The Savvy Wallet Podcast

In this episode Ato speaks with Ryan Kingsley a chartered financial adviser who supports high-earning professionals, entrepreneurs and international clients in structuring their wealth, pensions and long-term financial plans.

We discuss:
- From surviving being stabbed to becoming a financial advisor

- Client earning £500,000 salary with no savings & spending £40k on holiday

- How the wealthy think about, save and invest their money

- Ideal order to build wealth

- Investing opportunities for higher earners

- How to buy commercial property within your pension and much more

🔗 Connect with Ryan:
Youtube: https://www.youtube.com/@Consultkingsley
Instagram: https://www.instagram.com/consultkingsley/
Linkedin: https://www.linkedin.com/in/ryan-kingsley-advdipfa-cemap-certltcp-alfbf-6547666a/

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https://eepurl.com/hJEcLL

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🤝 Partners

Xero - All-in-one accounting software for small businesses. Get 90% off for 6 months: https://xero.com/savvywallet

Terms & Conditions apply.

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🤝 Partners
📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use:
https://imp.i384100.net/savvywallet

Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you.

Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation.
Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode Ato speaks with Debodun Osekita a former trader at Goldman Sachs, where he operated in high-pressure global markets, managing risk and capital at scale. He's also the Founder of Stock Pickers Academy, a community that educates you on investing in the stock market.

We discuss:
- Lessons from Goldman Sachs Trading Floor

- Why the S&P 500 will return 0% over the next 10 years

- Why the Iran War is bad for your finances

- Stock Market opportunities for 2026

- How to invest your first £1,000 and much more

🔗 Connect with Debodun:
Instagram: ⁠https://www.instagram.com/stockpickersacademy⁠
Instagram personal: ⁠https://www.instagram.com/coachdebs.spa
Linkedin: https://www.linkedin.com/in/debodunosekita/

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📩 Sign up to my mailing list to be the first to know about upcoming events:
https://eepurl.com/hJEcLL

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🤝 Partners

Tide
Get £50 cashback when you open a FREE business account with Tide and spend £100. Make sure to use code "SAVVYMTD" during sign-up.

If you’re self-employed, Tide can help you prepare for Making Tax Digital with simple tools to track your finances, estimate tax in real time, and keep everything organised in one place.

Sign up here: https://www.tide.co/savvymtd/

Terms & Conditions apply.

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🤝 Partners
📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use:
https://imp.i384100.net/savvywallet

Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you.

Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation.
Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode Ato speaks with Frederick Afrifa and Gordon K Williams — founders of leadership communication group and co-authors of Unmute Yourself.

They help people communicate with clarity, confidence and impact, using speaking as a powerful tool to unlock career and business opportunities.

We discuss:
- How to speak with confidence and clarity

- Why miscommunication is costing you more than you think

- Minimising nerves before you speak

- How to stop rambling and speak concisely

- The art of listening and much more!

🔗 Connect with Frederick:
Instagram: https://www.instagram.com/frederickafrifa_/

🔗 Connect with Gordon:
Instagram: https://www.instagram.com/gordonkwilliams.co/

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🗞️ Read Savvy Wallet: The Wealth Edit:
https://savvywallet.substack.com/
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🤝 Partners

Tide
Get £50 cashback when you open a FREE business account with Tide and spend £100. Make sure to use code "SAVVYMTD" during sign-up.

If you’re self-employed, Tide can help you prepare for Making Tax Digital with simple tools to track your finances, estimate tax in real time, and keep everything organised in one place.

Sign up here: https://www.tide.co/offers/savvymtd/

Terms & Conditions apply.

---

🤝 Partners
📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use:
https://imp.i384100.net/savvywallet

Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you.

Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation.
Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode Ato speaks with Kazy — a property investor and developer behind Property by Kazy, with over a decade of experience in the UK property market.

We discuss:
- Big banks buying up property & what that means for you

- Why you don't need 7 streams of income

- The glamorisation of overworking (and how to have a better work life balance)

- Is buy to let dead in 2026?

- Best property strategies for beginners and much more

🔗 Connect with Kazy:
Instagram: https://www.instagram.com/propertybykazy/

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📩 Sign up to my mailing list to be the first to know about upcoming events:
https://eepurl.com/hJEcLL

---

🤝 Partners

Tide
Get £50 cashback when you open a FREE business account with Tide and spend £100. Make sure to use code "SAVVYMTD" during sign-up.

If you’re self-employed, Tide can help you prepare for Making Tax Digital with simple tools to track your finances, estimate tax in real time, and keep everything organised in one place.

Sign up here: https://www.tide.co/offers/savvymtd/

Terms & Conditions apply.

---

🤝 Partners
📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use:
https://imp.i384100.net/savvywallet

Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you.

Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation.
Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode Ato speaks with Ruky Alabi-Oyelayo, a former banker, entrepreneur, career strategist, investor, Author and founder of RKY Careers, a fast-growing training and education platform that has helped over 10,000 professionals reposition their careers and transition into higher-paying roles.

We discuss:
- Her journey and challenges of migrating from Nigeria to the UK

- Pivoting from Accountancy to Financial Technology

- How she utilised her salary to build multiple streams of income (and how you can too)

- How she saved 70% of her salary

- Owning 10 rental properties in Nigeria

- Steps to pivot in your career and increase your salary

- Steps she took to quit her job & scale her business to 7 figures and much more

🔗 Connect with Ruky:
Instagram: https://www.instagram.com/coachruky/
Linkedin: https://www.linkedin.com/in/rukayat-alabi-21a63a75/

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📩 Sign up to my mailing list to be the first to know about upcoming events:
https://eepurl.com/hJEcLL

---

🤝 Sponsors

Tide
Get £50 cashback when you open a FREE business account with Tide and spend £100. Make sure to use code "SAVVYMTD" during sign-up.

If you’re self-employed, Tide can help you prepare for Making Tax Digital with simple tools to track your finances, estimate tax in real time, and keep everything organised in one place.

Sign up here: https://www.tide.co/offers/savvymtd/

Terms & Conditions apply.

---

🤝 Partners
📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use:
https://imp.i384100.net/savvywallet

Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you.

Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation.
Learn more about your ad choices. Visit megaphone.fm/adchoices