Moving Home with Charlie

Following Monday's pricing paranoia livestream, I report back from this morning's video call with agents on the BestAgent Club waiting list, who agreed that sellers' expectations are running higher than the market and that telling a seller the cold, hard truth is almost impossible when it costs the agent the instruction. I then walk through a draft of a free, fact-based report that pulls together verifiable public data on one seller's home (not a valuation or an algorithm) to help sellers meet the market, and ask for your feedback on it from both the buyer and seller side. Also covered: how buyer feedback and public comments on BestAgent listings could push back against agent exaggeration, plus your live questions.
Support the show
Follow me on X for daily updates: https://x.com/moving_charlie 

🎥 Charlie's Golden rules videos for
Buyers: https://www.youtube.com/watch?v=h6T-uZ28a80 
Sellers: https://www.youtube.com/watch?v=W9oR28aWLOs 
Offering: https://www.youtube.com/watch?v=iZaDs7uZ5Hw

🎥 Playlist of FTB advice - https://www.youtube.com/playlist?list=PLKomt2RI3JYnJ3imNEWjKGkszf_bzqDfe

📧 E-mail template for cash offers - https://mhwc.co.uk/email-templates/suggested-email-offer-template-for-cash-buyers/

📧 E-mail template for FTB mortgaged offers - https://mhwc.co.uk/suggested-email-template-for-first-time-buyers-making-an-offer-with-a-mortgage/

💰Speak to Charlie’s recommended mortgage brokers - https://mhwc.co.uk/mortgage/

🧑‍⚖️ Get a quote from Charlie’s recommended conveyancers - https://mhwc.co.uk/conveyancing/
...

Sellers Special on pricing paranoia: why rational fears among sellers and agents are freezing moves, and how to get past them. I started from a rough day after Friday's Five Fact Friday kicked a hornet's nest of angry sellers, then focused on the sellers I most want to help — the ones who have already cut hard, want a realistic market price, and still get almost no interest. We dug into the root causes of the pricing gap (not just "greed"), why inviting three agents and picking the lowest appraisal still leaves you overpriced, how agents under transaction-volume pressure won't tell sellers the cold hard truth, and what Best Agent is building so sellers get sold-price comps and a proper benchmark before they list. Live Q&A covered sole selling rights vs introducer fees, whether to reduce after 19 days and two viewings, Land Registry lag, and working through sold prices on Eaton Road in West Bridgford.

Watch the full stream on YouTube: https://www.youtube.com/watch?v=RlUSmvmt7jM
Support the show
Follow me on X for daily updates: https://x.com/moving_charlie 

🎥 Charlie's Golden rules videos for
Buyers: https://www.youtube.com/watch?v=h6T-uZ28a80 
Sellers: https://www.youtube.com/watch?v=W9oR28aWLOs 
Offering: https://www.youtube.com/watch?v=iZaDs7uZ5Hw

🎥 Playlist of FTB advice - https://www.youtube.com/playlist?list=PLKomt2RI3JYnJ3imNEWjKGkszf_bzqDfe

📧 E-mail template for cash offers - https://mhwc.co.uk/email-templates/suggested-email-offer-template-for-cash-buyers/

📧 E-mail template for FTB mortgaged offers - https://mhwc.co.uk/suggested-email-template-for-first-time-buyers-making-an-offer-with-a-mortgage/

💰Speak to Charlie’s recommended mortgage brokers - https://mhwc.co.uk/mortgage/

🧑‍⚖️ Get a quote from Charlie’s recommended conveyancers - https://mhwc.co.uk/conveyancing/
...

House Price Crash called even before Bank of England forecasts 5% inflation to return.

Bank of England hikes base rate back up to 4%, forecasts inflation to rise from 3.2% now to 5% next year. They usually understate it. This is extremely bad news.

HMRC confirms September housing transactions missed the usual back to school bounce, making moving more difficult than usual.

Bank of England set to increase ‘risky’ borrowing multiple from 4.5x salary up to 5x salary, unlocking £200bn of new debt to pump into house prices.

Shock: Savills forecasts 2026 house price falls after years of overstating forecasts. Something really has changed!

This is Money story reports Fred Harrison ‘more than -30% house prices falls’ by 2030.

Watch the full stream on YouTube: https://www.youtube.com/watch?v=rMf3Ek3NRaY
Support the show
Follow me on X for daily updates: https://x.com/moving_charlie 

🎥 Charlie's Golden rules videos for
Buyers: https://www.youtube.com/watch?v=h6T-uZ28a80 
Sellers: https://www.youtube.com/watch?v=W9oR28aWLOs 
Offering: https://www.youtube.com/watch?v=iZaDs7uZ5Hw

🎥 Playlist of FTB advice - https://www.youtube.com/playlist?list=PLKomt2RI3JYnJ3imNEWjKGkszf_bzqDfe

📧 E-mail template for cash offers - https://mhwc.co.uk/email-templates/suggested-email-offer-template-for-cash-buyers/

📧 E-mail template for FTB mortgaged offers - https://mhwc.co.uk/suggested-email-template-for-first-time-buyers-making-an-offer-with-a-mortgage/

💰Speak to Charlie’s recommended mortgage brokers - https://mhwc.co.uk/mortgage/

🧑‍⚖️ Get a quote from Charlie’s recommended conveyancers - https://mhwc.co.uk/conveyancing/
...

A later-than-usual Wednesday live on the story everyone was sending me today: Fred Harrison, the economist who predicted the last two UK housing crashes, told This is Money that a new crash has already begun and that house prices could fall by more than 30% over the next four years. I went through what the article actually says, replayed my own February 2022 call on the top of the market, and compared it with Savills, who have finally moved from forecasting rises to forecasting a 1.5% fall in 2027. Then we got into why I think the slide continues: asking prices still too high, price cuts not translating into more sales, interest rates and affordability, whether London, Manchester and the regions will fall differently, deflation versus disinflation, and how unemployment, hiring freezes and AI replacing white-collar roles could feed into the housing market.

Source article: https://www.thisismoney.co.uk/money/mortgageshome/article-16211909/economist-predicted-housing-crashes-market-value-protect.html
Savills forecast: https://www.savills.co.uk/insight-and-opinion/savills-news/396416/uk-housing-market-recovery-expected-to-be-delayed-until-2028

Watch the full stream on YouTube: https://www.youtube.com/watch?v=kEeBEVSUwss
Support the show
Follow me on X for daily updates: https://x.com/moving_charlie 

🎥 Charlie's Golden rules videos for
Buyers: https://www.youtube.com/watch?v=h6T-uZ28a80 
Sellers: https://www.youtube.com/watch?v=W9oR28aWLOs 
Offering: https://www.youtube.com/watch?v=iZaDs7uZ5Hw

🎥 Playlist of FTB advice - https://www.youtube.com/playlist?list=PLKomt2RI3JYnJ3imNEWjKGkszf_bzqDfe

📧 E-mail template for cash offers - https://mhwc.co.uk/email-templates/suggested-email-offer-template-for-cash-buyers/

📧 E-mail template for FTB mortgaged offers - https://mhwc.co.uk/suggested-email-template-for-first-time-buyers-making-an-offer-with-a-mortgage/

💰Speak to Charlie’s recommended mortgage brokers - https://mhwc.co.uk/mortgage/

🧑‍⚖️ Get a quote from Charlie’s recommended conveyancers - https://mhwc.co.uk/conveyancing/
...

Right now there are more than enough sellers and not enough buyers, so this live was all about helping sellers. I started with the one cold, hard fact every seller has to accept: you can't sell for more than somebody will pay, and the market doesn't care what you, your agent or the headlines think your home is worth. Then I went through the three critical choices every seller has to get right: your conveyancer (the first choice you make, so you can come to market sale-ready), your estate agent (the most important one, because their job is to find the market by getting presentation, promotion and price right, aiming for 12 viewings and competing offers) and your buyer (not just the highest offer, but the one most likely to complete). I also answered your questions, from falling gilt yields and this week's Bank of England decision to renegotiating after a bad survey, blind best and final bids, a £1.4m guide price that drew £1.1m offers, and a probate flat with no offers in 14 months.

Watch the full stream on YouTube: https://www.youtube.com/watch?v=3OJpjTXTFVU
Support the show
Follow me on X for daily updates: https://x.com/moving_charlie 

🎥 Charlie's Golden rules videos for
Buyers: https://www.youtube.com/watch?v=h6T-uZ28a80 
Sellers: https://www.youtube.com/watch?v=W9oR28aWLOs 
Offering: https://www.youtube.com/watch?v=iZaDs7uZ5Hw

🎥 Playlist of FTB advice - https://www.youtube.com/playlist?list=PLKomt2RI3JYnJ3imNEWjKGkszf_bzqDfe

📧 E-mail template for cash offers - https://mhwc.co.uk/email-templates/suggested-email-offer-template-for-cash-buyers/

📧 E-mail template for FTB mortgaged offers - https://mhwc.co.uk/suggested-email-template-for-first-time-buyers-making-an-offer-with-a-mortgage/

💰Speak to Charlie’s recommended mortgage brokers - https://mhwc.co.uk/mortgage/

🧑‍⚖️ Get a quote from Charlie’s recommended conveyancers - https://mhwc.co.uk/conveyancing/
...