What's Your 1 More?

• Ep. 244 - Rate Cut Chaos: Brace Yourself!

  Hey, subscribe to What’s Your 1 More Podcast for key insights! What's the deal with Trump, Powell, and the Fed? This episode dives into the Fed Funds meeting, inflation data, and the labor market. Is the Fed going to lower interest rates, and what does this mean for homeowners? Quinton discusses the impact of tariffs and the uneasiness in the market. "I think we have some significant signs of weakness in the labor market" - Quinton Harris Connect with us: Youtube: https://www.youtube.com/@whatsyour1more Apple: https://podcasts.apple.com/us/podcast/whats-your-1-more/id1647180355 Facebook: / whatsyour1more Twitter: / whatsyour1more Instagram: / whatsyour1more Spotify: https://open.spotify.com/show/37zPGizSKOGid1NVnm92i5 If you are interested in obtaining a home loan feel free to reach out to Texana Bank Mortgage at https://mortgage.texanabank.com If you enjoyed this episode, please like, subscribe, and share your thoughts in the comments—your feedback and engagement mean the world to us and help shape future episodes of What’s Your One More! Thank you for being part of our community! 00:00:00 Intro to Fed Watch 00:00:20 New sponsor alert 00:00:50 Trump vs. Powell 00:01:03 Labor over inflation 00:01:24 PCE and Labor data 00:01:44 Fed likely to do nothing 00:02:19 Fed is independent 00:02:45 Trump/Powell relationship 00:03:43 Trump's banter 00:04:30 PCE data details 00:05:59 Inflation at 2.3% 00:06:09 Focus on labor market 00:06:44 Private sector jobs 00:07:34 Job cuts not improving 00:07:54 ADP report: uneasiness 00:08:39 Market volatility 00:08:43 Signs of weakness 00:09:10 Potential runaway train 00:09:44 Tariffs impact on prices 01:10:59 Trump administration pressure 01:11:24 Rate cut forecasts 01:11:44 Trump's reaction 01:12:14 Scott Besson's job 01:12:54 Fed Funds meeting preview 01:13:19 Subscribe to the channel

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• Ep. 243 - Vijay Singh - Stories from a Golf Icon

  Don’t forget to like, comment, and subscribe to the “What’s Your 1 More” Podcast for more stories that inspire and challenge the way we think. What does it take to go from hitting worn-out golf balls in Fiji to winning The Masters and becoming World #1? In this episode, we sit down with PGA Hall of Famer and legend Vijay Singh to hear how the game of golf—and the road to greatness—has changed over the years. From self-taught swings and practicing without cameras to his thoughts on LIV vs PGA, Vijay shares what the game looked like before the money and tech took over. Golf lovers, competitors, and homeowners alike will take something from this conversation about grit, focus, and what it means to stay committed when no one’s watching. “The only way to stay ahead is to stay ready.” — Quinton Harris Connect with us: Youtube: /@whatsyour1more Apple: https://podcasts.apple.com/us/podcast/whats-your-1-more/id1647180355
 Facebook: /whatsyour1more Twitter: /whatsyour1more Instagram: /whatsyour1more Spotify: https://open.spotify.com/show/37zPGizSKOGid1NVnm92i5 If you enjoyed this episode, please like, subscribe, and share your thoughts in the comments—your feedback and engagement mean the world to us and help shape future episodes of What’s Your One More! Thank you for being part of our community. 00:00:10 – Intro & Vijay’s Hall of Fame career 00:01:25 – Growing up in Fiji & discovering golf 00:02:35 – Self-taught swing & learning from observation 00:04:05 – Practicing without tech or coaches 00:06:30 – From hitting worn-out balls to Rookie of the Year 00:08:35 – Obsession with practice & focus 00:10:50 – Competing against Tiger, Phil & legends 00:13:25 – Golf is younger now: early training & tech 00:14:45 – Equipment changes & course evolution 00:18:05 – LIV vs PGA: the merger & fallout 00:25:20 – What happens to LIV players now? 00:26:10 – Greg Norman’s long-standing tension with the Tour 00:26:30 – Favorite courses: Pebble Beach & Augusta 00:28:25 – Superstitions, lucky numbers & marking the ball 00:29:00 – Winning the PNC with his son 00:30:05 – The moment he won the Masters 00:32:55 – Vijay’s “one more round” pick

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• Ep. 242 - The “R Word" in Real Estate

  👉 Like and subscribe to the “What’s Your 1 More” Podcast for real-time market breakdowns that matter to homeowners. What happens when mortgage rates spike more than 60 basis points in just five days? In this episode, Quinton Harris unpacks the shocking rebound in the 10-year Treasury and how it's driving mortgage interest rates into the 7s—just one week after nearing sub-4% territory. He explains how margin calls, treasury liquidations, and global uncertainty are affecting rates, and why this matters now more than ever for buyers and sellers. If you're thinking about waiting for rates to drop or fearing a recession, Quinton brings the facts—especially for those wondering whether now is still a smart time to buy. 💬 “If you're sitting on the sidelines waiting for the right time, you’re going to miss the opportunity—real estate always wins coming out of a recession.” – Quinton Harris Connect with us:
 Youtube: https://www.youtube.com/@whatsyour1more
 Facebook: /whatsyour1more
 Instagram: /whatsyour1more Apple: https://podcasts.apple.com/us/podcast/whats-your-1-more/id1647180355 Spotify: https://open.spotify.com/show/37zPGizSKOGid1NVnm92i5 If you enjoyed this episode, please like, subscribe, and share your thoughts in the comments—your feedback and engagement mean the world to us and help shape future episodes of What’s Your One More! Thank you for being part of our community! 00:00 – “What a Difference a Week Makes” 00:33 – 10-Year Treasury jumps 60–70 basis points 01:00 – Fear’s effect on markets & investor behavior 01:52 – Tariffs rolled back and impact on market sentiment 02:30 – “Trying to time the bottom is like catching a falling knife” 03:05 – Margin calls and treasury liquidation 04:15 – China dumping treasuries? 05:10 – Weakening US dollar and effect on treasuries 06:00 – Mortgage rates shoot back into the 7s 06:47 – “R” word: Recession and what it signals 07:28 – Real estate and recessions: Historical data from 1970–present 08:25 – Gray bars = recessions; blue line = real estate appreciation 09:00 – If you can afford the payment, now might be the time to buy 09:54 – Common objections to buying right now 10:29 – Inventory and demand pressures on home prices 10:52 – Recap of the risk trade and bond market reaction 11:35 – Gold prices surge—another safe haven sign 11:57 – Who’s the largest US debt holder? Not China 12:38 – Federal Reserve expected to return as buyer 13:25 – Why the Fed may be forced to act soon 13:59 – Rate cuts and treasury purchases as economic stimulus 14:40 – This could all change in five days—stay calm 15:00 – Real estate agents: Lead with facts to counter fear 15:35 – Call for comments and engagement from the audience 15:55 – Closing remarks and outro

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• Ep: 241 - Tariffs: The Silent Act of Economic Warfare

  👍 Like and subscribe to the “What’s Your 1 More” Podcast to stay informed on the latest shifts in the housing market. How do tariffs and trade policies quietly impact your wallet—and even your home purchase? In this episode, Quinton connects the dots between global economic moves and what they mean for U.S. homeowners. He breaks down how tariffs can increase the cost of construction materials, drive inflation, and influence mortgage rates. For buyers navigating today’s market, understanding these behind-the-scenes factors could be the edge you need when deciding if now is the right time to act. “People think tariffs are just politics—but they hit your home faster than you think.” —Quinton Connect with us: Youtube: https://www.youtube.com/@whatsyour1more Apple: https://podcasts.apple.com/us/podcast/whats-your-1-more/id1647180355 Facebook: / whatsyour1more Twitter: / whatsyour1more Instagram: / whatsyour1more Spotify: https://open.spotify.com/show/37zPGizSKOGid1NVnm92i5 Special thanks to MBS Highway: https://www.highway.ai/ If you enjoyed this episode, please like, subscribe, and share your thoughts in the comments—your feedback and engagement mean the world to us and help shape future episodes of What’s Your One More! Thank you for being part of our community! 00:00:00 - Intro to Tariffs and Episode Overview 00:01:10 - Tariffs: US Trade Deficits and Reciprocal Actions 00:03:45 - Tariffs: Negotiation Tool vs. Escalation, Revenue Generation 00:05:35 - National Deficit and How Tariffs Could Impact It 00:08:55 - Tariffs Impact on Other Countries (Vietnam, China) 00:13:45 - Economic Impact: Potential Recession and Fed Response 00:17:30 - Tariffs and the 10-Year Treasury Yield 00:19:55 - Housing Market and Tariffs 00:21:00 - Podcast Outro

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• Ep. 240 - How to Build & Keep Good Credit – The Ultimate Guide!

  Like and subscribe to “What’s Your 1 More” Podcast for more financial strategies! How does your credit score really impact your ability to buy a home? This episode breaks down the key factors that shape your credit, common mistakes that lower scores, and how homeowners can protect their financial future. Learn why small financial habits can make a big difference when securing loans and getting the best interest rates. Credit isn’t just about numbers—it’s about unlocking opportunities. "Your credit score isn’t just a number, it’s a tool—use it wisely." – Quinton Harris Connect with us:
 YouTube: https://www.youtube.com/@whatsyour1more
 Apple: https://podcasts.apple.com/us/podcast/whats-your-1-more/id1647180355
 Facebook: /whatsyour1more
 Twitter: /whatsyour1more
Instagram: /whatsyour1more
 Spotify: https://open.spotify.com/show/37zPGizSKOGid1NVnm92i5 Special thanks to PARTNERS CREDIT Credit Resources: https://bit.ly/WY1MCredit If you enjoyed this episode, please like, subscribe, and share your thoughts in the comments—your feedback and engagement mean the world to us and help shape future episodes of What’s Your One More! Thank you for being part of our community! 00:00:00 - Intro 00:00:45 - Defining Credit 00:01:49 - Defining Negative Terms 00:02:36 - Credit Karma vs. Lender Scores 00:04:14 - Types of Credit Reports 00:06:34 - Factors That Create Your Score 00:07:40 - Payment History (35%) 00:08:30 - Amount You Owe (30%) 00:09:59 - Length of History (15%) 00:10:40 - New Credit (10%) 00:12:00 - Type of Credit Used (10%) 00:12:44 - How to Hack Your Credit 00:13:14 - The 1-2-3 Model 00:13:59 - Pro Tip #1: Renting 00:14:30 - Pro Tip #2: Installment Loans 00:15:10 - Pro Tip #3: Revolving Credit 00:17:00 - Largest Balances Carry Weight 00:18:14 - Fastest Ways to Establish Credit 00:19:49 - How Trade Lines Work 00:22:50 - Review of Five Factors 00:23:54 - Impact of Credit Utilization 00:25:39 - All About Collections 00:26:14 - Medical Collections 00:27:29 - Paying off Collections 00:30:09 - Maintaining a Good Score 00:30:44 - Pro Tip: Don’t Close Old Cards 00:32:39 - Credit Monitoring Systems 00:33:44 - Credit Pulls and Score 00:34:54 - Be a Conscious Credit User 00:35:39 - Outro

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