Talking General Practice

GP Money Matters is a series of special bonus episodes of Talking General Practice sponsored by Wesleyan where we look at key personal finance issues that affect GPs.

In this episode GPonline editor Emma Bower speaks to Wendy Baillie, a chartered financial planner and regional manager at Wesleyan Financial Services, about the rise of portfolio careers in general practice and what this means for GPs’ finances.

New research from Wesleyan reveals that holding multiple roles has become the norm, with over two-thirds of doctors having portfolio careers. Wendy explains the hidden complexities of juggling multiple roles, including the risk of unexpected tax bills, NHS pension headaches and the surprising hurdles GPs face when trying to secure a mortgage.

She also offers some practical guidance about to approach your finances holistically to avoid these pitfalls.

This episode was produced by Czarina Deen.

This podcast is intended for general information purposes only and does not constitute financial advice. Individual circumstances may vary.

Useful links
The research mentioned in this podcast has been commissioned by Wesleyan Assurance Society and you can visit wesleyan.co.uk/portfolio-careers for more information.
To learn more about the financial considerations discussed in this podcast, you can book an appointment with a specialist financial adviser at Wesleyan Financial Services. Charges may apply. If you want to find out more about Wesleyan following this podcast, you can visit wesleyan.co.uk/gppodcast

About Wesleyan
Wesleyan Financial Services supports doctors with advice shaped around the realities of the profession.

From complex income structures and portfolio careers to the NHS Pension Scheme and retirement options, its Specialist Financial Advisers work closely with doctors every day. Recognised by the NHS as able to give guidance on the NHS Pension Scheme, Wesleyan brings trusted expertise to key financial decisions. Combining financial planning, investment advice and protection, it helps doctors make confident, informed choices.

96% of doctors rated their specialist financial adviser as very good or excellent, reflecting a focused service that helps doctors protect their income, grow wealth and plan ahead with confidence.

Remember: The value of investments can go down as well as up, and you may get back less than you invest.

'WESLEYAN' is the trading name of the Wesleyan Group of companies. Financial advice is provided by Wesleyan Financial Services Ltd.

Wesleyan Assurance Society is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Wesleyan Financial Services Ltd and Wesleyan Unit Trust Managers Ltd are authorised and regulated by the Financial Conduct Authority. Read more information about the Wesleyan group of companies.

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This week we’re sharing a conversation that was originally recorded for our sister podcast, MIMS Learning’s Clinical Update.

MIMS Learning deputy editor Rhiannon Ashman speaks with Dr Michael Blackmore, a GP partner, chair of the RCGP West Scotland Faculty, and a recovering addict, about the often hidden issue of addiction and recovery within the medical profession.

In this candid and powerful conversation, Michael shares his personal journey of struggling with addiction while practicing medicine, his path to recovery with support from services like NHS Practitioner Health, and how his lived experience now shapes his clinical work. He also offers insightful advice on spotting unhealthy coping mechanisms, breaking down stigma, and where healthcare professionals can turn for help.

Warning: This podcast includes discussion of addiction and suicide.

This episode was produced by Jude Owen and Czarina Deen.

Useful links
● Sick Doctors Trust - support and help for doctors with dependence on drugs or alcohol
● Practitioner Health - a free, confidential NHS primary care-led mental health and addiction service for doctors and other NHS staff
● British Doctors & Dentists Group - recovery group for doctors and dentists with addictions
● MIMS Learning

You can listen to this episode, complete a learning log and export this to your appraisal folder on MIMS Learning here.

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In this bonus episode of Talking General Practice Dr Netty Kinsella, uro-oncology nurse consultant and clinical lead for urology cancer diagnostics and active surveillance at The Royal Marsden NHS Foundation Trust, speaks to GPonline editor Emma Bower about urological cancer.

Netty explains what makes the Royal Marsden's urology diagnostic service unique, and provides essential guidance for GPs on when to refer patients with suspected urological cancer.

She talks about the latest on prostate cancer screening, including the National Screening Committee’s recent recommendation for a targeted programme, and how GPs should approach risk-adapted PSA testing. Netty also shares key insights into the role of MRIs, advanced biopsy technologies, and provides advice on managing haematuria and urgent testicular presentations in primary care.

This episode was produced by Czarina Deen.

This episode of the podcast has been sponsored by The Royal Marsden Private Care.

About The Royal Marsden Private Care
The Royal Marsden opened in 1851 as the world's first hospital dedicated to cancer diagnosis, treatment, research, and education. Today, it operates as a specialist cancer centre and, working closely with its principal academic partner, the Institute of Cancer Research, is ranked among the top four institutions globally for the impact of its research. As a centre of excellence, The Royal Marsden pioneers the latest cancer treatments and technologies while leading the way in innovative cancer diagnosis, research, and education.

As a specialist cancer centre, The Royal Marsden has the clinical expertise, facilities and technology to provide the very highest levels of private cancer care. Every cancer is different, and their multidisciplinary teams, consisting of over 2,500 world-leading cancer experts, provide patients with personalised and bespoke treatment plans.

NHS and Private Care services are provided in parallel at The Royal Marsden, ensuring clinical need and urgency is prioritised over NHS or private status. Revenue generated by private care is reinvested back into the hospital, for the benefit of everyone. Find out more about this unique care model, including how revenue generated by Private Care is reinvested into the hospital, here: royalmarsden.nhs.uk/our-care-model.

The Royal Marsden Private Care operates across sites in Chelsea and Sutton, a Medical Day Unit at Kingston Hospital, as well as a diagnostic and treatment centre at Cavendish Square in central London.

Find out more about The Royal Marsden’s cancer services: royalmarsden.nhs.uk/private-care/londonGP.


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This week Emma speaks to Dr Stephanie Cook, clinical lead for the Women's Health Hubs in Liverpool, a GP with a special interest in women's health, and a director of the Primary Care Women's Health Society.
Stephanie discusses how women’s health hubs can bring care closer to home, slash waiting times, and help tackle health inequalities - and explains how the Liverpool hub model works in practice,
We also discuss the systemic barriers facing women’s health services, including the lack of sustainable funding, the impact of removing women's health from the NHS planning guidance, and the importance of moving care from hospitals and into the community.
This episode is presented by GPonline editor Emma Bower. It was produced by Czarina Deen.
Useful links
Renewed Women's Health Strategy for England
Primary Care Women’s Health Society women’s health hub toolkit

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Emma speaks with Dr Ruth Abrams, an organisational psychologist and associate professor at the University of Surrey School of Health Sciences , about her recent research published in the BJGP on the conditions in which women GPs thrive.

Ruth discusses why women GPs experience disproportionate rates of stress and lower career progression. She talks about the medical gender pay gap and outlines five practical actions individual GP practices can take right now to foster a fairer, more flexible, and supportive environment.

Ruth also highlights critical gaps in current research and explains why we need national, systemic policy changes to ensure workforce sustainability, rather than simply telling individuals to be more resilient.

This episode was presented by GPonline editor Emma Bower. It was produced by Czarina Deen.

Useful links
Investigating the conditions in which women GPs thrive in General Practice: A realist review - Ruth’s paper in the BJGP
Workplace Thriving - the website Ruth mentions in this conversation
Easing parenting challenges in primary care workforce - an article by Ruth in the BMJ

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