True Wealth: the NEW money & business podcast

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If you've built wealth, your threat profile has already changed. Here's what to do about it.

In this episode, True Wealth hosts Anthony Ng Monica and Fintan Costello sit down with Philip Grindell, former Scotland Yard detective, British intelligence secondee, and founder of Defuse Global. Philip has spent decades protecting politicians, royalty, celebrities and ultra-high-net-worth families from serious threats.

Most successful people think security means bodyguards, CCTV and armoured cars. Philip argues that's completely wrong. The real risks often come from the data you unknowingly leave behind, the information your family shares online, and the predictable patterns that make you vulnerable.

Along the way, Philip reveals how criminals identify wealthy targets, why deleting social media may actually make you less safe, the simple systems every founder should implement immediately, and the behavioural indicators that separate genuine threats from online noise.

You'll learn:

- Why successful founders become attractive targets
- The biggest security mistake wealthy people make
- Why deleting social media could increase your risk
- How criminals build detailed profiles of high-net-worth individuals
- The simple AI protection system every family office needs
- How to tell the difference between a real threat and an internet troll
- The exact process Philip uses to assess personal risk

About Philip Grindell:
Philip Grindell is a former senior detective with London's Metropolitan Police and a former British intelligence secondee. Following the assassination of MP Jo Cox, he established and led the UK Parliament's specialist threat assessment team. Today, he is Founder and CEO of Defuse Global, advising royalty, celebrities and ultra-high-net-worth families on personal security and behavioural threat management.

Philip’s Security & Threat Management Firm: https://www.defuseglobal.com
Philip’s book Personal Threat Management: The practitioner's guide to keeping clients safer: https://www.amazon.co.uk/Personal-Threat-Management-practitioners-keeping/dp/1788606531

Follow True Wealth:

- Instagram: @truewealthshow
- TikTok: @truewealthshow
- Anthony on LinkedIn: https://uk.linkedin.com/in/anthonyngmonica
- Fintan on LinkedIn: https://nl.linkedin.com/in/fintancostello
- True Wealth website: https://truewealthshow.com/

Book a direct call at Daily Body Coach with Anthony: https://www.dailybodycoach.com/

00:00 — Why success makes you a target04:54 — Why crypto millionaires are being kidnapped09:39 — The biggest security mistake wealthy people make14:48 — Should wealthy people delete social media?20:17 — We found Fintan’s private information online24:02 — Why your phone is more valuable than your wallet27:50 — How AI is changing scams forever31:07 — Why CCTV won’t protect your home34:20 — How to tell if a threat is real36:19 — The 8 warning signs you’re being targeted37:13 — The difference between a “howler” and a “hunter”44:40 — What to do if you think you’re a target48:05 — The difference between threat and risk56:55 — The #1 security rule: trust your intuition

#personalsecurity #truewealth #philipgrindell

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Your family business has survived your lifetime. But will it survive the next three generations?

In this episode, True Wealth hosts Anthony Ng Monica and Fintan Costello sit down with Alexander Hoare, partner at C. Hoare & Co. — Britain's oldest private bank, founded in 1692 and still run by the same family over 350 years later.

Most successful founders build wealth to pass on. But Alexander has spent decades watching wealthy families destroy what took generations to build — through entitlement, overcomplication, and a failure to think beyond their own lifetime. His family has navigated every economic crisis, political upheaval, and generational transition since the reign of King William III. The lessons are hard-won and rarely shared outside the walls of private banking.

Along the way, Alexander reveals why deliberately staying small has been C. Hoare & Co.'s greatest competitive advantage, what the seventh generation got catastrophically wrong, how to raise children who understand stewardship rather than entitlement, and what every founder should do the moment serious money lands in their account.

You'll learn:

- Why most family wealth is gone by the third generation — and the systems that prevent it
- The counterintuitive case for staying small and simple over scaling
- What the seventh generation destroyed — and the disciplines put in place afterwards
- How to raise children who treat wealth as a responsibility not a right
- What to do immediately after a major liquidity event
- Why most wealthy people leave writing a will dangerously late
- The one value Alexander believes must survive the next 300 years

About Alexander Hoare:
Alexander Hoare is a partner at C. Hoare & Co., Britain's oldest private bank, which has been continuously operated by the Hoare family since its founding in 1692. He is the author of The Impact Banker and has spent over 40 years at the bank overseeing its cultural principles, charitable strategy, and long-term vision for generational continuity.

Alexander's book The Impact Banker: https://www.amazon.co.uk

Alexander on LinkedIn: https://www.linkedin.com/in/alexanderhoare

Follow True Wealth:

- Instagram: @truewealthshow
- TikTok: @truewealthshow
- Anthony on LinkedIn: https://uk.linkedin.com/in/anthonyngmonica
- Fintan on LinkedIn: https://nl.linkedin.com/in/fintancostello
- True Wealth website: https://truewealthshow.com/

00:00 — How one family kept its wealth for 350 years
01:24 — The secret to building a 350-year family business
04:22 — How one generation nearly destroyed the family wealth
06:13 — How to raise children around serious wealth
08:54 — Why wealthy children still need ordinary jobs
13:23 — The rules that protect a family business for generations
15:55 — Why staying small can make your business stronger
18:11 — How to build a business that lasts 300 years
26:06 — Why they refuse some of the world’s richest clients
34:22 — How much money is enough?
36:28 — What should you actually do with your wealth?
38:24 — What to do immediately after a major exit
42:32 — How much money should you leave your children?
48:46 — What to do with your money after an exit
55:39 — The inheritance mistake wealthy families keep making
1:01:28 — How to build a legacy that outlives you

Book a direct call at Daily Body Coach with Anthony: https://www.dailybodycoach.com/

#generationalwealth #familybusiness #truewealth

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Sold your business and thinking about building again? Your second company could be more dangerous than your first.

In this episode, True Wealth hosts Anthony Ng Monica and Fintan Costello sit down with Anastasia Koroleva, an entrepreneur who achieved a nine-figure exit and has spent more than a decade studying what happens to founders after financial success.

Anastasia explains why experienced founders can still struggle the second time around, including the founder who poured more than $100 million into a business they knew they should have left years earlier. She also reveals why making life too easy after an exit can backfire, how your decision-making changes after selling, and the three founder archetypes that can help you work out what to build next.

You’ll learn:

- The fastest way exited founders can lose their wealth
- Why your second business may be harder than your first
- The $100M mistake successful founders can make after an exit
- The 3 founder types: Artist, Architect and Allocator
- Why founders often make their worst decisions after selling
- How to choose work that still motivates you after financial freedom
- Anastasia’s unconventional approach to raising ambitious children around wealth

About Anastasia Koroleva:

Anastasia Koroleva is an entrepreneur and exited founder who achieved a nine-figure exit early in her life. After her own second business failed, she spent more than a decade studying successful founders and the psychology of life after an exit, helping entrepreneurs understand what to build, how to make better decisions and how to find fulfilment once money is no longer the main goal.

Follow Anastasia:

- Instagram: @exitparadox
- YouTube: https://www.youtube.com/@ExitParadoxPodcast
- LinkedIn: https://www.linkedin.com/in/anastasiakoroleva

Follow True Wealth:

- Instagram: @truewealthshow
- TikTok: @truewealthshow
- Anthony on LinkedIn: https://uk.linkedin.com/in/anthonyngmonica
- Fintan on LinkedIn: https://nl.linkedin.com/in/fintancostello
- True Wealth website: https://truewealthshow.com/

00:00 — Why successful founders fail the second time
02:20 — The second-time founder trap
05:50 — The fastest way to lose your exit wealth
10:42 — Why the “easy” second business often fails
16:09 — How to choose what to build next
18:35 — The 3 founder types: Artist, Architect and Allocator
23:00 — What Elon Musk, Steve Jobs and Peter Thiel do differently
30:07 — Why successful founders still need hard problems
32:07 — The post-exit path to apathy
40:17 — How to make better high-stakes decisions
41:18 — Why founders make bad decisions after an exit
48:17 — How much of success is actually luck?
59:05 — How to raise ambitious children after wealth
1:10:50 — Her son became financially independent at 15

Book a direct call at Daily Body Coach with Anthony: https://www.dailybodycoach.com/

#truewealth #exitedfounders #entrepreneurship

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Subscribe to Charlie's Substack: http://charliepgarcia.substack.com/

What's the biggest mistake successful people make after getting rich?

In this episode, True Wealth hosts Anthony Ng Monica and Fintan Costello sit down with Charlie Garcia, founder of R360, one of the world's most exclusive communities for ultra-high-net-worth individuals.

Charlie built Sterling Financial across eight countries, advised multiple U.S. presidents, and has spent years studying how some of the world's most successful people think about wealth, purpose, family and legacy. This conversation explores what happens after financial success, and why money is often the easiest problem to solve.

From investing mistakes and family dynamics to identity, fulfilment and life purpose, Charlie shares lessons gathered from decades spent around exceptional entrepreneurs, investors and wealth creators.

About Charlie Garcia:
Charlie Garcia is the founder of R360, a private community for ultra-high-net-worth wealth creators and families. He previously built Sterling Financial across eight countries, advised multiple U.S. presidents, and has spent decades studying leadership, wealth creation and human performance.

Follow Charlie:
- Website: https://r360global.com
- LinkedIn: Charlie Garcia
- Instagram: @charliespgarcia
- Fortunate Fishes podcast: https://www.youtube.com/@FortunateFISHES/videos

Follow True Wealth:
- Instagram: @truewealthshow
- TikTok: @truewealthshow
- Anthony on LinkedIn: https://uk.linkedin.com/in/anthonyngmonica
- Fintan on LinkedIn: https://nl.linkedin.com/in/fintancostello
- True Wealth website: https://truewealthshow.com/

Book a direct call at Daily Body Coach with Anthony: https://www.dailybodycoach.com/

0:00 — Money is Energy: The Psychology of Wealth
2:00 — Building Generational Wealth & Legacy (The R360 Mission)
4:15 — The Hidden Struggles of Ultra-Wealthy Families6:30 — The FISHES Framework: 6 Forms of Capital Beyond Money
9:00 — Communication Breakdown: From Corporate Executive to Real Father
11:30 — Teaching Resilience Through Spectacular Failure
14:00 — Learning From Sara Blakely: The Failure Framework
16:30 — R360 Community: Why 73 Families (Including 9 Billionaires) Got Rejected
18:15 — Post-Exit Crisis: What Wealthy Founders Do After Selling
20:00 — Charitable Giving Strategy: $100M Foundation Loophole Explained
22:00 — Contrarian Value Investing: Focus on Yield, Not Growth
24:00 — The CNQ Oil & Gas Play: 18% Dividend in a Crisis
26:30 — Warren Buffett's Coca-Cola Strategy: 39 Years of Dividends
28:00 — Why Bitcoin Could Hit $15M in 20 Years
30:15 — The Trust Fund Trap: How to Structure Inherited Wealth
31:30 — Diversification is a Scam: Concentrated Portfolio Strategy
33:30 — Trading vs Investing: The $120M Stock Competition Lesson
35:30 — When Wealth Creators Lose Half Their Fortune
37:00 — Finding a Wealth Manager: The 10-Year Portfolio Test
39:00 — The Berkshire Hathaway + 3 ETF Genius Portfolio
40:30 — Value Investing Masterclass: The Rolls-Royce Turnaround
42:30 — Ranking the 6 Forms of Capital: What Actually Matters
44:30 — The R360 Accountability System: How Ultra-Wealthy Families Connect
46:30 — When Should You Teach Kids About Money? (Age 5 Blueprint)
50:00 — The $100 Gift Experiment: Teaching Kids Philanthropy
52:30 — Building Family Foundations: Competing to Give Back
54:15 — Work Ethic vs Entrepreneurial Gene: The 10% Rule
56:30 — Parenting Philosophy: Only Questions, Never Lectures
58:00 — Where to Find Charlie Garcia & Resources

#charliegarcia #wealth #truewealth

How can you be the best CEO across every phase of your company?Get Jason's full founder operating system in our free newsletter: https://truewealthshow.com/download-guide/In this episode, True Wealth hosts Anthony Ng Monica and Fintan Costello sit down with Jason Cohen, founder of SmartBear and WP Engine, two companies that went on to become unicorns.But this conversation isn't really about building billion-dollar businesses. It's about how to be the best leader possible at every stage of a business’s growth.From how to make the best decisions, to building a company culture that matters, Jason shares his entire CEO mindset and strategy.He also confesses why stepping down as CEO of WP Engine was one of the best decisions he ever made, what most founders misunderstand about growth, and how to avoid wasting years on the wrong problems.You'll learn:- Why Jason stepped down as CEO of WP Engine- The 3 traps that lead founders into burnout- How to know if you're working on the right thing- Jason's framework for building high-performing teams- A simple hiring technique that reveals cultural fit- How to make better decisions under uncertainty- Why founder ego can become your biggest liabilityAbout Jason Cohen:Jason Cohen is the founder of SmartBear and WP Engine, two software companies that grew into unicorn businesses. He is also the author of A Smart Bear, where he has spent nearly two decades writing about startups, decision-making, leadership and entrepreneurship.Follow Jason:- Website: https://longform.asmartbear.com- X: https://x.com/asmartbear- A Smart Bear: https://longform.asmartbear.comFollow True Wealth:- Instagram: @truewealthshow- TikTok: @truewealthshow- Anthony on LinkedIn: https://uk.linkedin.com/in/anthonyngmonica- Fintan on LinkedIn: https://nl.linkedin.com/in/fintancostello- True Wealth website: —-link—-Book a direct call at Daily Body Coach with Anthony: https://www.dailybodycoach.com/00:00 He built two billion-dollar companies – here's how01:11 Your team works on the wrong thing – here's why02:16 The decision that changed everything at 80 people03:02 When you have a choice between money and time04:24 Why WP Engine could become multi-billion dollar05:46 Raising money isn't about growth – it's about freedom06:52 The fundraising strategy nobody talks about08:31 How to screen investors so they don't replace you10:44 Hiring for culture – the reference check technique12:41 The question that reveals who someone really is15:03 Testing for ownership in interviews17:46 The trap every talented founder falls into19:45 Why you burn out doing what you love21:39 The joy-need trap that destroys founders22:34 Burnout isn't weakness – it's a decision you made24:48 How to stop destroying yourself26:54 Bascamp's strategic choice most founders miss27:27 The CTO move that saved his life27:48 "I hate managing people" – and why that matters28:14 Company size changes everything – the rule of 3s32:00 Why difficult conversations get harder at scale33:32 The technique that makes hard conversations easier35:30 What they don't tell you about post-exit life38:09 Money solves money problems – nothing else39:00 The psychology of wealthy founders42:10 What billionaires actually spend money on44:33 The mistake founders make with wealth47:50 The 30-day ritual that changes how you see51:55 "Two big things but not three" – the real constraint53:42 Your company is your baby – brain scans prove it55:01 22 out of 23 founders experience this after exit56:50 What happens to founders who can't find the next thing59:53 SmartBear taught him about burnout – the hard way1:00:15 Culture is strategy – not soft stuff1:01:17 What he learned from each exit1:06:40 Find your unique intersection – that's your advantage1:08:26 Building a book system instead of a business1:14:21 The irrelevance clock starts ticking#wpengine #entrepreneurship #truewealth