Bread & Butter

• Does Money Change You, How Much Is Enough? | Bread & Butter Podcast - Ep 91

  Money changes your lifestyle. The question is whether it changes who you are. Tayo and Eman sit in Dubai and take this apart with simple, honest reflections. They look at the link between higher earnings and rising confidence. They speak on how easy it is to attach your self worth to your income. Faith sits at the centre of their answer. Faith keeps you steady when your income rises and when it drops. It gives you a view of yourself that money cannot give or take away. They explore the tension between saving for the future and spending for memories. You hear why choosing one “vice” protects your financial plan. You also hear how life events shift the way you see money. Eman explains why losing his dad pushed him to invest in moments with his family instead of hoarding every pound. They address how money changes relationships. More money shifts your time, your habits and your friendship circles. It affects dating and marriage. They warn against leading with money, because you start a relationship on the wrong terms. If you create a lifestyle from day one, the bond weakens the moment money slows down. They speak on the pressure men feel to link identity to income. That pressure harms mental health. It creates highs that feel addictive and lows that feel shameful. Faith and self knowledge give you a base that money cannot shake. They end with the responsibility to teach children respect, values and a healthy view of money. Wealth without character leads nowhere. If you feel guilty for spending, scared of losing money, or pressured to appear wealthy, this conversation helps you slow down, think clearly and build a healthier relationship with money. Learn more about your ad choices. Visit podcastchoices.com/adchoices

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• No Visa, No Job: The Truth About Work Ethic In Dubai | Bread & Butter Podcast - Ep 90

  From fleeing war in Angola to running one of the last Portuguese restaurants standing in Camden, to launching a cloud kitchen and Airbnbs while raising a son in Dubai. Denise Cabral walks through the grit behind her “overnight success”. She shares how her parents built from nothing in Portugal and London, why community kept their family restaurant alive, and what it took to relaunch the brand in Dubai after a deal on her UK house fell through. Tayo and Eman dig into: • The story behind Otinos, from “Little Portugal” in Camden to Dubai • Parents fleeing war, not speaking English, and still building a legacy • How community kept the restaurant alive when others closed • The reality of restaurant life, old tills, cash runs and stock going off • Why she chose a cloud kitchen first, then plans for a full restaurant • Moving to Dubai as a single mum and starting again without the money she expected • Using Airbnb in Portugal to fund the Dubai move • Work ethic in Dubai vs UK, visas, and why people move differently when there is a deadline • Staff, interviews, “hire slow, fire fast” and finding people who buy into the vision • Delayed gratification, raising a humble son in a flashy city, and aiming for 30 million in five years If you are thinking about moving abroad, opening a food business or juggling motherhood and entrepreneurship, this one speaks straight to you. Subscribe, share, and join the Patreon for ad-free episodes, early drops, and live sessions with Tayo & Eman. 🎧 Tap in now, and don’t forget to Like, Share & Subscribe! The Bread and Butter by Emmanuel Asuquo & Tayo Oguntonade is not your typical finance or business podcast, it explores real-life stories of how money plays a part in our day-to-day life - with no boundaries, no secrets and no censorship. In each episode we invite you to be a fly in the room when we discuss money taboos, key financial advice and some of the hottest money topics online, often with well-known guests from influencers, athletes to musicians. Together we discuss money in a super relatable way, talk about the impacts it's had on their journey and the role it plays today. Topics will revolve around how money plays a part in parenting, living and working abroad, entrepreneurship and content creation & more! Learn more about your ad choices. Visit podcastchoices.com/adchoices

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• The Business Of Black Maternal Health | Bread & Butter Podcast - Ep 89 FT. Sandra Igwe

  Tayo and Eman sit down with Sandra Igwe, founder and CEO of The Motherhood Group and Black Mums App, for a raw conversation on black motherhood, the NHS, and building a serious social impact business from pain and purpose. Sandra shares how a traumatic birth, a legal fight with her local trust, and years in law and social enterprise pushed her to build The Motherhood Group. Today her organisation supports thousands of black mums through antenatal and postnatal support, conferences, training, research, and tech, while working with NHS trusts, law firms, and policymakers. They talk about why black families do not trust institutions, why fear is often a more honest word than trust, and how Sandra became a bridge between the community and services. She breaks down how she went from a WhatsApp group and a “ugly” first flyer to a seven figure organisation, why she says yes then works it out, and why people doing purpose-led work must charge and build structure. If you care about black maternal health, social impact, money with meaning, or you want to turn your own story into something bigger, this one is for you. 🎧 Tap in now, and don’t forget to Like, Share & Subscribe! The Bread and Butter by Emmanuel Asuquo & Tayo Oguntonade is not your typical finance or business podcast, it explores real-life stories of how money plays a part in our day-to-day life - with no boundaries, no secrets and no censorship. In each episode we invite you to be a fly in the room when we discuss money taboos, key financial advice and some of the hottest money topics online, often with well-known guests from influencers, athletes to musicians. Together we discuss money in a super relatable way, talk about the impacts it's had on their journey and the role it plays today. Topics will revolve around how money plays a part in parenting, living and working abroad, entrepreneurship and content creation & more! Learn more about your ad choices. Visit podcastchoices.com/adchoices

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• Taxed from Every Angle: Property, Exit Fees and 20mph Zones | Bread & Butter Podcast - Ep 88

  Tayo and Eman sit in Dubai and look at the UK through fresh eyes. The contrast starts the moment they land. A suite in Business Bay costs less than a budget hotel back home. Service feels intentional. Staff take pride in their work. People move with purpose. You see progress in real time and you feel valued for being there. The conversation shifts to the UK and the coming Autumn Budget. The pressure on everyday people shows in every policy. Cuts to dividend allowances change how business owners take income. Talk of an exit tax pushes high earners to think twice about staying in the country. Stamp duty reform signals a move from one-off payments to ongoing charges. ISA limits stay frozen while house prices move beyond the bands set years ago. These decisions shape how families save, invest and plan their future. Housing sits at the centre. Landlords have been squeezed for years. Many now pay out of their own pocket to keep properties running. When they sell, the homes rarely go to first-time buyers. Supply drops. Rents rise. Tenants face more pressure. Buyers feel blocked by limits that no longer reflect real property prices. A system designed to help people onto the ladder now leaves many locked out. The boys look at the wider issue of value. Tax is not the problem. People accept tax when they see improvement in services, infrastructure and daily life. In the UK, roads crumble while charges increase. Speed limits fall. Fines multiply. Public services strain. The return feels weak compared with the cost. Dubai offers a direct comparison. The place is not cheap. You spend money. Yet you see what you pay for. Clean streets. Fast service. Order. Safety. Efficiency. People feeling proud of the work they do. That difference shapes how motivated you feel to grow, earn and build. The episode closes on a personal moment. A quiet flight, a song in the headphones and a memory of Eman’s dad breaks the noise. Grief hits without warning. Pride follows. He sees himself living a dream his dad held for the family. That mix of loss and legacy sets the tone for a reflective end to the discussion. This episode speaks to anyone who saves, invests, owns a business, drives or raises a family in the UK. The decisions made in the next budget will touch every part of daily life. Tayo and Eman break the issues down with clarity, honesty and real experience from both sides of the world. Learn more about your ad choices. Visit podcastchoices.com/adchoices

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• Scale the Business, Not the Bills| Bread & Butter Podcast - Ep 87

  Most people ask “When do I finally enjoy?” We argue you can enjoy now, without wrecking the plan. In this episode we break down seasons of graft (9–12 months), the difference between a one-off treat and an ongoing liability, and why the richer you get, the stricter your guardrails must become. From upgrading a flight as a one-off to saying no to the shiny monthly E-Class payment, we show you how to design enjoyment that doesn’t sabotage momentum. We also get real about delegation (quality dips before it compounds), compliance and insurance as you scale, and building a life where your income fits your lifestyle goals,  not the other way around. You’ll hear how we manage family-first spending (birthdays planned in advance, school shop days, cinema mornings), why we love time-zone arbitrage (Dubai mornings + UK clients = head start), and how we “industrialise” good habits (home gym, early barbers, calendar blocks). We talk practical finance too: fund the car/holiday from a new income stream, not your main pot; if a car is ~£400/mth, build £100/week first. Plus: values-led money moves (BYD vs Benz, selling Tesla shares), and the mindset shift that keeps your lifestyle from creeping while the business grows. Highlights One-off vs monthly: enjoy in bursts, not bills Seasons of graft: give it 9–12 months of focused work Compliance mindset: more profit = tighter guardrails Delegation & scale: accept the dip to earn the compounding Lifestyle by design: earn in pounds, live where suits you Family-first enjoyment: memories that compound The seeds → crops framework: plant income, spend harvest Subscribe, share, and join the Patreon for ad-free episodes, early drops, and live sessions with Tayo & Eman. 🎧 Tap in now, and don’t forget to Like, Share & Subscribe! The Bread and Butter by Emmanuel Asuquo & Tayo Oguntonade is not your typical finance or business podcast, it explores real-life stories of how money plays a part in our day-to-day life - with no boundaries, no secrets and no censorship. In each episode we invite you to be a fly in the room when we discuss money taboos, key financial advice and some of the hottest money topics online, often with well-known guests from influencers, athletes to musicians. Together we discuss money in a super relatable way, talk about the impacts it's had on their journey and the role it plays today. Topics will revolve around how money plays a part in parenting, living and working abroad, entrepreneurship and content creation & more! Learn more about your ad choices. Visit podcastchoices.com/adchoices

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