The Making Money Simple Podcast

I met with Neil from @NeilInvests and we went through his entire Trading 212 portfolio - every investment and why.
Sign up to Trading 212 (or use promo code 'MMS' in the app)
To get free fractional shares worth up to 100 EUR/GBP, you can open an account with Trading 212 through this link. Terms apply.-----------------------------------------
📝 Get started with investing - I pulled together a 10-page guide, 1-page cheat sheet and 30-day email course (all for free) - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠click here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠
📕 Get my book Stop Waiting, Start Investing (available as a physical, digital and audiobook) - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠click here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠
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⚠️ Disclaimers: I am not a financial advisor and this does not represent financial advice, it is for entertainment purposes only. Please seek professional advice to get the best information for your personal situation. When investing, your capital is at risk and you may get back less than invested. Past performance does not guarantee future results.
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📥 Get in touch - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠click here⁠⁠⁠

📈 Get started with investing (guide, cheat sheet & course - all for free) - ⁠⁠click here⁠⁠
💷 How I can help you - click here
📺 Video: Should You Switch Global ETF? (VWRP vs FWRG vs ACWI) - click here
There's been a lot of questions about Vanguard's new FTSE Global All Cap ETF - 'VALL'.
So in this video, I tried to answer them all, open and honestly.
If you have any other questions leave them in the comments below and I'll get back to you!
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📝 Get started with investing - I pulled together a 10-page guide, 1-page cheat sheet and 30-day email course (all for free) - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠click here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠
📕 Get my book Stop Waiting, Start Investing (available as a physical, digital and audiobook) - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠click here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠
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⚠️ Disclaimers: I am not a financial advisor and this does not represent financial advice, it is for entertainment purposes only. Please seek professional advice to get the best information for your personal situation. When investing, your capital is at risk and you may get back less than invested. Past performance does not guarantee future results.
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📥 Get in touch - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠click here⁠⁠⁠⁠
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⏰ Timestamps:
0:00 - It's here!
0:57 - Which brokers have VALL?
1:45 - Is there going to be an Income version?
2:04 - What’s the difference between this and VWRP/FWRG etc?
2:44 - Will I switch?
5:50 - Should you switch?
8:11 - Should you switch all in one go?
9:37 - Could this backfire?
11:20 - Summary on platform & fund switching
12:20 - Will it have 7,000 stocks?
12:36 - How much of it is US?
13:13 - What will other fund managers do?
14:13 - Will other Vanguard fund fees be cut?
14:40 - Why did Trading 212 halt investing?
16:04 - Difference to VWRP?
16:21 - Do you need small caps?
17:15 - Could they increase the fee?
17:44 - Use a separate small cap ETF instead?
19:12 - What about the Avantis ETF?

📈 Get started with investing (guide, cheat sheet & course - all for free) - ⁠click here⁠
💷 Top broker offers - ⁠click here⁠
IT'S FINALLY OUT!
The Vanguard FTSE Global All Cap ETF.
This video includes the key details, as well as when it will be available on your platform and whether you should switch to it.
Let me know your take on this in the comments down below.!
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📝 Get started with investing - I pulled together a 10-page guide, 1-page cheat sheet and 30-day email course (all for free) - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠click here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠
📕 Get my book Stop Waiting, Start Investing (available as a physical, digital and audiobook) - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠click here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠
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⚠️ Disclaimers: I am not a financial advisor and this does not represent financial advice, it is for entertainment purposes only. Please seek professional advice to get the best information for your personal situation. When investing, your capital is at risk and you may get back less than invested. Past performance does not guarantee future results.
-----------------------------------------
📥 Get in touch - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠click here⁠⁠⁠
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⏰ Timestamps:
0:00 - It's here!
1:17 - ETF details
4:18 - Which brokers offer it?
4:43 - What are the downsideS?
6:21 - Should you switch to / use this new ETF?

👉 Looking for a hand? How I can help you
On 6 August 2026, I crossed a £200,000 investment portfolio.
Crazy!
I'm buzzing and certainly never thought this would happen when I started investing nearly 10 years ago.
In this one, I go through all of the numbers transparently, from what I've contributed, what the gains have been, the exact investments I make, exact accounts I use, and more.
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📝 Get started with investing - I pulled together a 10-page guide, 1-page cheat sheet and 30-day email course (all for free) - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠click here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠
📕 Get my book Stop Waiting, Start Investing (available as a physical, digital and audiobook) - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠click here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠
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⚠️ Disclaimers: I am not a financial advisor and this does not represent financial advice, it is for entertainment purposes only. Please seek professional advice to get the best information for your personal situation. When investing, your capital is at risk and you may get back less than invested. Past performance does not guarantee future results.
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📥 Get in touch - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠click here⁠⁠⁠

I've been investing for nearly 9 years - and I've invested every month for over 100 months in a row now.
Across that period I've lost money, made mistakes and learned what actually works.
In this one, I go through the most important lessons from the last 9 years.
Any questions let me know below - and I hope it helps you on your investment journey!
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📝 Get started with investing - I pulled together a 10-page guide, 1-page cheat sheet and 30-day email course (all for free) - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠click here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠
📕 Get my book Stop Waiting, Start Investing (available as a physical, digital and audiobook) - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠click here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠
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⚠️ Disclaimers: I am not a financial advisor and this does not represent financial advice, it is for entertainment purposes only. Please seek professional advice to get the best information for your personal situation. When investing, your capital is at risk and you may get back less than invested. Past performance does not guarantee future results.
-----------------------------------------
📥 Get in touch - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠click here⁠⁠
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⏱️ Timestamps:
0:00 - 9 years later
1:25 - Making mistakes on small amounts
3:21 - Sticking with it
4:22 - The start is slow... but don't worry
6:11 - Automate what you can
6:56 - Your savings rate is most important
9:01 - The proof about compounding
9:47 - Own the whole haystack
11:36 - Boring works
11:53 - Fees matter
13:42 - Wrap it up
14:27 - Look into your workplace pension
15:18 - You probably don't need to do more
16:07 - Timing the market
17:30 - It's easy to get rich slow