Marketplace All-in-One

People around the world are using AI more than Americans, a new poll finds. About 40% of adults in the U.S. told pollsters that they used generative AI in the last year. In Nigeria, the United Arab Emirates, and India, that number was about 85%. What's driving the divide? But first: a preview of markets before President Donald Trump's speech at Davos, and a look at the struggle between the Trump administration and the Fed.

From the BBC World Service: Tech billionaire Elon Musk has picked a fight with Michael O'Leary, the chief executive of Ryanair; after O'Leary said Ryanair wouldn't be offering Musk's Starlink satellite services, Musk floated the idea of buying Ryanair himself. Plus, Lufthansa — one of the world’s largest airline groups — says that airspace closures due to war zones are forcing substantial rerouting of flights, with the ban on using Russian and Ukrainian airspace creating detours of one to two hours.

Information Apocalypse Now.

AI content is flooding social feeds and its getting increasingly hard to determine what is real versus what is fake.

Aviv Ovadya, founder and CEO of the AI and Democracy Foundation, has been warning of this apocalypse for a decade now. “Marketplace Tech” host Meghan McCarty Carino spoke with Ovadya about the state of our information ecosystem and protecting our institutions.

After decades of globalization, the U.S. may be paying a political price: International leaders are forging new trade agreements independent of American influence. In this episode, as some countries no longer see the U.S. as a reliable trade partner, will the global economy leave America behind? Plus: Sellers outnumber buyers in parts of the housing market, Georgetown’s Dorothy Brown discusses her new book about reparations, and we preview Fed governor Lisa Cook’s upcoming Supreme Court hearing.

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For student loan borrowers, the past few years have felt like whiplash. From the fallout of the Biden-era SAVE plan to policies in the Trump administration’s One Big Beautiful Bill Act, the federal financial aid system is getting an overhaul this year. On today’s show, founder and president of The Institute of Student Loan Advisors Betsy Mayotte joins Kimberly to break down what borrowers need to know about the major changes coming to federal student loans in 2026.