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Timestamps:
00:00 - Intro
1:58 - Credit Cards After Being Debt-Free?
3:01 - When Is It OK to Borrow Money?
4:40 - Would You Borrow $1B at 0% Interest?
5:46 - How Many Millionaires Has Ramsey Made?
6:36 - Biggest Money Misunderstanding
7:43 - People Don't Consider Student Loans Debt
8:58 - What People Waste Money On
12:48 - Personal vs Corporate Responsibility
13:47 - Is the System Rigged?
16:54 - Sponsor - NetSuite
18:21 - $180K in Debt Spending $1K/Day at Disney
24:51 - Should You Ever File Bankruptcy?
26:15 - Debt Consolidation
27:27 - Inflation's Impact on Finances
29:01 - Income Problem vs Behavior Problem
30:55 - Sponsor - HIMS
32:19 - Are People Passionate About Their Work?
33:38 - Supporting a Family of 4 on One Income
39:03 - How Much to Retire in Your 40s?
40:25 - Why Ambitious People Can't Retire Early
45:29 - Five Pillars of a Great Life
46:32 - Savings & Investment Strategy
51:08 - How Much to Retire at 50
53:12 - Advice for 18-Year-Olds
56:23 - Be a Millionaire by 25
1:04:24 - Sponsor - Airbnb
1:05:38 - Sponsor - Shopify
1:07:09 - George's Investment Portfolio
1:15:05 - Fashion & What He "Wastes" Money On
1:19:59 - Ken Coleman Leaving Ramsey
1:23:47 - Would Ramsey Hire Caleb Hammer?
1:29:34 - Paying Off Mortgage vs Investing
*Some of the links and other products that appear on this video are from companies which Graham Stephan & Jack Selby will earn an affiliate commission or referral bonus. Graham Stephan & Jack Selby are part of an affiliate network and receives compensation for sending traffic to partner sites. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.
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