Bank of Dad

The Budget is here, but what does it actually mean for YOUR money? 💸
In this episode of Bank of Dad, we break down the changes to minimum wage, ISAs, tax and parental pay, plus the new schemes designed to help first-time buyers get on the property ladder 🏡
We cut through the jargon, explain what's changing and help you work out which announcements could make a difference to your finances!

This week we are answering YOUR questions! We cover everything from student loans, how late is too late and everything in between.

What does it really mean to be financially successful? Spoiler alert: it's about much more than just having lots of money! In this episode, we explore the habits, decisions and mindset shifts that can make the biggest difference to your long-term financial future. From the power of starting early to avoiding common money mistakes, we look at what financially successful people do differently and how you can put those lessons into practice.

Writing a will or setting up a Lasting Power of Attorney might not be at the top of your to-do list, but getting these things sorted could make a huge difference to your loved ones. In this episode, we explore why wills and LPAs are so important, what happens if you don't have them in place, and the common mistakes to avoid. From protecting unmarried partners to choosing the right people to make decisions on your behalf, we cover the key things you need to know to get your affairs in order and give yourself peace of mind.

In this episode of Bank of Dad, we're talking all things gifting money . From what to consider before giving someone a significant sum, to making smart decisions when you're on the receiving end. We explore whether you should spend, save, invest or pay off debt with a financial gift, and clear up some common misconceptions about tax. Plus, we explain how Gift Aid works and how you can make your charitable donations go even further!