The Paul Morris Podcast

Right now, there are sellers out there whose mortgage is 3%. And in some cases, a buyer can take over that exact loan. This is a game-changer in today's market where rates are soaring. Imagine saving $1,550 a month on a $700,000 loan just by assuming a lower mortgage rate! In this Ask Me Anything episode of the Paul Morris Podcast, Paul dives deep into how you can navigate the complexities of assumable loans, builder rate deals, and more popular questions from viewers like you. Plus, he’ll share insights on the current state of the market, including the latest job reports and how they impact real estate. Whether you're a seasoned investor or a first-time buyer, understanding these nuances can set you up for success. Tune in for straight answers, no hype, and the knowledge you need to make informed decisions in this ever-changing market.

*Connect with Paul*

YouTube: https://www.youtube.com/@paulmorrispodcast

Instagram: https://www.instagram.com/paulmarkmorris/

TikTok: https://www.tiktok.com/@itspaulmarkmorris

Facebook: https://www.facebook.com/paulmarkmorris

*Presented by Entrepreneur Media & Money News Network*

Entrepreneur Media: https://www.entrepreneur.com/podcasts

Money News Network: https://www.moneynewsnetwork.com

Timestamps

00:00:00 - Today’s Housing Market and What Buyers Can Do

00:03:08 - How Weak Job Growth Could Affect Mortgage Rates

00:07:37 - Taking Over a Seller’s 3% Assumable Mortgage

00:12:28 - The Truth About Builders’ Discounted Mortgage Rates

00:20:43 - Using Home Equity to Buy a Rental

00:24:57 - House Hacking Your Way Into Real Estate

00:29:21 - Finding Homes With Assumable Mortgages

00:30:57 - Closing Thoughts and Investment Disclaimer
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In this Ask Me Anything episode of the Paul Morris Podcast, Paul Mark Morris explains how homeowners can rent out their primary home for up to 14 days per year with zero federal income tax on the rent under Section 280A (“Augusta Rule”), and how going to 15 days removes the exclusion and changes the strategy. He shares cautions about local short-term rental rules, HOAs, insurance, and documentation, including a business-owner approach where a company may deduct reasonable rent for legitimate meetings held at the home. Morris also breaks down the “100% write-off” via cost segregation and bonus depreciation, what income it can offset, passive-loss limits, and recapture and state conformity issues. He then answers investor questions on LLC pros/cons and costs, whether to buy now or wait for rates, real estate’s outlook for 2026, investing out of state, and ADU vs. another property.

*Connect with Paul*
Instagram: https://www.instagram.com/paulmarkmorris/
TikTok: https://www.tiktok.com/@itspaulmarkmorris
YouTube: https://www.youtube.com/@paulmorrispodcast
Facebook: https://www.facebook.com/paulmarkmorris

*Presented by Entrepreneur Media & Money News Network*
Entrepreneur Media: https://www.entrepreneur.com/podcasts
Money News Network: https://www.moneynewsnetwork.com

Timestamps
00:00:00 Tax Free Side Hustle
00:00:53 Market Snapshot Today
00:01:12 Important Disclaimer
00:03:10 14 Day Rental Rule
00:06:05 Business Meeting Rent
00:08:05 Bonus Depreciation 100%
00:12:28 LLC Pros and Cons
00:17:07 Buy Now or Wait
00:19:09 Real Estate in 2026
00:22:59 Where to Invest
00:24:32 ADU Versus Rental
00:26:54 Final Disclaimer Wrap
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The Federal Reserve didn't blink; should you? In this episode, Paul Mark Morris dives deep into the latest Fed meeting and what it means for you as an investor. With mortgage rates hitting a one-year high of 6.66% and the Fed holding rates steady, uncertainty looms large. But don't worry! Paul is here to help you navigate these turbulent waters. He’ll share the three critical numbers you need to know, his insights on where to find certainty amidst the Fed's indecision, and three key decisions you should make in the next 90 days. Remember, it’s not just about the price; it’s about the deal you can negotiate. Tune in to gain the knowledge you need to make informed decisions and secure your financial future.

Connect with Paul

Instagram: https://www.instagram.com/paulmarkmorris/

TikTok: https://www.tiktok.com/@itspaulmarkmorris

YouTube: https://www.youtube.com/@paulmorrispodcast

Facebook: https://www.facebook.com/paulmarkmorris

Timestamps

00:00:00 - Introduction: The Fed Didn't Blink

00:01:10 - Segment 1: Three Numbers You Can't Afford to Miss

00:02:52 - What the Fed Said and the Dates That Matter

00:04:33 - Segment 2: War, Oil Prices, and Mortgage Rates

00:05:46 - Segment 3: Creating Certainty Through Better Deals

00:07:33 - Segment 4: Reality-Checking Predictions of a Crash

00:10:00 - Segment 5: Your Next 90 Days: 3 Decisions to Examine

00:14:01 - Disclaimer and Closing
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Paul Mark Morris is here with the numbers you can't afford to miss. In this episode, he explains why the market is frozen and what it will take to get it moving in your direction. Looking ahead, he unpacks the potential impacts of the upcoming Fed meeting and shares his mindset on making new deals in an uncertain interest rate environment. While he's got the top-level real estate news, only you can learn your local market and Paul will teach you what questions to ask and where to get the information you need to make informed decisions no matter where you live.

Connect with Paul

Instagram: https://www.instagram.com/paulmarkmorris/

TikTok: https://www.tiktok.com/@itspaulmarkmorris

YouTube: https://www.youtube.com/@paulmorrispodcast

Facebook: https://www.facebook.com/paulmarkmorris

Timestamps

00:02:20 The Numbers You Can't Afford to Miss

00:04:14 Record Prices and Buyers Are Walking

00:09:35 War, Oil, and Your Mortgage Rate

00:17:24 Real Estate Is Local

00:21:01 Paul's Strategy for Learning Your Market

00:26:06 Guru Watch
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Paul Morris and Josh Spitzen interview real estate entrepreneur Daryl Owen, who describes being inspired at 14 to buy investment property, then purchasing his first rental at 19 while working at Papa John’s, struggling to rent it, and selling it two years later for a modest gain that pushed him into getting his real estate license. He shares lessons from buying an expensive personal home before 2008, losing money, and rebuilding by living below his means, then getting hooked on flipping after a first profitable deal and doing hundreds more. Daryl discusses mistakes (including permit issues), choosing between selling “home runs” and holding, using strategies like 1031 exchanges and cost segregation, and his current portfolio (~$10M holdings, ~$4.2K/month net cash flow). He emphasizes sourcing off-market deals via high-volume outreach, deciding quickly, and advising investors to stop waiting for perfection, buy decent deals, and hold long term, with future focus on multifamily value-add and ADUs.

*Daryl Owen*
Instagram: https://www.instagram.com/darylrowen/
Website: https://www.zillow.com/profile/Daryl%20Owen

*Josh Spitzen*
Instagram: https://www.instagram.com/spitzenjosh/
Website: https://forwardone.com/agents/josh-spitzen/

*Connect with Paul*
Instagram: https://www.instagram.com/paulmarkmorris/
TikTok: https://www.tiktok.com/@itspaulmarkmorris
YouTube: https://www.youtube.com/@paulmorrispodcast
Facebook: https://www.facebook.com/paulmarkmorris

*Presented by Entrepreneur Media & Money News Network*
Entrepreneur Media: https://www.entrepreneur.com/podcasts
Money News Network: https://www.moneynewsnetwork.com

Timestamps
00:00:00 Podcast Welcome
00:00:39 Real Estate Spark
00:01:58 First Rental Lessons
00:04:17 Get In The Game
00:05:28 Ego And Lifestyle Trap
00:06:18 Rebuilding After 2008
00:08:02 First Flip Breakthrough
00:09:48 Scaling Holds And Mistakes
00:11:31 Big Exits And Regrets
00:15:08 Deal Sourcing Playbook
00:17:43 Buy Now Hold Forever
00:19:14 Fourplex Deal Regrets
00:20:31 Renovation And Big Offer
00:22:01 Healthy Profit And 1031
00:23:16 Value Add Cap Rate Math
00:25:15 Rebuilding After Divorce
00:26:35 Multifamily And ADU Strategy
00:29:51 Income To Assets Mindset
00:31:35 Entry Level Rental Moat
00:36:20 Buy Buckets And Flips
00:37:38 Deal Sourcing With Team
00:38:53 Get In The Game Advice
00:39:25 Top Of The List Rules
00:40:57 Long Beach 24 Unit Close
00:41:42 Final Thanks And Wrap
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