | Ep.197

  In this episode of The New Money Habits Podcast, Coach Nino Villa and Maria Casillas take a dive deep into the critical topic of prioritizing expenses and managing your financial margin—whether you're dealing with a surplus or a shortfall. Through an insightful discussion, they explore the unique paradigm of what you think you want versus what you actually need to achieve sustainable financial success. This episode is packed with practical tips and eye-opening revelations that will help you realign your financial priorities, shift your mindset, and make meaningful progress toward your financial goals. Whether you're struggling to make ends meet or figuring out how to best use your extra income, this conversation will provide the guidance you need to navigate your financial journey with clarity and purpose. 🚨 Looking for tools and resources to help you crush your money goals? 👉 Download the FREE Holiday Spending Planner 👉 Join the New Money Habits Community for free 👉 Become a member starting at $5/mo 👉 Start your 7-Day Free Trial today! 📌 Helpful Resources Mentioned in the Episode: Join us on Patreon Watch on YouTube here Download the Payday Power Planner: Streamline your budgeting process with our FREE planner: https://www.newmoneyhabits.com/budgeteers/helpful-tools Download the FREE Holiday Spending and Gift Giving Planner HERE Submit Your Questions: Have questions for the host? Email them to [email protected] Join Our Community: Connect with like-minded individuals in our FREE Facebook Group: www.facebook.com/groups/newmoneyhabits. Download the Food Number Calculator: Streamline your budgeting process with our FREE planner: https://www.newmoneyhabits.com/budgeteers/helpful-tools Schedule a Call: Book a FREE call with Coach Nino to discuss your financial goals: www.newmoneyhabits.com/budgeteers/contact. Enroll in Our Online Course: Take your first step towards financial freedom with our course, "How to Create a Better Budget: Your Foundation to Financial Freedom": www.newmoneyhabits.com/bootcamp. 🎵 Music Credits: This episode features music by Summer School. ✅ Connect with Us: Follow @newmoneyhabits on social media for more valuable insights and updates. #NewMoneyHabits #FinancialGrowth #MoneyMindset #PersonalDevelopment #Accountability #FinancialSuccess #HonestReflection #GrowthMindset #FinancialFreedom #SelfAwareness

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• Teaching Kids to Navigate Financial Decisions | Ep. 196

  In this episode of The New Money Habits Podcast, Coach Nino Villa and Maria Casillas discuss the importance of teaching personal finance to your kids, focusing on values and financial literacy. They explore the challenges of preparing the next generation for adulthood in a changing economy, emphasizing the distinction between vocation and career. The discussion also touches on cultural perspectives regarding adult children living at home, the significance of financial responsibility, and the necessity of open conversations with children about their values and goals. 🚨 Looking for tools and resources to help you crush your money goals? 👉 Download the FREE Holiday Spending Planner 👉 Join the New Money Habits Community for free 👉 Become a member starting at $5/mo 👉 Start your 7-Day Free Trial today! 📌 Helpful Resources Mentioned in the Episode: Join us on Patreon Watch on YouTube here Download the Payday Power Planner: Streamline your budgeting process with our FREE planner: https://www.newmoneyhabits.com/budgeteers/helpful-tools Download the FREE Holiday Spending and Gift Giving Planner HERE Submit Your Questions: Have questions for the host? Email them to [email protected] Join Our Community: Connect with like-minded individuals in our FREE Facebook Group: www.facebook.com/groups/newmoneyhabits. Download the Food Number Calculator: Streamline your budgeting process with our FREE planner: https://www.newmoneyhabits.com/budgeteers/helpful-tools Schedule a Call: Book a FREE call with Coach Nino to discuss your financial goals: www.newmoneyhabits.com/budgeteers/contact. Enroll in Our Online Course: Take your first step towards financial freedom with our course, "How to Create a Better Budget: Your Foundation to Financial Freedom": www.newmoneyhabits.com/bootcamp. 🎵 Music Credits: This episode features music by Summer School. ✅ Connect with Us: Follow @newmoneyhabits on social media for more valuable insights and updates. #NewMoneyHabits #FinancialGrowth #MoneyMindset #PersonalDevelopment #Accountability #FinancialSuccess #HonestReflection #GrowthMindset #FinancialFreedom #SelfAwareness

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• The Heart of Giving: Understanding Our Motivations | Ep. 195

  In this episode of The New Money Habits Podcast, Nino Villa and Maria Casillas discuss the importance of early holiday budgeting and the emotional aspects of gift-giving. They emphasize the need for open communication about financial planning within families, especially regarding Christmas. The discussion transitions into the motivations behind giving, exploring how to give without feeling obligated and the significance of seeking God's will in our generosity. They also highlight the importance of balance in giving, focusing on time, talent, and treasure, and encourage listeners to create a personalized plan for their generosity. 🚨 Looking for tools and resources to help you crush your money goals? 👉 Download the FREE Holiday Spending Planner 👉 Join the New Money Habits Community for free 👉 Become a member starting at $5/mo 👉 Start your 7-Day Free Trial today! 📌 Helpful Resources Mentioned in the Episode: Join us on Patreon Watch on YouTube here Download the Payday Power Planner: Streamline your budgeting process with our FREE planner: https://www.newmoneyhabits.com/budgeteers/helpful-tools Download the FREE Holiday Spending and Gift Giving Planner HERE Submit Your Questions: Have questions for the host? Email them to [email protected] Join Our Community: Connect with like-minded individuals in our FREE Facebook Group: www.facebook.com/groups/newmoneyhabits. Download the Food Number Calculator: Streamline your budgeting process with our FREE planner: https://www.newmoneyhabits.com/budgeteers/helpful-tools Schedule a Call: Book a FREE call with Coach Nino to discuss your financial goals: www.newmoneyhabits.com/budgeteers/contact. Enroll in Our Online Course: Take your first step towards financial freedom with our course, "How to Create a Better Budget: Your Foundation to Financial Freedom": www.newmoneyhabits.com/bootcamp. 🎵 Music Credits: This episode features music by Summer School. ✅ Connect with Us: Follow @newmoneyhabits on social media for more valuable insights and updates. #NewMoneyHabits #FinancialGrowth #MoneyMindset #PersonalDevelopment #Accountability #FinancialSuccess #HonestReflection #GrowthMindset #FinancialFreedom #SelfAwareness

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