The Commercial Property Podcast

Episode 73: The 7 Numbers Every Commercial Property Investor Must Know (and What They Actually Mean!)
In this week's episode, I'm breaking down what I believe are the seven key numbers every commercial property investor needs to understand if they want to assess deals properly and invest with confidence. Because the truth is, once you understand these numbers, commercial property becomes far more straightforward — and far less intimidating.
We go beyond just listing the metrics and really dig into what they actually mean in practice. From yield and how it reflects risk, through to passing rent versus ERV, and why that gap can signal opportunity (or a warning sign), this episode is all about helping you interpret what you're looking at — not just calculate it.
I also talk about lease length and break clauses, and how these can significantly impact value and security of income. We cover WALT (or WAULT, depending on who you ask!) and why it's such an important indicator for both lenders and investors. And, of course, we look at tenant covenant strength — because ultimately, your deal is only as strong as the business paying the rent.
We also touch on price per square foot as a useful benchmarking tool, and why no single number should ever be looked at in isolation. The real skill in commercial property is bringing all of these metrics together to form a clear, confident view on whether a deal stacks up.
By the end of this episode, you'll have a much clearer understanding of how to assess commercial property opportunities using these core numbers — and, more importantly, how to use them in a practical, real-world way.
If you'd like to learn more about how commercial property works — and how to get started — you can find more training, resources, and upcoming events at:
www.suzicarter.com

Episode 72.The Window Is Open — But Not for Everyone: Who Should (and Shouldn't) Be Buying Commercial Property Right Now


There's a lot of noise in the market right now.
Global uncertainty, shifting sentiment, and headlines that can make even experienced investors pause. But if you've been listening to me for a while, you'll know this is exactly the kind of environment where real opportunity starts to emerge.
The key is understanding that this isn't a market for everyone.
In this episode, I'm sharing a grounded and strategic view of the UK commercial property market right now. We look at what's really happening beneath the headlines, how market sentiment is influencing pricing and activity, and why this current window of opportunity is very real — but only for those who approach it in the right way.
I draw on lessons from previous downturns, including 2008, to highlight what tends to happen when markets soften, and where the smartest investors focus their attention. Because while uncertainty can create hesitation, it also creates motivated sellers, better pricing, and opportunities to structure deals in ways that simply aren't available in stronger markets.
We also talk about the importance of niching in commercial property, understanding tenant demand at a very granular level, and making sure your strategy is aligned with where the market is heading — not where it's been.
But just as importantly, I cover who should not be investing right now.
Because not every investor is in the right position to take advantage of this window. If you don't have clarity on your strategy, your numbers, or your risk tolerance, this market can catch you out. And being honest about that is what separates long-term success from expensive mistakes.
This episode will help you step back, sense-check your approach, and decide whether now is the right time for you to move — or whether your next best step is to get better prepared.
What You'll Learn in This Episode:
In this episode, I walk you through what's really driving the commercial property market right now, including how global uncertainty and shifting sentiment are influencing pricing, yields, and investor behaviour. We look at how markets behaved during previous downturns, and what lessons you can take from those periods to apply today.
I also explain how to identify genuine opportunities in uncertain conditions, including how to spot motivated vendors, structure deals more creatively, and focus on sectors and locations with resilient tenant demand. Alongside this, we explore the importance of strategic niching, and why getting specific in your approach is more important than ever.
Crucially, we also cover the risks. You'll learn how to assess whether you're actually ready to invest in this market, what to look for when analysing tenant strength and lease terms, and how to protect yourself through careful due diligence and conservative assumptions.
Is This Market Right for You?
One of the biggest takeaways from this episode is that just because the window is open, it doesn't mean everyone should be climbing through it.
This is a market that rewards clarity, discipline, and strategy. It suits investors who understand their numbers, know their niche, and are willing to do proper due diligence. It is far less forgiving for those who are rushing in, following the crowd, or hoping for quick wins without fully understanding the risks.
If that resonates, this episode will give you a clear framework to think about your next move.
Learn More About Commercial Property Investing
If you'd like to learn more about how commercial property investing works — and how to do it in a strategic, structured way — you can find more training, resources, and upcoming events at:
www.suzicarter.com

Episode 71: See What Others Miss: How to Use the News to Spot Profitable Commercial Property Opportunities Before Everyone Else
In this episode, I'm diving into one of the most underrated skills in commercial property investing — the ability to spot opportunities before they become obvious.
Because the truth is, the best deals don't come from scrolling portals all day. They come from understanding what's happening in the world around you — and joining the dots faster than everyone else.
I'll walk you through how to use the news, market signals, and your own investor mindset to identify profitable commercial property niches early. This is about training your brain (yes, your reticular activating system!) to start seeing opportunities everywhere — from headlines and high streets to conversations and changing tenant demand.
We'll also touch on how AI can support your research, how to interpret what you're seeing locally, and how to refine your niche so you're not just chasing deals… but targeting the right ones.
If you've ever wondered how experienced investors seem to "just know" where to invest next — this is exactly what's going on behind the scenes.
What we cover in this episode
We look at how to use national and local news to uncover emerging commercial property trends, and how to translate those trends into real investment opportunities.
I also share why getting out on the ground — walking high streets, visiting industrial estates, and speaking to local businesses — will always give you an edge over purely online investors.
We explore how AI can be used as a tool to speed up your research and pattern recognition, without replacing your own judgement.
And importantly, we talk about how to refine your niche so you're not trying to be everything to everyone, but instead positioning yourself where demand is growing and competition is lower.
What you'll take away
By the end of this episode, you'll have a much clearer understanding of how to spot commercial property opportunities early, often before they're reflected in pricing.
You'll start to see how news stories, economic shifts, and local changes directly influence tenant demand — and therefore value.
You'll also understand how to train your mindset to notice what others overlook, and how to turn those observations into a focused, profitable investment strategy.
 
Learn more about commercial property investing
If you'd like to go deeper and understand how to apply this in the real world — including how to assess deals, choose the right niche, and build a predictable income stream from commercial property — you can find more training, resources, and upcoming events at:
www.suzicarter.com

Episode 70: Build It. Protect It. Keep It. — Wealth Strategies Every Investor Should Know
With Kevin Whelan of Wealth Builders


In this episode, I'm joined by Kevin Whelan from Wealth Builders to talk about something that doesn't get nearly enough attention… not just how to build wealth, but how to protect it and, crucially, how to keep it in the family.
Because let's be honest—most investors focus heavily on making money, but far fewer have a clear plan for what happens next. And without that plan, a lot of that hard-earned wealth can slowly (or quickly!) disappear.
Kevin shares some incredibly practical insights around structuring your finances properly, thinking long-term, and creating what he calls a "family wealth fortress"—a framework designed to protect your assets, create certainty, and pass wealth down efficiently to future generations.
We also get into the detail around pensions—particularly SSAS structures—and why they can be such a powerful tool for investors who want more control over their money. If you've ever felt frustrated by the limitations of traditional pension models, this will really open your eyes to what's possible.
Along the way, we talk about the importance of building multiple income streams (not just for growth, but for resilience), the evolving landscape around inheritance tax, and how to start thinking more strategically about legacy planning—without it feeling overwhelming or overly complex.
This is one of those conversations that has the potential to completely shift how you think about wealth—not just as something you build, but something you design, protect, and pass on with intention.
What we cover in this episode:
We explore why having multiple income streams isn't just a "nice to have", but a critical part of creating financial certainty—especially in an uncertain world.
We break down some of the key considerations around inheritance tax, including recent changes and what they might mean for you as an investor.
Kevin explains how SSAS pensions work, why they offer significantly more control than traditional structures, and how investors are using them in practice.
We also introduce the concept of the "family wealth fortress", and how this kind of thinking can help you protect assets and create a long-term legacy.
And importantly, we touch on how to start putting all of this into action—without needing to overhaul everything overnight.
If you'd like to learn more about commercial property investing…
If you're looking to build income, create long-term wealth, and take more control over your financial future through commercial property, you can find more training, resources and upcoming events at:
www.suzicarter.com
Connect with Kevin and Wealth Builders:
If this episode resonates, Kevin and the team at Wealth Builders share a huge amount of valuable content around financial education, pensions, and wealth strategy. You can connect with them here:
Podcast Link: https://www.wealthbuilders.co.uk/suzicarter-23-3-25
Kevin's LinkedIn: https://www.linkedin.com/in/kevinjwhelan/
Website: https://www.wealthbuilders.co.uk/
Facebook: https://www.facebook.com/WealthbuildersUK
Instagram: https://www.instagram.com/wealthbuilderstogether/
LinkedIn: https://www.linkedin.com/company/wealthbuilderstogether
YouTube: https://www.youtube.com/@wealthbuildersuk

Episode 69: Future-Proofing Your Commercial Property — AI, Automation and the Next Wave of Tenants
What will commercial property look like in five or ten years' time—and are you investing with that future in mind?
In this episode, Suzi Carter explores how AI, automation, and shifting working patterns are reshaping the types of tenants occupying commercial space—and what that means for investors today.
As technology continues to evolve at pace, some business models will thrive, while others may struggle to adapt. The key to long-term success in commercial property is not just buying well—but buying with the future in mind.
Suzi shares how to think strategically about tenant demand, location, and property type so you can position your investments to remain resilient, relevant, and profitable in a rapidly changing landscape.
Key Topics Covered
How AI and automation are influencing the types of businesses that need space

What "future-proofing" really means in commercial property

Shifting demand across retail, office, and industrial sectors

Why adaptability is becoming one of the most valuable investment criteria

What You'll Learn
In this episode, you'll discover:
Why tenant type is one of the most important drivers of long-term value

How to identify which businesses are likely to grow—and which may decline

Practical ways to future-proof your commercial property investments

The strategic questions every investor should be asking before they buy

Learn More
If you're looking to understand how commercial property really works—and how to get started or scale your portfolio—you can explore more training, resources, and upcoming events here:
 www.suzicarter.com