It was a big week for carers as the Government announced an independent review into Carer's Allowance overpayments after families were told to pay back thousands of pounds, often pushing them into debt.The review will look at what happened, but in the meantime the Department for Work and Pensions has told Money Box it will continue to collect almost quarter of a billion pounds it says it's owed from more than a hundred thousand carers. We hear from Karina who cares for her 22-year-old daughter and ended up in £11,000 worth of debt. The DWP said it is committed to working with anyone struggling with repayment terms.A major investment firm has said it will review its Child Trust Fund accounts after Money Box revealed one young man's £250 investment had all but disappeared when he claimed it at 18 due to high administration charges.In the run up to the Chancellor's budget we look at fuel duty and whether the 5p cut could be scrapped.
And beware the thieves pretending to offer a solution to lost Winter Fuel Payments. Presenter: Paul Lewis
Reporters: Dan Whitworth and Emma Smith
Researcher: Jo Krasner
Editor: Sarah Rogers
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24:40
Money Box Live: Missing Out on Financial Support?
Each year it’s estimated that £23 billion worth of help and support – from housing benefits to pension credit – goes unclaimed according to Policy in Practice. We look at the kind of help that is available, and hear from listeners on their experiences trying to claim the benefits they’re entitled to, as well as who might be able to get money off their childcare or broadband bills.Presenter Felicity Hannah is joined by a panel of experts who answer your questions on how to make the best of the available support: Rachael Walker, research and policy director at Policy In Practice; Sam Hubbard, Head of Core Services at Citizens Advice in Staffordshire North and Stoke On Trent and David Samson, a benefits expert at Turn2Us.And we hear from a range of people with their own experiences of trying to secure benefits – sometimes during life-changing moments. Gary from Lincolnshire tells us how he had to become a carer for his poorly wife. But during a difficult journey to obtain benefits, it was only by chance that he discovered certain types of support he was entitled to. Meanwhile, Esther from London tells us how she wasn’t aware she could be entitled to a carer’s allowance for her children – two of whom have complex needs . Presenter: Felicity Hannah
Producer: Craig Henderson
Editor: Sarah Rogers(This episode was first broadcast on Wednesday 16th October 2024).
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28:41
Pension Credit and Renters Insurance
The Government is writing to 120,000 people aged 66 or more encouraging them to claim the means-tested benefit pension credit, which will also entitle them to the winter fuel payment. The letters will go out from next month to people the Department for Work and Pensions has identified as likely to be entitled following a targeted trial scheme last year.Also on the programme, a leading debt charity calls for the way council tax debt is collected to be reformed, and why do millions of renters not insure their belongings?Presenter: Paul Lewis
Reporters: Dan Whitworth and Emma Smith
Researcher: Jo Krasner
Editor: Sarah Rogers(First broadcast 12pm Saturday 12th October 2024)
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25:01
Money Box Live: How to Buy a Home
Buying a home is legendarily one of the most stressful events in life so today on Money Box Live we're going to try to take some of the pressure off by talking you through how it should work.Obviously there's much more to it than finding your dream house and a lot that can happen between viewing a property and getting the keys.We talk to first-time buyers on the property hunt in Stockport in Greater Manchester, and our panel of experts, Simon Gammon, Head of Finance at Knight Frank and Beth Rudolf from the Conveyancing Association joins Felicity Hannah to take questions from listeners.Presenter: Felicity Hannah
Producer: Craig Henderson/Sarah Rogers
Editor: Sarah RogersThis episode was first broadcast on Weds 9th October 2024.
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28:17
Scam Special: Game Changing New Fraud Rules
In a special programme broadcast live from the Atrium in Quay House at MediaCityUK, Paul Lewis discusses a momentous change in the way banks treat customers who have money stolen from their bank accounts by what is called Authorised Push Payment Fraud. In 2023 a record number of people lost hundreds of millions of pounds to thieves who tricked them, manipulated them and then drained their bank accounts.On October 7th new rules will come into force which mean nearly all transfers will be covered, so that victims will be refunded in the vast majority of cases up to a limit of £85,000.Money Box gets hundreds of emails from people who've lost money to scams and frauds and this will be life changing for those who find themselves a victim of this kind of crime. To mark this change, the team will be joined by a panel of experts and people who've lost thousands of pounds in these sort of scams. Presenter: Paul Lewis
Reporter: Dan Whitworth
Researchers: Catherine Lund and Jo Krasner
Studio Producer: Sarah Rogers
Studio Managers: Pete Smith, Matthew Dempsey and Cameron Ward
Editor: Jess Quayle(First broadcast 12pm Saturday 5th October 2024)