The Clever Girls Know Podcast is brought to you by Clever Girl Finance, one of the largest personal finance media/education platforms for women in the U.S. that...
362: How Shanice Paid Off Over $40k Of Student Loan And Credit Card Debt!
On this podcast episode, Shanice Pereira shares how she paid off over $40,000 of student loan and credit card debt. Shanice is a content creator who is passionate about inspiring others to embrace life through her beauty and lifestyle content. Professionally, she serves as the Senior Director for Enrollment at Year Up United, a national non-profit empowering young adults. With a background in higher education, she has worked at HBCUs like Lincoln University and Morgan State University to enhance student access. Outside of her career, Shanice enjoys traveling, reading, and trying new restaurants. She earned her bachelor’s degree in Mass Communications from Lincoln University in Pennsylvania and a master’s in Professional Studies from Towson University. WHAT SHANICE DISCUSSED: Her commitment to becoming debt-free, sparked by the turning point that led her to pay off over $40,000 in debt. Her debt payoff strategy, including the methods that worked best for her, details about her income, and the timeline for achieving debt freedom. Balancing financial goals with enjoying life, addressing the common fear of sacrificing one’s lifestyle while paying off debt. The role of content creation and sharing her journey as a means of staying accountable. Financial advice for students and young professionals who are just starting their careers. The challenges she encountered on her debt-free journey and how she overcame them. The intersection of personal finance with self-care and wellness, especially as it relates to creating beauty and lifestyle content. How becoming debt-free has positively impacted her financial confidence and long-term goals. Practical advice for anyone feeling overwhelmed by their debt and unsure of where to begin. AND MUCH MORE HOW TO KEEP UP WITH SHANICE: On social media (IG/TikTok): @ShaniceSwank On YouTube: https://www.youtube.com/@ShaniceSwank/videos ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: instagram.com/clevergirlfinance
--------
35:50
361: Building The Line - How Raisa’s Growing A Business And Increasing Her Net Worth
On this podcast episode, Raisa Martin @rvisv founder of stationery company, The Line, joins us to share how she's building her business, and increasing her net worth! Raisa is a content creator and an entrepreneur. While balancing a full-time 9-5 in the e-commerce industry, she decided to start her own e-commerce brand, The Line, all around stationery and planner tools that elevate the full potential of women around the world. In 2022, she started her YouTube channel talking all about personal finances and her small business. In just 2 years, she has grown a community of like-minded individuals with a primary focus of personal finances and entrepreneurship. THE LINE DISCOUNT CODE: Raisa has generously offered the Clever Girl Finance audience 10% discount on all purchases made at The Line using the following link: https://thelineshop.ca/clever-girl10 WHAT RAISA DISCUSSED: The inspiration behind starting The Line and the transition into entrepreneurship while working a 9-5. Challenges faced in launching an e-commerce brand and strategies used to overcome them. Balancing a business, content creation, and a full-time job. Strategies for growing The Line and standing out in the competitive stationery and planner space. The motivation behind sharing her financial journey on YouTube. How financial transparency has helped build trust and connection with her audience. Her journey of increasing net worth and the key steps taken to build wealth. The role of entrepreneurship in her financial growth. Top financial tips for entrepreneurs just getting started. The biggest surprises from documenting her business and financial journey online. Staying motivated and consistent while growing a business and managing finances. AND SO MUCH MORE HOW TO KEEP UP WITH RAISA: On Social media: @rvisv Via her website: raisamartin.com Check out The Line: https://thelineshop.ca/ ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: instagram.com/clevergirlfinance
--------
44:37
360: Credit Boosting 101 - 6 Simple Steps to Build and Improve Your Credit Score
Boost Your Credit Score with These 6 Simple Steps! Your credit score impacts everything from getting loans to securing the best rates on a car or home. But improving it doesn’t have to be confusing or overwhelming. On this podcast, I’ll break down 6 actionable steps to build credit confidence and improve your score, no matter where you’re starting from. Ready to take control of your credit? Let’s dive in! ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: instagram.com/clevergirlfinance
--------
11:53
359: Side Hustles & Career Moves - How to Boost Your Income in 2025
Want to make more money this year? Here are 5 actionable strategies to help you boost your income, gain financial security, and achieve your goals faster! Now is the perfect time to take charge of your finances and increase your earning potential. Whether it’s through starting a side hustle, leveling up in your career, or building new skills, there are plenty of ways to create financial stability and freedom. In this video, I’m breaking down five powerful strategies to help you grow your income this year! ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: instagram.com/clevergirlfinance
--------
9:50
358: Breaking Emotional Spending Cycles And Redefining Your Money Story With Shang Saavedra
Shang Saavedra @savemycents is the founder and CEO of Save My Cents, a personal finance education platform that helps Americans learn how to grow their financial wealth by addressing mental health. Shang finished saving for her retirement by the age of 31, and is America's leading expert on retirement. Her insights have been published by Business Insider, CNBC, Forbes, Fox Business, USA Today, Time / NextAdvisor, Nasdaq, The New York Post, Kiplinger, and she has been named by Time / NextAdvisor as one of The 25 Most Influential New Voices of Money. Her book, Wealth Is a Mindset, released January 2025 with Third State Books. WHAT SHANG DISCUSSED: The importance of addressing emotions in financial decision-making. How early experiences, such as childhood memories of scarcity or privilege, shape adult money habits. The spending cycles and common emotional triggers that lead to unhealthy financial behaviors. Practical strategies for replacing emotional spending with healthier habits. Why many people overlook the emotional aspect of money and focus solely on numbers and logic. Steps listeners can take to start rewriting their money story today. AND SO MUCH MORE HOW TO KEEP TO UP WITH SHANG: Website: https://savemycents.com/ Instagram: https://www.instagram.com/savemycents/ YouTube: https://www.youtube.com/@savemycents LinkedIn: https://www.linkedin.com/in/shangsaavedra/ Goodreads: https://www.goodreads.com/book/show/216282934-wealth-is-a-mindset Amazon: https://www.amazon.com/Wealth-Mindset-Change-Your-Money/dp/B0D94QCZL6/ Bookshop: https://bookshop.org/p/books/wealth-is-a-mindset/21633491 ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: instagram.com/clevergirlfinance
The Clever Girls Know Podcast is brought to you by Clever Girl Finance, one of the largest personal finance media/education platforms for women in the U.S. that empowers women to ditch debt, save money and build real wealth in order to live life on their own terms!
Hosted by founder and CEO of Clever Girl Finance, Bola Sokunbi, the podcast shares open and honest conversations with real women at different stages of their financial and life journeys to inspire and motivate other women on their own journeys too!
Get the Clever Girl Finance Roadmap today! It's completely free! Plus get our free budgeting & debt prioritization worksheets too: https://www.clevergirlfinance.com/financial-roadmap/
UK