The Savvy Wallet Podcast

In this episode Ato speaks with Pete Matthew is a Chartered Financial Planner with more than 27 years of experience helping people build wealth, plan for retirement and make smarter financial decisions.

He’s also the creator of Meaningful Money, one of the UK’s leading personal finance platforms where through hundreds of podcast episodes and videos, he’s helped millions better understand money and long-term financial planning.

We discuss::
- What people neglect when chasing financial success

- Planning for early retirement

- Major money milestones to achieve by each age

- A retired teacher who was left £750,000. Struggling to spend the money

- The balance between working hard and enjoying your life and much more

🔗 Connect with Pete:

Youtube: https://www.youtube.com/@MeaningfulMoney

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🗞️ Read Savvy Wallet: The Wealth Edit:
https://savvywallet.substack.com/

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🤝 Sponsors

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🤝 Partners
📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use:
https://imp.i384100.net/savvywallet

Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you.

Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation.

Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode Ato speaks with Jemal King is an entrepreneur, real estate investor, and author known as the “9 to 5 Millionaire.”

A former Chicago police officer, he built a multimillion-dollar portfolio while working full-time, growing into 400+ properties and multiple seven-figure businesses. Today, he teaches people how to turn income into assets and long-term wealth.

We discuss:
- How Jemal became a 9 to 5 millionaire. From $35,000 salary to millionaire

- The 7 streams of income for building wealth

- Growing up in south side Chicago

- Building a skyscraper in Chicago

- The 5 pillars that have shaped Jemal's life and much more

🔗 Connect with Jemal:
Instagram: https://www.instagram.com/9to5millionaire/
Youtube: https://www.youtube.com/@9to5MillionaireNetwork

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🗞️ Read Savvy Wallet: The Wealth Edit:
https://savvywallet.substack.com/

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🤝 Partners

Xero - All-in-one accounting software for small businesses. Get 90% off for 6 months: https://xero.com/savvywallet

Terms & Conditions apply.

---

🤝 Partners
📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use:
https://imp.i384100.net/savvywallet

Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you.

Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation.
Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode Ato speaks with Julianah Owusu, a Property Investor & Developer and Founder of RefurbMate.

We discuss:
- What people are misunderstanding about property in 2026

- How to use AI to buy and invest in property

- Property opportunities outside of London

- Investing in property in the healthcare industry and much more

🔗 Connect with Julianah:
Youtube: https://www.youtube.com/@PropertyByJewels
Instagram: https://www.instagram.com/propertybyjewels/
Linkedin: https://www.linkedin.com/in/julianah-owusu-195a9812/

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🗞️ Read Savvy Wallet: The Wealth Edit:
https://savvywallet.substack.com/

---

🤝 Partners

Xero - All-in-one accounting software for small businesses. Get 90% off for 6 months: https://xero.com/savvywallet

Terms & Conditions apply.

---

🤝 Partners
📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use:
https://imp.i384100.net/savvywallet

Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you.

Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation.
Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode Ato speaks with Bola Sokunbi, bestselling author, certified financial education instructor, and founder of Clever Girl Finance, one of the leading personal finance platforms helping women build wealth and financial independence.

She has written six books, including Clever Girl Millionaire, and is widely known for making money advice practical, relatable, and empowering.

We discuss:

- Sacrifices Bola's parents made that changed her life

- How her parents starting again built her resilience

- Sacrifices of saving $100k on a $54,000 salary

- 4 pillars of building wealth

- How to spot "fake wealth" & side hustle scams

- Women are more educated but not building more wealth

- 3 financial moves to make today and much more

🔗 Connect with Bola:

Youtube: https://www.youtube.com/@Clevergirlfinance

Instagram: https://www.instagram.com/clevergirlfinance/Instagram

Personal: https://www.instagram.com/bolasokunbi/

Linkedin: https://www.linkedin.com/in/bola-sokunbi/

Grab Bola's latest book:
Clever Girl Millionaire - https://amzn.to/4tIWef7

---

🗞️ Read Savvy Wallet: The Wealth Edit:
https://savvywallet.substack.com/

---

🤝 Partners

Xero - All-in-one accounting software for small businesses. Get 90% off for 6 months: https://xero.com/savvywallet

Terms & Conditions apply.

---

🤝 Partners
📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use:
https://imp.i384100.net/savvywallet

Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you.

Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation.
Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode Ato speaks with Ryan Kingsley a chartered financial adviser who supports high-earning professionals, entrepreneurs and international clients in structuring their wealth, pensions and long-term financial plans.

We discuss:
- From surviving being stabbed to becoming a financial advisor

- Client earning £500,000 salary with no savings & spending £40k on holiday

- How the wealthy think about, save and invest their money

- Ideal order to build wealth

- Investing opportunities for higher earners

- How to buy commercial property within your pension and much more

🔗 Connect with Ryan:
Youtube: https://www.youtube.com/@Consultkingsley
Instagram: https://www.instagram.com/consultkingsley/
Linkedin: https://www.linkedin.com/in/ryan-kingsley-advdipfa-cemap-certltcp-alfbf-6547666a/

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🤝 Partners

Xero - All-in-one accounting software for small businesses. Get 90% off for 6 months: https://xero.com/savvywallet

Terms & Conditions apply.

---

🤝 Partners
📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use:
https://imp.i384100.net/savvywallet

Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you.

Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation.
Learn more about your ad choices. Visit megaphone.fm/adchoices