The Clever Girls Know Podcast With Bola Sokunbi

New Book - Clever Girl Millionaire; A Guide to Redefining What's Possible, Turning Ambitions into Actions, and Dreams into Millions - Available to pre-order now
If you've ever maxed out a credit card, drained your savings, avoided budgeting, or stayed in a bad financial situation longer than you should have, you're not alone.
On this episode, I'm sharing exactly how to recover from money mistakes and forgive your financial past so you can move forward with clarity, confidence, and peace.
Financial shame keeps so many women stuck. But here's the truth: You are not your money mistakes. You are not behind. And it is absolutely possible to rebuild your finances - no matter where you're starting from.
YOU'LL LEARN:
How to process financial regret in a healthy way 
How to stop replaying past money mistakes
How to separate your identity from your financial decisions
Practical steps to start rebuilding your finances today 
How to shift from guilt to growth 
AND SO MUCH MORE
Whether you're recovering from credit card debt, overspending, drained savings, or poor financial decisions, this is your turning point. 
If you're ready to start fresh, take one small step today. Open a savings account. Make a payment. Create a simple budget. Progress, not perfection, builds wealth.
 
More Clever Girl Finance Resources:
❤ Subscribe to the Clever Girl Finance newsletter for weekly motivation! clevergirlfinance.com/subscribe
❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books
❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages
❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog
❤ Follow us on Instagram: @clevergirlfinance

New Book - Clever Girl Millionaire; A Guide to Redefining What's Possible, Turning Ambitions into Actions, and Dreams into Millions - Available to pre-order now
If you've ever thought, "How am I supposed to save money when I barely make enough to cover my bills?", this podcast episode is for you.
Saving money on a low income can feel impossible. Rent, groceries, debt, childcare — it adds up fast. But here's the truth: you can start building savings, even if it's just $5 at a time.
On this episode, I'm walking you through realistic, practical ways to save money on a tight budget, without shame, without skipping meals, and without feeling deprived.
 
YOU'LL LEARN:
How to start an emergency fund on a low income
How to automate tiny savings transfers
How to save money when living paycheck to paycheck
Simple ways to cut expenses without extreme restriction
How to create extra income with micro side hustles 
How to stay motivated when savings feel slow 
Building financial security isn't about big deposits. It's about consistency and strategy. Even small amounts saved can create real peace of mind.
 
More Clever Girl Finance Resources:
❤ Subscribe to the Clever Girl Finance newsletter for weekly motivation! clevergirlfinance.com/subscribe
❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books
❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages
❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog
❤ Follow us on Instagram: @clevergirlfinance

❤ Subscribe to the Clever Girl Finance newsletter for weekly motivation! clevergirlfinance.com/subscribe
On this episode of the podcast, we're joined by Brittany Charles, better known as Mrs. Fiscally Responsible, to talk about how she and her husband paid off $39,000 in debt in just 8 months—and turned that experience into a proven roadmap for others.
As a personal finance coach and founder of Fiscally Responsible, Brittany helps women ditch debt, take control of their cash flow, and build sustainable wealth using simple, repeatable systems.
She shares the mindset shifts, sacrifices, and accountability strategies that fueled her rapid payoff, along with the practical framework she now teaches her growing community to help them do the same.
 
What Brittany Discussed on the Podcast:
How she became Mrs. Fiscally Responsible and the story behind the brand.

The turning point that pushed her and her husband to fully commit to their debt-free journey.

The biggest mindset shifts and sacrifices required during their 8-month payoff period.

A breakdown of her specific debt payoff strategies and systems.

The framework she created to help others replicate her results.

How to move forward when debt feels overwhelming and impossible to tackle.

The powerful role of accountability in accelerating financial progress.

One thing she would do differently—and one thing she's glad she did exactly right.

How becoming debt-free transformed her emotionally, mentally, and financially.

Her clever girl superpower.

Where to connect with her and learn more about her debt payoff framework.

 
How to Keep Up With Brittany:
Instagram: @mrs.fiscallyresponsible

Website: fiscally-responsible.com

 
More Clever Girl Finance Resources:
New Book - Clever Girl Millionaire; A Guide to Redefining What's Possible, Turning Ambitions into Actions, and Dreams into Millions - Available to pre-order now ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books
❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages
❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog
❤ Follow us on Instagram: @clevergirlfinance

New Book - Clever Girl Millionaire; A Guide to Redefining What's Possible, Turning Ambitions into Actions, and Dreams into Millions - Available to pre-order now
If you're overwhelmed by credit card debt or behind on payments, negotiating with your creditors can make a real difference.
On this episode, I walk you through how to confidently talk to your creditors, lower your interest rates, reduce monthly payments, and request temporary relief.
WHAT YOU'LL LEARN:
What to say (including a sample script)
What to ask for: lower rates, waived fees, hardship options
What to avoid saying on the phone
How to escalate when you're told "no"
How to work with a nonprofit credit counselor
How to protect your credit score during negotiations 
AND SO MUCH MORE
Even if you're already behind, it's not too late. You can do this.
 
More Clever Girl Finance Resources:
❤ Subscribe to the Clever Girl Finance newsletter for weekly motivation! clevergirlfinance.com/subscribe
❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books
❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages
❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog
❤ Follow us on Instagram: @clevergirlfinance

New Book - Clever Girl Millionaire; A Guide to Redefining What's Possible, Turning Ambitions into Actions, and Dreams into Millions - Available to pre-order now
Today, I'm breaking down 3 easy, beginner-friendly ways to invest outside the stock market.
Whether you're nervous about stock volatility or just want to explore other options, there are smart, accessible paths to build wealth that don't require buying shares. 
WHAT YOU'LL LEARN:
How to invest in your own business or side hustle
Ways to grow your money with real assets (without buying a house!)
Long-term investments that create lasting peace of mind and impact And more! 
AND SO MUCH MORE
This video is for you if, you're looking to diversify how you build wealth or you're curious about low-barrier ways to grow your money!
 
More Clever Girl Finance Resources:
❤ Subscribe to the Clever Girl Finance newsletter for weekly motivation! clevergirlfinance.com/subscribe
❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books
❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages
❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog
❤ Follow us on Instagram: @clevergirlfinance