The Crypto Podcast

Welcome to The Crypto Podcast. You can find all our episodes on thecryptopodcast.org. My guest today spent years inside the room where crypto's rules actually get written. As a regulatory crypto attorney, he's advised leading exchanges on exactly what they could and couldn't legally offer, and he helped launch the first crypto ETFs on the Toronto Stock Exchange. Now he's on the other side of the table as CEO of Yield School and founder of New Market Trading, helping everyday investors get access to the primary markets that most retail traders never know exist. Please welcome Frank Hepworth.

In this episode, Roy and Frank cover the regulatory landscape shaping crypto today, including the Genius Act, the pending Clarity Act, and why Frank believes Europe's MiCA legislation forced crypto into traditional finance and backfired. Frank explains how New Market Trading uses smart contract technology so clients retain full self-custody while still getting professional portfolio management, why institutional ETF buyers have been buying the top and selling the bottom like retail investors, and how he evaluates which crypto assets are worth investing in using a commodity-versus-business framework. The conversation closes with a detailed, refreshingly honest breakdown of why real estate tokenization is far less advanced than people assume, and why native on-chain companies, not tokenized off-chain assets, are where Frank believes the space is actually heading.

⏱️ TIMESTAMPS

0:02 - Welcome to The Crypto Podcast, intro to Frank Hepworth
0:48 - Frank's path into crypto and law simultaneously, starting in 2017
3:03 - Getting hired by a top law firm during the 2020-2021 bull run
4:53 - The Genius Act, the Clarity Act, and why Frank thinks MiCA backfired
11:47 - How Yield School teaches DeFi investing vs. how New Market Trading manages it
13:44 - How the smart contract investment account makes theft technologically impossible
17:45 - Helping US clients set up checkbook IRAs for tax-exempt crypto investing
24:56 - Why big institutions have been buying the top and selling the bottom
27:42 - How Frank decides which crypto assets are worth investing in: commodity vs. business framework
31:00 - Where NFTs are headed, and why early blue-chip collections may hold value
32:12 - Why real estate tokenization is far less advanced than most people assume
37:17 - Cypherpunks who operate entirely outside the fiat system
41:20 - Frank's honest take on his role in launching the first Toronto Stock Exchange crypto ETF
41:38 - Where to find Frank Hepworth and connect with his team

About Frank Hepworth

Frank Hepworth is a former crypto regulatory attorney who advised leading exchanges on legal compliance and contributed to the listing documentation for the first crypto ETFs on the Toronto Stock Exchange. He is now CEO of Yield School, which teaches investors how to navigate decentralized finance directly, and founder of New Market Trading, which uses ERC-4337 smart contract technology to give clients professional portfolio management while retaining full self-custody of their crypto. Frank currently serves primarily US-based clients.

Connect with Frank Hepworth
🌐 newmarkettrading.com
𝕏 X (Twitter): @Frank_HEP
▶️ YouTube, Instagram, LinkedIn: search Frank Hepworth

 

Roy
Website: https://roycoughlan.com/
Virtual Assistants: https://va.world/
Private Networking Group (Connected Leaders Academy, 45+ Countries, 685+ Members): https://connectedleaders.academy
Brain Upgrade: https://brainupgrade.org/
The Authority Alliance: https://theauthorityalliance.com/
Podfather Network: podfather.me

 

#CryptoPodcast #FrankHepworth #NewMarketTrading #YieldSchool #CryptoRegulation #DeFi #ClarityAct #GeniusAct #MiCA #SelfCustody #CryptoInvesting #InstitutionalInvesting #BitcoinETF #TokenizedRealEstate #NFTs #SmartContracts #CryptoNative #DigitalAssets #BlockchainInvesting #RoyCoughlan #PodfatherNetwork #CryptoPodcastOrg #ConnectedLeadersAcademy

In this episode of The Crypto Podcast, Roy sits down with Paul Brower, Director of Engineering at Casa — the gold standard in Bitcoin self-custody — where he leads a 12-person team building AI-first workflows to protect billions of dollars in Bitcoin. Before Casa, Paul spent seven years building the first FDA-approved digital pill software, was an early Bitcoin adopter since 2011 (including a Mt. Gox close call), and even spent three episodes on an MTV reality dating show.

Paul breaks down how Casa's multi-sig self-custody system works (2-of-3, 3-of-5), how attackers are now using AI-powered spearphishing and deepfakes to impersonate support staff, and how cryptographic PIN verification protects users from social engineering. He also covers key loss prevention (health checks, hardware redundancy, YubiKeys vs. Trezor/Ledger), Casa's inheritance system for passing on Bitcoin securely, the risks of giving AI agents access to financial accounts, and why physical air-gapped hardware remains one of the strongest defenses against an increasingly AI-powered threat landscape.

Video Chapters

0:00 – Introduction & Welcome

0:23 – Meet Paul Brower: Director of Engineering at Casa

1:20 – Reality TV Detour: Paul's MTV Dating Show Story

2:12 – Why Psychology + Computer Science? Understanding How People Work

2:55 – Building the FDA-Approved Pill with a Potato Battery

12:15 – Career Path: From Pegasystems to Springpad to Casa

15:59 – Bitcoin Since 2011: The Mt. Gox Days & Surviving Every Crash

27:27 – The Problem with PayPal (and Why Bitcoin Is Different)

12:15 – What Is Casa and How Does It Work?

16:01 – Casa's Multi-Sig Setup Explained: 2-of-3 and 3-of-5 Vaults

16:01 – AI-Powered Spear Phishing: How Attackers Are Targeting Crypto Holders 21:21 – Seed Phrases, Floods, Kids, and Why You Need Redundancy

29:23 – Cold Wallets: Trezor vs Ledger vs YubiKey — What Casa Recommends

33:01 – Casa Inheritance Planning: What Happens to Your Bitcoin When You Die? 39:01 – KYC, Privacy & Buying Bitcoin Without Giving Up Your Identity

41:23 – AI Agents + Bitcoin: The Most Exciting Frontier in Crypto

Contact Details
🔗 About Your Host (Roy Coughlan)

Explore more podcasts: Find all podcasts at the PodFather Network

Website: https://roycoughlan.com/

Need help running your business? If you are looking for a Virtual Assistant and get reliable support for your daily operations.

Virtual Assistants: https://va.world/

Private Networking Group: Learn about a Private Networking Group in 50 US States & 42 Countries with 675+ Members https://connectedleaders.academy/

Brain Upgrade: https://brainupgrade.org/

Guest:
Paul Brower — Director of Engineering, Casa
🌐 paulbrower.codes
🌐 casa.io

#CryptoPodcast #Bitcoin #BitcoinSecurity #SelfCustody #Casa #MultiSig #CryptoSecurity #AIAgents #Spearphishing #DeepfakeScams #BitcoinInheritance #CryptoScams #DigitalAssetSecurity #BTC #CryptoNews

You bought Bitcoin early. You held through the crashes, the media panic, and you never sold. So why is your daily life exactly the same? Today's guest says there's a third option most crypto holders don't even know exists — and it doesn't involve selling a single coin. Brandon Diggs from Overseas DeFi joins the show to reveal what productive crypto actually looks like, and how you can turn your idle holdings into a monthly cash flow machine using Decentralised Finance.

 

Timestamp

Topic

00:00

Introduction — the third option most crypto holders don't know exists

01:15

Brandon's background and the mission of Overseas DeFi

03:30

The HODL mindset: Bitcoin from $0.01 to $69,000 and the 6.9 million X return

06:00

Getting paid to wait — treating crypto like a rental property

08:00

Navigating negative market sentiment and the "hot ball of money"

11:00

The two core narratives: currency debasement and blockchain migration

14:30

Why Bitcoin is harder money than gold (inflation rate comparison)

17:30

The $100 trillion store of value market and Bitcoin's position in it

20:00

Why the entire global financial system is migrating to blockchain rails

23:00

Ethereum vs. Bitcoin: smart contracts, tokenisation, and Layer 1 blockchains

26:30

Asset tokenisation is up 400% — and most of it is going to Ethereum

29:00

The level playing field: DeFi is equally accessible with $500 or $500,000

31:00

Step 1 — Taking self-custody of your assets

33:30

Brandon's Mt. Gox story: bought Bitcoin at $77 in 2013, lost 84% in the hack

37:00

Why leaving coins on Coinbase or Binance is still a risk

39:30

Step 2 — Buying and allocating assets (Bitcoin and ETH)

41:30

Step 3 — Collateralised lending: unlocking cheap borrowed capital

44:00

The DeFi carry trade: borrowing at 1–5% and earning 40–300% APR

47:00

Delta-neutral hedging: how to earn fees with zero price risk

50:00

A $5,000 portfolio example: borrowing $2,500 and earning 7% per month

52:30

Why DeFi beats day trading: consistency, lower stress, and less time

55:00

Narrow vs. wide liquidity ranges: yield vs. time commitment trade-off

57:30

How Brandon manages family accounts earning 40–60% APR in 30 mins/day

59:30

The Overseas DeFi app: AI agent, portfolio tracker, and TradingView integration

62:00

Security and scam prevention — "with great power comes great responsibility"

63:30

Capital gains strategy: borrow against your coins instead of selling them

65:00

How to off-ramp USDC as monthly cash flow while stacking ETH fees

66:15

Where to start: the free "Copy This Portfolio" YouTube series

67:00

Outro

 

 

 

Contact & Resources

Listen to this episode on Podbean: thecryptopodcast.podbean.com

Explore more podcasts: Find all podcasts at the PodFather Network
 
Website: RoyCoughlan.com

Need help running your business? If you are looking for a Virtual Assistant and get reliable support for your daily operations.
 
Virtual Assistants: VA.world

Communities: BrainGym.fitness

Learn about a Private Networking Group in 50 US States & 39 Countries with 640+ Members: connectedleaders.academy

 

 

Connect with Brandon Diggs:

•Website: OverseasDeFi.com

•YouTube: @OverseasDeFi

 

 

 

#CryptoPodcast #DeFi #Bitcoin #Ethereum #PassiveIncome #CryptoInvesting #DecentralisedFinance #ConcentratedLiquidity #OverseasDeFi #BrandonDiggs #YieldFarming #CryptoEducation #RoyCoughlan #PodFatherNetwork #VAWorld #BrainGymFitness

What happens if you’re in a crisis and your family can’t find your medical directive? Or worse, what if a "disgruntled relative" alters your will after you’re gone? In this episode of The Crypto Podcast, we sit down with Dan Beech, a veteran wealth manager who has advised billionaires and overseen $1.4 billion in sales. Dan is the founder of Archively, a patent-pending platform that uses dual-blockchain technology and NFT hashing to ensure your most critical life documents are encrypted, unalterable, and accessible in seconds. We dive into the "Secure 3" architecture, the dangers of relying on Big Tech for data storage, and how Dan is using technology to solve the logistical and emotional challenges of estate planning.

 

 

Timestamps

0:00 Welcome & Introduction to Dan Beech
 
0:47 Dan's Career: From Real Estate to Wealth Management
 
1:35 The 2008 Crash: Losing a business and starting over
 
2:33 Transitioning to Wealth Management in Beverly Hills
 
3:03 "Simple Wealth": Insider secrets for high net worth investors
 
3:35 Introducing Archively: Solving the emergency document crisis
 
4:44 The 2007 Tech Trap: Why estate planning is stuck in the past
 
5:18 Blockchain vs. Evil Cousin Sally: Preventing document tampering
 
6:50 Secure 3 Technology: Encryption, Blockchain, and NFTs
 
8:50 Shamir's Secret Sharing: The "Secure 9" triple layer security
 
9:24 Real-World Applications: Medical directives and hospital emergencies
 
11:04 Emergency Access: How loved ones get access in a crisis
 
12:21 0% Downtime: The Blockchain mirror vs. AWS/Microsoft failures
 
14:37 16 Attorneys & 2 Years of Research: Building a trusted system
 
15:12 Sovereignty & Censorship: Why you can't trust Big Tech with your data
 
17:03 The Process: How to get your documents onto Archively
 
18:06 The Passport Story: Why digital backups are critical for travelers
 
20:00 Video & Audio Farewells: Solving the "grief" problem
 
37:35 Prepaying for the Future: Endowment funds and 30-year longevity
 
41:10 The "Geeky" Stuff: Cryptographic security and Shamir's sharing
 
45:14 Built by Feedback: Talking to 50 people to solve real problems
 
47:07 Where to Find Dan: Archively.com (Code: PODFATHER3)
 
47:37 Outro & Contact Details

 

 

🔗 Where to Find Dan Beech

•Website: Archively.com

•Special Offer: Use code PODFATHER3 for an early trial discount.

•Book: Simple Wealth: Insider Secrets for a High Net Worth Wealth Management Firm

🔗 About Your Host (Roy Coughlan)

•Listen to this episode on Podbean: https://thecryptopodcast.podbean.com/e/dan-beech-archively/

•Explore more podcasts: Find all podcasts at the PodFather Network

•Website: RoyCoughlan.com

•Need help running your business? If you are looking for a Virtual Assistant and get reliable support for your daily operations.

•Virtual Assistants: VA.world

•Communities: BrainGym.fitness

•Learn about a Private Networking Group in 50 US States & 39 Countries with 640+ Members: https://connectedleaders.academy/

 

 

#TheCryptoPodcast #DanBeech #Archively #BlockchainTechnology #EstatePlanning #DigitalSovereignty #WealthManagement #CryptoSecurity #NFTs #DataPrivacy #EmergencyPreparedness #FinancialFreedom #RoyCoughlan #SmartContracts #TechInnovation

Join us on The Crypto Podcast as we delve into the intricate world of digital payments with industry veteran Joe Zahaitis. With over 30 years of experience in credit card processing, Joe brings a unique perspective to the evolving landscape of cryptocurrency. In this episode, he shares his journey from a crypto skeptic to a dabbler, exploring the philosophical challenges and exciting potential of digital assets as a payment vehicle. We discuss the current challenges of crypto exchanges, the hidden fees in traditional merchant processing, and the urgent need for simplification in the crypto transaction process. Joe also offers invaluable advice for merchants on vetting payment providers and understanding their effective rates. Tune in for a candid conversation that demystifies crypto payments and offers a glimpse into the future of finance.

 What we Discussed:

0:00 Welcome & Introduction
0:37 Joe's 30-Year Career in Payments
1:35 The Crypto Journey: Skeptic to Dabbler
2:58 Crypto as a Payment Vehicle
3:51 The 'Kludgy' Reality of Exchanges
5:29 Crypto as a Cash Transaction
8:04 Platform Fraud & Spammers
9:02 The Rise of 'Friendly Fraud'
10:08 Identity Fraud in Digital Assets
11:41 NFTs and Utility Scams
13:22 Fraud at the Speed of Electrons
14:05 Synthetic Identity Fraud
14:35 Card Brands' Toehold in the Market
15:21 The Responsibility Gap in Fraud
25:00 The Cost of Small Transactions
25:34 Per-Item vs. Percentage Fees
26:52 Mitigating Low-Ticket Costs
28:02 Consumer Protection & Velocity Checking
29:26 Real-Life Fraud Example: Apple Store Chicago
31:12 PIN vs. Signature Security
32:02 Saving vs. Credit Culture
41:48 Joe's 'Big Bold Statement' on Banking
42:22 The Exchange Monopoly
43:11 The Potential for 0.1% Fees
43:52 Simplifying Global Remittances
44:34 Currency Complexity & Stablecoins
45:52 The Legitimacy of the Ledger
46:42 Dues and Assessments
47:22 The 'Trading Places' Analogy
48:19 Crypto ATMs Explained
49:34 The Mad Dash to the Bottom
50:21 The Wild West: Betamax vs. VHS
51:00 The 'Fog' of Relevancy
52:08 Blocking Innovation: Stripe & New Businesses
53:36 Stripe's $250 Minimum Withdrawal
54:19 Overnight Investment & The Float
54:50 FX Trading & The 'Black Box'
55:56 Joe's New Podcast: 'Hard Currency'
56:58 Where to Find Joe: Zaidis.com
57:33 Contacting Joe's Admin: Julie
57:51 Outro & Closing Remarks                                                          

How to Contact Joe Zahaitis :

⁠ ⁠https://www.zahaitis.com/

https://www.facebook.com/jzahaitis

https://x.com/jzahaitis

https://www.instagram.com/jzahaitis/

https://www.linkedin.com/in/joezahaitis/

All about Roy / Brain Gym & Virtual Assistants at⁠⁠⁠https://roycoughlan.com/⁠⁠⁠

🤝 Join our Crypto Podcast Community ✦ Website:⁠⁠http://thecryptopodcast.org/⁠⁠ ✦ YouTube: /⁠⁠https://www.youtube.com/@roycoughlan ✦Instagram:⁠⁠https://www.instagram.com/thecryptopodcast/⁠⁠ ✦Facebook:⁠⁠https://www.facebook.com/thecryptopodcast/⁠⁠ ✦ TikTok: /⁠⁠https://www.tiktok.com/@roycoughlanpodcaster⁠⁠

 

#CryptoPodcast #JoeZahaitis #CryptoPayments #DigitalAssets #Blockchain #Fintech #PaymentProcessing #MerchantServices #Cryptocurrency #Bitcoin #Ethereum #Stablecoin #DeFi #Web3 #FinancialInnovation #BusinessTips #Entrepreneurship #TheCryptoPodcast