The Making Money Simple Podcast

📈 Get started with investing (guide, cheat sheet & course - all for free) - ⁠click here⁠
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IT'S FINALLY OUT!
The Vanguard FTSE Global All Cap ETF.
This video includes the key details, as well as when it will be available on your platform and whether you should switch to it.
Let me know your take on this in the comments down below.!
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📝 Get started with investing - I pulled together a 10-page guide, 1-page cheat sheet and 30-day email course (all for free) - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠click here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠
📕 Get my book Stop Waiting, Start Investing (available as a physical, digital and audiobook) - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠click here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠
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⚠️ Disclaimers: I am not a financial advisor and this does not represent financial advice, it is for entertainment purposes only. Please seek professional advice to get the best information for your personal situation. When investing, your capital is at risk and you may get back less than invested. Past performance does not guarantee future results.
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📥 Get in touch - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠click here⁠⁠⁠
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⏰ Timestamps:
0:00 - It's here!
1:17 - ETF details
4:18 - Which brokers offer it?
4:43 - What are the downsideS?
6:21 - Should you switch to / use this new ETF?

👉 Looking for a hand? How I can help you
On 6 August 2026, I crossed a £200,000 investment portfolio.
Crazy!
I'm buzzing and certainly never thought this would happen when I started investing nearly 10 years ago.
In this one, I go through all of the numbers transparently, from what I've contributed, what the gains have been, the exact investments I make, exact accounts I use, and more.
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📝 Get started with investing - I pulled together a 10-page guide, 1-page cheat sheet and 30-day email course (all for free) - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠click here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠
📕 Get my book Stop Waiting, Start Investing (available as a physical, digital and audiobook) - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠click here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠
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⚠️ Disclaimers: I am not a financial advisor and this does not represent financial advice, it is for entertainment purposes only. Please seek professional advice to get the best information for your personal situation. When investing, your capital is at risk and you may get back less than invested. Past performance does not guarantee future results.
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📥 Get in touch - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠click here⁠⁠⁠

I've been investing for nearly 9 years - and I've invested every month for over 100 months in a row now.
Across that period I've lost money, made mistakes and learned what actually works.
In this one, I go through the most important lessons from the last 9 years.
Any questions let me know below - and I hope it helps you on your investment journey!
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📝 Get started with investing - I pulled together a 10-page guide, 1-page cheat sheet and 30-day email course (all for free) - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠click here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠
📕 Get my book Stop Waiting, Start Investing (available as a physical, digital and audiobook) - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠click here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠
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⚠️ Disclaimers: I am not a financial advisor and this does not represent financial advice, it is for entertainment purposes only. Please seek professional advice to get the best information for your personal situation. When investing, your capital is at risk and you may get back less than invested. Past performance does not guarantee future results.
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📥 Get in touch - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠click here⁠⁠
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⏱️ Timestamps:
0:00 - 9 years later
1:25 - Making mistakes on small amounts
3:21 - Sticking with it
4:22 - The start is slow... but don't worry
6:11 - Automate what you can
6:56 - Your savings rate is most important
9:01 - The proof about compounding
9:47 - Own the whole haystack
11:36 - Boring works
11:53 - Fees matter
13:42 - Wrap it up
14:27 - Look into your workplace pension
15:18 - You probably don't need to do more
16:07 - Timing the market
17:30 - It's easy to get rich slow

Most of my £196k investment portfolio (at the time of recording) is invested in global index funds and ETFs.
And right now they're all sitting at record highs - or 'all-time highs'.
As is the S&P 500, the Nasdaq, and many other broad market indices.
Which begs the obvious questions: is now a terrible time to invest? Should you just wait for a dip? Is this time different?
In this episode we go through:
What the data actually says about investing at all-time highs
Why 'this time might be different' (or might not be)
Practical steps to take, given the market is at a record high
And more
Thanks for watching and let me know what you think by leaving a comment below!
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📝 Get started with investing - I pulled together a 10-page guide, 1-page cheat sheet and 30-day email course (all for free) - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠click here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠
📕 Get my book Stop Waiting, Start Investing (available as a physical, digital and audiobook) - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠click here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠
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⚠️ Disclaimers: I am not a financial advisor and this does not represent financial advice, it is for entertainment purposes only. Please seek professional advice to get the best information for your personal situation. When investing, your capital is at risk and you may get back less than invested. Past performance does not guarantee future results.
-----------------------------------------
📥 Get in touch - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠click here⁠
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⏱️ Timestamps:
0:00 - The current state of the market
1:32 - Timing the market doesn’t work
4:02 - The market is regularly ‘high’?
5:40 - Why is the market regularly high?
6:50 - What is you invest right at the top?
9:07 - Lump sum or drip feed?
10:50 - But… this time is different
13:26 - The reality of market crashes
15:45 - What can you do?
17:27 - So… should you invest?

Get my global index fund & ETF comparison tool: ⁠click here⁠
Listen to this next: 'Should you switch global ETFs?'
In this podcast episode, we answer a great question from Andy:
'VWRP or VAFTGAG'
There are a few important differences:
What they invest in
How much they charge in fees
What platforms they are available on
And the type of investment each of them is
Listen to the podcast episode for the full details.
And thanks for the question Andy!
If you have a question, feel free to email me: ryan@makingmoneysimple.com
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📝 Get started with investing - I pulled together a 10-page guide, 1-page cheat sheet and 30-day email course (all for free) - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠click here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠
📕 Get my book Stop Waiting, Start Investing (available as a physical, digital and audiobook) - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠click here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠
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⚠️ Disclaimers: I am not a financial advisor and this does not represent financial advice, it is for entertainment purposes only. Please seek professional advice to get the best information for your personal situation. When investing, your capital is at risk and you may get back less than invested. Past performance does not guarantee future results.
-----------------------------------------
📥 Get in touch - ⁠⁠⁠⁠⁠⁠⁠⁠click here⁠⁠⁠