It's Not About The Money

Have you ever been asked what you charge, and felt something happen before you had even said the number? That half a second where your mind is already running. Is that too much? Is it not enough? What will they think of me?
If you know that feeling well, you are in very good company.
This is part two of the Love and Money Series, and today I explore the fear of being paid what you are worth. It shows up most for us as sole traders, because when the business is you, being paid can feel deeply personal. But the fear is rarely about the number itself. It is about the meaning we have attached to it.
In this episode I walk through the five ways this fear shows up:
Overdelivering to feel you have earned the right to be paid
Dropping your price before anyone has even asked
Rushing or softening the number as it leaves your mouth
Overexplaining and justifying your fee
Avoiding naming a price at all
Chapter Timestamps:
00:12 Introduction to the Fear of Pricing
02:50 Understanding Personal Value in Pricing
05:27 Signs of Fear in Pricing Conversations
10:49 The Impact of Undercharging
14:08 Shifting Mindsets: From Sole Trader to CEO
15:54 Practical Steps to Embrace Your Worth
We look at the resentment cost of undercharging, the shift from sole trader to CEO of your own business, and the questions that opens up. What does the business need to run profitably? What is the market willing to pay for the result I create? What is the cost of undercharging?
And I leave you with one practice for this week. Say your price, then pause. Don't soften it. Don't explain it. Just sit with it, and notice what arises in your body. This is my fee. I am allowed to be paid for the work I do. It is safe for me to receive.
Because being paid what you are worth rests on a much bigger question underneath the number: whether you believe you are allowed to receive, and whether you can hold your price steady enough for someone else to trust it.
So carry this with you. What do you make money mean, in the moment when someone offers to pay you for your work?
A lot of this work is about worthiness, boundaries, people pleasing, and inner worth. If you would like a safe space for these deeper conversations, come and join us in the Money Circle. It is our free online community, with a monthly newsletter of resources and a live monthly call where we hold space for exactly this.
Head to https://themoneypanel.co.uk/newsletter and you will receive an invite for the next circle call in your welcome email.
If you missed part one of the Love and Money Series, on why love and money are so deeply connected, listen to that first.
Watch this episode on YouTube: https://yt.openinapp.co/op9cg
Much love, Catherine x

In this episode, I explore the intricate relationship between love and money, emphasizing how our capacity to receive and give is deeply intertwined with our self-worth and emotional safety. I discuss the patterns that emerge from our early experiences and conditioning, highlighting the importance of awareness and new positive experiences in healing our relationship with money. The conversation delves into generational trauma and the impact of our upbringing on our financial behaviors, offering practical steps to begin the healing process.
 
Chapters
00:00 - Why love and money mirror each other more than you think
01:57 - How childhood conditioning shapes your capacity to hold wealth
03:21 - Family patterns, early trauma, and the nervous system's relationship with safety
08:22 - The three ways love and money show up the same: receiving, giving, and letting go
13:24 - Intergenerational patterns, attachment, and inherited unworthiness
22:41 - Practical ways to expand your financial and emotional comfort zone
35:09 - Healing your relationship with money by nurturing your self-worth
Resources:
Read It Didn't Start With You by Mark Wolynn
Take the Money Story Types Quiz 
Join the Money Circle 
Discover this previous episode revealing why you can't hold onto money and how it's linked to love

I am joined by Kate Moryoussef, as we explore the intricate relationship between ADHD, hormonal changes, and women's health. We discuss personal experiences with late ADHD diagnoses, the impact of perimenopause, and the significance of understanding rejection-sensitive dysphoria (RSD). The conversation also highlights the benefits of Emotional Freedom Technique (EFT) as a tool for emotional regulation and self-acceptance, particularly for neurodivergent women navigating these challenges.

In this conversation, Kate and I explore the transformative power of Emotional Freedom Techniques (EFT) in managing overwhelm, guilt, and shame, particularly for women navigating ADHD and hormonal changes. We provide practical demonstrations of EFT, discuss the importance of self-compassion, and highlight the significance of understanding women's health issues.

Kate shares insights from her book, the ADHD Women's Wellbeing Toolkit, emphasising the need for accessible resources and self-empowerment. The conversation concludes with a focus on sustainable growth and the importance of rest in both personal and professional lives.


Chapters

00:00 Understanding ADHD and Hormonal Influences

10:10 The Impact of Diagnosis on Personal Growth

20:02 Navigating Perimenopause and ADHD

30:01 Rejection Sensitive Dysphoria (RSD) Explained

39:53 Emotional Freedom Technique (EFT) and Its Benefits

26:05 Demonstrating EFT for Overwhelm

30:30 Understanding Guilt and Shame in EFT

34:14 Navigating Women's Health and Hormones

35:55 The ADHD Women's Wellbeing Toolkit

39:25 The Journey of Writing a Book with ADHD

40:36 Sustainable Growth and Rest in Business


Resources:

Get my FREE book 'It's Not About The Money'

Take the Money StoryTypes® Quiz

Sign up to my FREE Newsletter

Become a Certified Financial Coach

Reveal and Heal The Inherited Money Patterns Keeping You Stuck with the 5 Hidden Money Beliefs Framework Guide

Enroll for Wealth Resonance

Discover the Body of Wealth

Check out the 5 Hidden Money Beliefs

If today's conversation stirred something in you, Kate's self-paced workshop library might be a great next step. There's a wide range of topics covered - from emotional wellbeing and nervous system regulation to identity and everyday ADHD life- all created with late-diagnosed women in mind.

You can dip in at your own pace, without any pressure to do it all at once.

Browse the full library here: https://www.adhdwomenswellbeing.co.uk/workshops

In this conversation, I explore the concept of money set points and how our nervous system influences our relationship with wealth. I discuss the biological responses to financial success and introduce three somatic techniques to help expand our capacity for wealth. These techniques focus on creating a sense of safety in the body, allowing individuals to navigate their financial journeys with greater ease and confidence.

Chapters

00:00 Understanding Money Set Points

02:57 The Nervous System and Money

05:50 Somatic Techniques for Financial Safety

08:40 Safety Anchoring Technique

12:00 Capacity Expansion Technique

17:01 The Expanded Heart Technique

23:49 Recap and Conclusion


Resources:

Get my FREE book 'It's Not About The Money'

Take the Money StoryTypes® Quiz

Sign up to my FREE Newsletter

Become a Certified Financial Coach

Reveal and Heal The Inherited Money Patterns Keeping You Stuck with the 5 Hidden Money Beliefs Framework Guide

Join the waitlist for Wealth Resonance

Discover the Body of Wealth

Learn more about The Great Release

Check out the 5 Hidden Money Beliefs

In this episode, I explore the complex dynamics of money arguments in relationships, emphasising that these conflicts often stem from deeper emotional and nervous system responses rather than the financial issues themselves. I introduce the concept of Money Story Types, which are shaped by early life experiences, and discuss how understanding these types can help couples navigate their financial conversations more effectively. The episode provides practical strategies for reframing discussions about money to foster collaboration and acceptance between partners.






Chapters

00:00 Understanding Money Arguments

02:48 The Role of Nervous System in Money Conversations

06:04 Identifying Money Story Types

08:58 Conflict Between Money Story Types

12:03 Strategies for Harmonious Money Conversations

14:59 The Importance of Acceptance in Money Dynamics

17:58 Practical Reframes for Money Discussions21:08 Conclusion and Next Steps


Resources:

Get my FREE book 'It's Not About The Money'

Take the Money StoryTypes® Quiz

Sign up to my FREE Newsletter

Become a Certified Financial Coach

Reveal and Heal The Inherited Money Patterns Keeping You Stuck with the 5 Hidden Money Beliefs Framework Guide

Join the waitlist for Wealth Resonance

Discover the Body of Wealth

Learn more about The Great Release